KManZ

iTrader: (8)

Check it out! My graduation is fast approaching, and I will soon have my job I am set on my 07 Z, after 2 years of deprivation!

I found info concerning the Nissan SignatureGrad program, and called the dealer "hotline", and discovered the parameters of the deal. Wanting a deeper answer, I called a dealership and spoke with a finance manager. I learned that you get approved as Tier 1 level credit on 'any' Nissan, if you have over a 600 credit score. I am well over a 600, but I have another issue.

About 2 years ago I had to have my Z repossessed because I couldn't handle the burden while going to school full time. Long story short, I payed that off and have had perfect credit since. I made a mistake, who doesn't, and I paid for it.

So I asked the finance guy if that played any part, and he said it did Now, this was nearly 2 years ago, and I have been perfect since, and my credit score has recovered. What are my chances that I will/ will not qualify for the SignatureGrad program? If it is based soley on my credit score, I am golden, but if they go based on whats on the report itself, I may be screwed. What do you all think?

jondimellow

iTrader: (3)

well when i bought my car, i didn't have a credit score... never had a credit card or anything. they just told me to photo copy of my college diploma.

KManZ

iTrader: (8)

I hope I am as fortunate as you, brotha

davidv

iTrader: (2)

I am surprised that you can borrow money with a repo on your credit report. The repo stays on your report for 7 years. Good luck.