Roommate crashed my car!!! Insurance help!!!!

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Oct 2, 2007 | 01:51 PM

#21

azsupra

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Joined: Aug 2007

Posts: 51

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From: Scottsdale

Quote:

Originally Posted by Brick-Z

Your worried about insurance fraud yet you want to lie about who was driving the car

Sorry I stated that wrong. I told the insurance company that it was him, I just said he was a friend, not that he lived with me. I didn't give the agent a fake name or anything, if that's what you're asking, LOL.

Oct 2, 2007 | 01:53 PM

#22

danisr1

Sleeps in 350Z

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Joined: Dec 2005

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From: Fort Myers FL

Quote:

Originally Posted by azsupra

Yes I'm aware they will raise it, he's already covering the difference in premium prices as soon as I get the exact numbers. The agent knows he was driving the car, just not that he is my roommate. I'm not worried about him paying me back at all, my only concern is the insurance company discovering that he is my roommate. Really the only way they will know that is if they dig deep enough and start requesting copies of utility bills/rent checks, etc... Other than that, his dl and insurance policy are under his old address. I was just mainly curious about how deep insurance companies dig in these cases.

not very deep on a 6k claim, if he was hurt or hurt someone, different story.
and for what its worth, agents dont really do much with claims, so your agent wont push the issue.