What kind of insurance do you have? (Not motorcycle insurance)

Integrity · 06-09-2008, 10:35 AM

I think everyone can agree when it comes to protective gear, dress like you're going to go down, but do you take that same approach when buying insurance? Since I'm starting to get back into riding, I've been doing some insurance shopping. Not auto insurance, but disability insurance and term life insurance. Its kind of funny how different a person's mind works when their 30 years old compared to when they were 23. Anyway, I was just wondering what the rest of you had, what your policy entails, and where's a good place to purchase a policy?

zcaveman69 · 06-09-2008, 10:51 AM

I have pretty good insurance through work, pays 5 years annual salary, also have a couple policies through banks were with, and also through my insurance company. I put a shytload of miles a year on the bikes, but when I started looking into my pilot's license my wife brought the insurance to my attention, it's a good thing to have........she says

Swifty · 06-09-2008, 01:35 PM

I'm covered under Tri-care. 100% as long as i'm wearing the proper gear.

terrasmak · 06-09-2008, 03:05 PM

Quote:

Originally Posted by Swifty

I'm covered under Tri-care. 100% as long as i'm wearing the proper gear.

Same here and used it a few times, even on the racetrack.

Zman636 · 06-09-2008, 07:51 PM

Quote:

Originally Posted by Swifty

I'm covered under Tri-care. 100% as long as i'm wearing the proper gear.

Same here also. Did have to use it once when I wrecked.

Swifty · 06-09-2008, 08:21 PM

I've never had to use it (knock on wood) but its cool knowing i got it. I've got a few buddies that got jacked up stunting or being stupid and it covered them 100%.

Integrity · 06-10-2008, 06:50 AM

I'm no longer eligible for Tri-care since I'm out of the Marines. As of right now, I'm looking at Metlife or Afflack.

gimpster621 · 06-10-2008, 09:20 AM

^ same here. got out in feb so i went with liability (because of california law) and medical. i figured if i crashed it would be most likely on the fwy because thats my commute daily and i live and work 2 blocks off the fwy, id prolly end up dead and/or the my bike would be unrepairable

Integrity · 06-10-2008, 11:01 AM

I ended up going through Geico. Its one of their affiliates, but I get a discount since I use them for auto and renter's insurance. Purchased $250K in term life insurance. $15.00 a month.

06-09-2008, 10:35 AM	#1
Integrity Shift_Ouch Join Date: Dec 2003 Location: Columbia, Maryland Posts: 4,671 iTrader: (27)	What kind of insurance do you have? (Not motorcycle insurance) I think everyone can agree when it comes to protective gear, dress like you're going to go down, but do you take that same approach when buying insurance? Since I'm starting to get back into riding, I've been doing some insurance shopping. Not auto insurance, but disability insurance and term life insurance. Its kind of funny how different a person's mind works when their 30 years old compared to when they were 23. Anyway, I was just wondering what the rest of you had, what your policy entails, and where's a good place to purchase a policy? __________________ 2003 Chrome Silver Touring 13.4@105 NA - 12.0@113 w/Spray She will be missed. 2008 Obsidian Black Pearl STi

06-09-2008, 01:35 PM	#3
Swifty Registered User Join Date: Feb 2006 Location: Panhandle, FL Posts: 1,710 iTrader: (6)	I'm covered under Tri-care. 100% as long as i'm wearing the proper gear. __________________ 04 350z droptop FOR SALE http://my350z.com/forum/cars-sale/37...-roadster.html - $125 to anyone who sells my Z! asking $21k.

06-09-2008, 08:21 PM	#6
Swifty Registered User Join Date: Feb 2006 Location: Panhandle, FL Posts: 1,710 iTrader: (6)	I've never had to use it (knock on wood) but its cool knowing i got it. I've got a few buddies that got jacked up stunting or being stupid and it covered them 100%. __________________ 04 350z droptop FOR SALE http://my350z.com/forum/cars-sale/37...-roadster.html - $125 to anyone who sells my Z! asking $21k.

06-10-2008, 06:50 AM	#7
Integrity Shift_Ouch Join Date: Dec 2003 Location: Columbia, Maryland Posts: 4,671 iTrader: (27)	I'm no longer eligible for Tri-care since I'm out of the Marines. As of right now, I'm looking at Metlife or Afflack. __________________ 2003 Chrome Silver Touring 13.4@105 NA - 12.0@113 w/Spray She will be missed. 2008 Obsidian Black Pearl STi

06-10-2008, 09:20 AM	#8
gimpster621 Registered User Join Date: Jul 2005 Location: Socal/Fallujah Posts: 10,323 iTrader: (38)	^ same here. got out in feb so i went with liability (because of california law) and medical. i figured if i crashed it would be most likely on the fwy because thats my commute daily and i live and work 2 blocks off the fwy, id prolly end up dead and/or the my bike would be unrepairable __________________ 1998 Toyota Sienna I 2005 Blk Honda CBR600RR

06-09-2008, 10:51 AM	#2
zcaveman69 Registered User Join Date: Jun 2008 Location: StL Posts: 180 iTrader: (0)	I have pretty good insurance through work, pays 5 years annual salary, also have a couple policies through banks were with, and also through my insurance company. I put a shytload of miles a year on the bikes, but when I started looking into my pilot's license my wife brought the insurance to my attention, it's a good thing to have........she says

06-10-2008, 11:01 AM	#9
Integrity Shift_Ouch Join Date: Dec 2003 Location: Columbia, Maryland Posts: 4,671 iTrader: (27)	I ended up going through Geico. Its one of their affiliates, but I get a discount since I use them for auto and renter's insurance. Purchased $250K in term life insurance. $15.00 a month. __________________ 2003 Chrome Silver Touring 13.4@105 NA - 12.0@113 w/Spray She will be missed. 2008 Obsidian Black Pearl STi