MY350Z.COM - Nissan 350Z and 370Z Forum Discussion - Wooden Board Smashed Bumper, HELP!

Quote:

Originally posted by nismo316
2 months after owning my Z a wooden board that got kicked up by a big rig, smashed my bumper today. Not only did it crack the side marker but it cracked the bumper and the front air difusser the track models come with. Lucky for me it never touched anything else but the bumper.

I need advice,1st How much does the nismo body kit cost for the whole car (front, sides, and rear)

2nd What should I tell my insurance company??, (AAA) I want to avoid paying a deductible and avoid having any claims on my record since I fear my rate may go up. Can my rate go up?( this is first claim)

3rd Should I produce a license plate # for the big rig that kicked up the board?

Really dumb, when it comes to this crap... any advice is greatly appreciated.

Thanks!!!

I know one of the forum members is an auto insurance claims adjustor, so I'll leave the final words of wisdom on your question to him; however, after dealing with insurance company a lot of times with claims such as the one you need to open, I can tell you that if you tell them exactly what happen. i.e., a road debris hit your car on the interstate, they will cover the claim as a comprehensive claim, and you'll have to pay the (usually) lower deductible. Unless you can find the owner of the truck that kicked up the road debris, and he agrees with your story and you contact his insurance company and open a claim with them, you're going to have to pay your deductible.