I will be in a similar position next year. Im just getting out of college. Last time i checked my rating it was in the high 700's i beleive (like 790 i think). I assume i wont be able to get a decent rate with this and will have my dad cosign.

My question is this, I figure having him co-sign will allow me to get a rate that he would have gotten, correct? But then will this loan still show as being in my name... i.e. have the benefits of me paying it off and showing on my credit report?