Andrew's Z-Downpayment Foundation
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My fellow Zs, the Z-Downpayment Foundation was founded to assist Andrew Kissel (myself) to get a large enough downpayment to purchase his Z without a rollover from a trade-in. Established in September of 2003, the Z-Downpayment Foundation is non-profit; all proceeds go directly into the hands of the local Nissan Dealership.
The Z-Downpayment Foundation does offer something in return to those who graciously contribute $20 or more: 50MB of online storage space on a 100Mbps connection, and even a free email address if you are so inclined to have one. Finally, all donators will receive a hand-signed thank you letter from the infamous Andrew Kissel himself! Andrew Kissel writes using a top quality metal/chromish-looking pen someone gave him once, on 100% recycled paper. Yes - you get what you pay for - er, donate for. The Z-Downpayment Foundation wants to help you help us. All donations may be sent to paypal@terrafirm-media.com. The Z-Downpayment Foundation is owned and operated by Terrafirm-Media (http://www.terrafirm-media.com, NYSE: none, NASDAQ: none). Thank you in advance for your support.
Signing off..
The Z-Downpayment Foundation does offer something in return to those who graciously contribute $20 or more: 50MB of online storage space on a 100Mbps connection, and even a free email address if you are so inclined to have one. Finally, all donators will receive a hand-signed thank you letter from the infamous Andrew Kissel himself! Andrew Kissel writes using a top quality metal/chromish-looking pen someone gave him once, on 100% recycled paper. Yes - you get what you pay for - er, donate for. The Z-Downpayment Foundation wants to help you help us. All donations may be sent to paypal@terrafirm-media.com. The Z-Downpayment Foundation is owned and operated by Terrafirm-Media (http://www.terrafirm-media.com, NYSE: none, NASDAQ: none). Thank you in advance for your support.
Signing off..
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Last edited by Nekogami; 09-17-2003 at 03:17 PM.
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Can I ask how old are you before I donate? If you are older than I am forget it. And also after the "Z-downpayment foundation", will there be a " Z-insurance payment foundation" and then a "Z-gas money foundation".
Hey, I don't mind helping a Z lover like me but you have to be prepared for the other future costs of owning a Z.
Hey, I don't mind helping a Z lover like me but you have to be prepared for the other future costs of owning a Z.
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Can't you find other ways to make extra money besides panhandling on a message board? Seriously.
If I'm going to donate to a charity, I'd like to at least get a tax deduction out of it!
If I'm going to donate to a charity, I'd like to at least get a tax deduction out of it!
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At least no ones bashing me yet, you guys are great!
I am 22. I make an even $30,000 a year. My credit is so-so. I was in a credit counseling program a while back simply because of the awesome interest rates I was getting on the retail cards. When I got out of the Navy I had racked up lots of debt for stupid, immature reasons. Needless to say thats the main factor why I cannot get a Z right now without a hefty downpayment. I have $1000 towards one, but my bank requires a 10% downpayment which, on a Touring model, means I need around $3000. Anyhow, that is my perdicament!
And, If you clicked the Terrafirm-Media link, you will see that it is an actual site! I own a small web-hosting business. I don't do well - I make enough to cover the expensive server costs and maybe a little extra. But its a nice fast reliable server and I thought, if nothing else I could offer something to those of you who did have the compassion *and* the means to donate.
I am 22. I make an even $30,000 a year. My credit is so-so. I was in a credit counseling program a while back simply because of the awesome interest rates I was getting on the retail cards. When I got out of the Navy I had racked up lots of debt for stupid, immature reasons. Needless to say thats the main factor why I cannot get a Z right now without a hefty downpayment. I have $1000 towards one, but my bank requires a 10% downpayment which, on a Touring model, means I need around $3000. Anyhow, that is my perdicament!
And, If you clicked the Terrafirm-Media link, you will see that it is an actual site! I own a small web-hosting business. I don't do well - I make enough to cover the expensive server costs and maybe a little extra. But its a nice fast reliable server and I thought, if nothing else I could offer something to those of you who did have the compassion *and* the means to donate.
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Originally posted by Nekogami
At least no ones bashing me yet, you guys are great!
I am 22. I make an even $30,000 a year. My credit is so-so. I was in a credit counseling program a while back simply because of the awesome interest rates I was getting on the retail cards. When I got out of the Navy I had racked up lots of debt for stupid, immature reasons. Needless to say thats the main factor why I cannot get a Z right now without a hefty downpayment. I have $1000 towards one, but my bank requires a 10% downpayment which, on a Touring model, means I need around $3000. Anyhow, that is my perdicament!
At least no ones bashing me yet, you guys are great!
I am 22. I make an even $30,000 a year. My credit is so-so. I was in a credit counseling program a while back simply because of the awesome interest rates I was getting on the retail cards. When I got out of the Navy I had racked up lots of debt for stupid, immature reasons. Needless to say thats the main factor why I cannot get a Z right now without a hefty downpayment. I have $1000 towards one, but my bank requires a 10% downpayment which, on a Touring model, means I need around $3000. Anyhow, that is my perdicament!
Now, if you're already out of debt, then I apologize. It wasn't really clear from your posting above.
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Originally posted by Nekogami
I am 22. I make an even $30,000 a year. My credit is so-so. I was in a credit counseling program a while back simply because of the awesome interest rates I was getting on the retail cards. When I got out of the Navy I had racked up lots of debt for stupid, immature reasons. Needless to say thats the main factor why I cannot get a Z right now without a hefty downpayment. I have $1000 towards one, but my bank requires a 10% downpayment which, on a Touring model, means I need around $3000. Anyhow, that is my perdicament!
I am 22. I make an even $30,000 a year. My credit is so-so. I was in a credit counseling program a while back simply because of the awesome interest rates I was getting on the retail cards. When I got out of the Navy I had racked up lots of debt for stupid, immature reasons. Needless to say thats the main factor why I cannot get a Z right now without a hefty downpayment. I have $1000 towards one, but my bank requires a 10% downpayment which, on a Touring model, means I need around $3000. Anyhow, that is my perdicament!
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Seriously, dude, MAYBE.... JUST MAYBE you should not buy a car that costs your annual salary ON CREDIT while you are still dealing with past credit problems.
I sincerely hope this is a troll.
If not, you need more counseling.
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No base. If I plan on purchasing a Z, I plan to get a model that I can live with for at the *least* half of the term of any auto loan I take out.
As far as debt, I am almost nearly out of it besides a few residual bills. I currently have an aggressive budget worked out (including doubling up on my current 420/mo car payment) to pay off the rest of my bills. And yes, probably by spring I will not have a problem in getting myself a Z - even a Track version if it comes down to that. I am single and I have no one to support by myself.
Yes, this was a half-satire. I've never been one to ask for donations and the like. But, sometimes even silly posts like this receive compassionate responses - take a look at www.origamiboulder.com - the guy has what seems a really goofy, dumb idea but I can tell you he's making good money off of that.
If I *did* receive any money from someone on here, I would follow through on everything I said I would. If not, thats fine. I will get my Z eventually. Seriously, at least you guys are offering sound advice rather than bashing the crap out of this thread. That's more than a lot of forums out there.
As far as debt, I am almost nearly out of it besides a few residual bills. I currently have an aggressive budget worked out (including doubling up on my current 420/mo car payment) to pay off the rest of my bills. And yes, probably by spring I will not have a problem in getting myself a Z - even a Track version if it comes down to that. I am single and I have no one to support by myself.
Yes, this was a half-satire. I've never been one to ask for donations and the like. But, sometimes even silly posts like this receive compassionate responses - take a look at www.origamiboulder.com - the guy has what seems a really goofy, dumb idea but I can tell you he's making good money off of that.
If I *did* receive any money from someone on here, I would follow through on everything I said I would. If not, thats fine. I will get my Z eventually. Seriously, at least you guys are offering sound advice rather than bashing the crap out of this thread. That's more than a lot of forums out there.
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"I make an even $30,000 a year"
My advice to you is always buy a car that is half of your yearly salary. Unless you have $15,000 to put down, I would put away the idea of a Z and get a car you can afford. You get a 30k+ car while making 30k a year and your credit problems have just begun.
My advice to you is always buy a car that is half of your yearly salary. Unless you have $15,000 to put down, I would put away the idea of a Z and get a car you can afford. You get a 30k+ car while making 30k a year and your credit problems have just begun.
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Originally posted by Pat D
"I make an even $30,000 a year"
My advice to you is always buy a car that is half of your yearly salary. Unless you have $15,000 to put down, I would put away the idea of a Z and get a car you can afford. You get a 30k+ car while making 30k a year and your credit problems have just begun.
"I make an even $30,000 a year"
My advice to you is always buy a car that is half of your yearly salary. Unless you have $15,000 to put down, I would put away the idea of a Z and get a car you can afford. You get a 30k+ car while making 30k a year and your credit problems have just begun.
This is good advice.
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Originally posted by Pat D
"I make an even $30,000 a year"
My advice to you is always buy a car that is half of your yearly salary. Unless you have $15,000 to put down, I would put away the idea of a Z and get a car you can afford. You get a 30k+ car while making 30k a year and your credit problems have just begun.
"I make an even $30,000 a year"
My advice to you is always buy a car that is half of your yearly salary. Unless you have $15,000 to put down, I would put away the idea of a Z and get a car you can afford. You get a 30k+ car while making 30k a year and your credit problems have just begun.
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Well, the deal is, I had a Mazda MX-6. In April of last year I bought a new Toyota MR-2 Spyder for $26K. And 2 months later I sold it - well tarded in - for a 2003 Hyundai Tiburon that I have now. I had a $4,000 rollover basd on what i received in a tradein.
So yea, I have begun to double-up on my current car payment (paying $840 a month) so that i can get it down.
One interesting thing to note - I currently pay $220 a month insurance for the Tiburon - the Z was $180 a month insurance.
So yea, I have begun to double-up on my current car payment (paying $840 a month) so that i can get it down.
One interesting thing to note - I currently pay $220 a month insurance for the Tiburon - the Z was $180 a month insurance.
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Originally posted by Nekogami
Well, the deal is, I had a Mazda MX-6. In April of last year I bought a new Toyota MR-2 Spyder for $26K. And 2 months later I sold it - well tarded in - for a 2003 Hyundai Tiburon that I have now. I had a $4,000 rollover basd on what i received in a tradein.
So yea, I have begun to double-up on my current car payment (paying $840 a month) so that i can get it down.
Well, the deal is, I had a Mazda MX-6. In April of last year I bought a new Toyota MR-2 Spyder for $26K. And 2 months later I sold it - well tarded in - for a 2003 Hyundai Tiburon that I have now. I had a $4,000 rollover basd on what i received in a tradein.
So yea, I have begun to double-up on my current car payment (paying $840 a month) so that i can get it down.
Still a bad move to buy a car whose price is roughly equal to your yearly income. That's a huge burden that I wouldn't want to bear.
One interesting thing to note - I currently pay $220 a month insurance for the Tiburon - the Z was $180 a month insurance.
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Exact same coverage and deductible. A Corvette was the same amount on insurance, and the Z was cheaper. Go figure eh?
I simply have an issue with patience. Its hard for me to wait for something I want - a virtue I must soon learn!!
I simply have an issue with patience. Its hard for me to wait for something I want - a virtue I must soon learn!!