No, you shouldn't get a Z, because you have way too much time on your hands that allows for posting long-assed, dorky messages asking stupid questions, like "should I buy this car?"

I doubt you can really afford one anyway, but if you can then drive drunk as often and as fast as you can...

 

yay dude...

dont ask us when you already have your mind made up. Sometimes I wonder how I got out of my twenties and teens. The thing is some ppl just KNOW everything - they dont need anybody elses advaice b/c they already KNOW - based on their extensive experience.

So yeah, go ahead get your Z.

I do however think that the notion of having "nothing to spend my money on" is absurd....

I only wish that I had $20K saved up (or given to me) when I got out o f medical school....

There are FAR more important things in life than cars and bolt on turbos, but hey thats just me. It cracks me up to NO end when I see these kids spenig EVERY DIME they have on their car...

Hey at least I learned how our ecoomy works it really simple.

The key to success is to have MONEY. Once you have money, its VERY easy to generate more income.

So say you had $20K sitting around, you could buy a car or buy an investment property. Guess what!
In two years, the car is just that two years old, whilst two years later, you'll be sitting on a cashload of equity (say if you invested in the booming central SD RE market) PLUS getting passive income in the form of rent that could easily pay for 3 Zs!!

Then you can stop there and buy three Zs....or you can KEEP going and going.

The comical thing about our economy is that we NEED stupid ppl to buy **** and support consumerism. So the rich getr icher by effectively "loaning" monies to the poor - specifically to buy **** - cars, apartments, cell phones, bling-bling, yes folks poor ppl really need these luxury goods (it makes them feel better) - b/c if they didnt they'ds save their money top escape poverty - whilst the rich get less rich.

Its a timeless tale - that of guns and butter.

So yeah, since you have NOTHING else to use your $200 /month on...go buy a Z. Make sure that you Get the best model that you can, with all the options that you need (Nav, *** wiper etc.) - oh yeah...and make sure that you LEASE it - so that 3 years from now, you can "upgrade" to something better....

 

First of all sublimaze, I think that it is funny that you can sit online and act like a jerk to people while probably sitting behind your desk at work taking crap from everyone, just so you can feel better about yourself. I would definently like to meet someone like you in person, you are probably some fat old man that gets off flaming people in online forums that have honest questions to ask people because they are insecure about a big choice. And whats even funnier is you in Albuquerque, which may be your problem to begin with. So please just go away if you can't say anything constructive, because I came on here to ask people with experience their opinions, not to just get reasurance on a choice that I apparently already made.

And qirex, I understand what you are saying, but I think that relating me spending 100 each month to escaping poverty is a little far. The reason I want to spend that money and that your theory does not work is because I would just spend it on something else because as of now in my life I do not have a very good concept of saving money, especially something seemingly so small. That is why I would want to spend it on something constructive, not on stupid things. I enjoy cars, and it is a hobby for me, so I believe that is better than spending it on clothes or what not. And I also think that even if I would change I would have plenty of money to save and invest left over. I think that your whole concept on the economy is also a little extreme. When you say that rich people need stupid people to buy things, that is true, but not everything people buy is luxury goods. People buy cars, and apartments, and often times cell phones out of almost neccesity, and I believe that having something a little bit more nicer for a little more money is important to a lot of people that havent gone to medical school and dont have the cash you have. Sometimes its important to have some nice things for yourself and your family, because it makes you feel better about yourself and about what you do have.

Go ahead, live in poverty and save every penny you have for the rest of your life so that you can be a multi-millionare, then go spend it when you are eighty and can barely walk anymore. I'm so tired of people thinking that the future is so much more important than the present. Of course it is important to look out for the future, but to live in "poverty" now so that you can potentially have a lot of money in ten years, well I think a lot of people would agree that they would rather spend some money now so that they can enjoy their life, and still invest some. That is why your whole theory works in books and in your penny-pinching mind, but in reality it doesnt mean anything.

And on top of that you are going to sit here and tell me that when you were 18, or even now and you had a car that didnt satisfy you at all and for an extra 100 a month you could get a car of your dreams, you would not do it because that extra 100 a month is such a big deal in your investment plan?

That is completely irrational, and I would like to see your investment portfolio and sit down and see what you have spent your money on throughout your life and tell you "oh, you coulda saved 6.55 there and 2.44 there" and try to make you feel bad for wanting something nice for yourself.

Congrats that you have graduated med school and such an educated person and I'm probably wrong and am only 18, but I don't think that spending a relatively tiny amount of money on something that makes you happy is not wrong, and if all you do is care about having excessive amounts of money in your bank, then you need to rethink your choices. My question to you is when does the future stop for you, and the present begin? And why do you have a Z instead of having a 95 camry, because I know the camry is just as realiable. Shouldn't you be investing it into the booming central SD RE market, which by the way I don't believe is that reliable of an investment and either do many real estate experts because the overinflated prices of real estate in san diego are gonna fall at some point because all the people that we need to work in san diego cannot afford the expensive housing. I read the tribune just like you buddy, and I've been living in San Diego my whole entire life along with knowing several people that make their living solely on real estate. I would rather invest my money in many of the biotechnology firms in San Diego or since you are a doctor my best friend's stepdad's new device on reading the oxygen level in unborn babies' heads, which as of now is completing testing in europe and will go on sale there within the year. So why don't you live your life your way and be an unhappy, and angry millionare, and I will go to medical school just like you but be happy with the things I have and not invest my money in condos in Mission Valley, or office buildings in UC.


Thank you everyone that has been constructive and rational with their responses it really has been helpful to me. I really needed some advice from reasonable people, and you definently have helped a lot.

 

Let me chime in on this...

I am 19. I am in the same position as wanta350. When I was 18, I got my real estate lisence and started working with my father, while also going to school. I have dreamed of owning a car like the Z for the past year or so.

I definitely agree with wanta350...A lot people told me "invest here, save this, etc." But in the end, he's right. I mean, you work and work and work and by the time you are middle aged, you are exhausted and tired and mad at the fact you've wasted your entire life working and now that you have the money, you can't enjoy it as much.

I say, screw it, you're only young once. By the time you can afford to pay this car cash, you will have no need or use for this car. You will be shopping for a Lexus or something (not all, but most).

This is not to say that you should take a second mortgage on your house, but if it's gonna cost you a little more to make you a lot happier, then go for it.

 

great thoughts guys...

I'll not try and trell you anything (as you already know for yourself).

Yes life is all about balance. Choose some now vs some later. There's no onoe right path for everybody. We all have to follow our path. The trick is *knowing* what and to where that path leads.

I'm not an advocate of saving pennies to become a poor millionaire.

I agree I was a little extreme re: how the poor feed the rich - but that's *basically* how it works.

However, I'm all about enjoying my life. I like to buy things and have a great time too. The point I was amking though, was that sometimes it helps to have chunk of money lying around so that you can have a passive source of income AND buy the new car. Its really all about timing – and having passive income work for you...allowing you to enjoy what you really like doing!

Not working for somebody else!


Oh and re: RE here in san diego..

I only wish I could have a bought a lot in the jewel that is downtown san diego 15, hell ten years ago.
I grew up in Chicago, but spent most of my adult life in boston and NYC. Yes SD has gotten pretty expensive - forcing ppl to move away from the area. What confounds the issue is that as a region - most jobs pay less in the SD area. I took a 35% pay cut to move here.

Its called sun tax. The secret is out SanDiego is a great place to live, play and work. As such price is inexorably tied to demand and supply. We cannot expand to the west or south its east county and north...you see for yourself how crowded and expensive those areas are as well.

Well here's a shocker for you. San Diego real estate is bought up largely by foreign tourists, US out-of-state investors, new transplants from other more expensive locales and then local moves.

I researched this issue carefully before investing myself and sure I could be wrong - but even if I maintained the minimum avg rate of appreciation over the last twenty years...its STILL 7%. WHich is way better and safer than money tied up with some venture capitalists.


Go get your Z already!
Wanna buy mine? 03 touring

 

Im going to the nissan dealership the weekend after I sell my truck. That is the key point, selling my truck. I need to retint two of the windows and put some touch up paint on scratches then it is ready to go. If you remember in SD during the summer and fall people were going around breaking windows causing about 100k of damage in the del cerro and san carlos area. That was me two seperate times so I have to take care of that by retinting those windows. I would consider buying yours but I've been hearing all the problems with 03's so it would be tough to do when the new ones are apparently so much better, and also I'm not sure whether I would like to lease or buy at this point.

You are right about the real estate here in San Diego being bought up by out of state people. After both of the recent superbowls here in San Diego when they both were about 75 to 80 in the heart of winter, I read that some huge amount of people moved here soon after. The weather is addicting. Its so bad that I hear about people on this site talking about winter and stuff and I personally have no idea what they are talking about. I have NEVER seen snow in my life. The honest truth. The prices of real estate have gone up so dramatically in even 5 or 6 years here, its insane. For example my family is by no means rich, but we bought our house in Del Cerro for 400k and put 250k remodeling the whole entire house for almost two years and now it was apraised for over a million. And its only 3500 square feet. Ridiculous the prices... location, location, location.

Oh and about San Diego downtown 15 or ten years ago, at this point it seems like a great investment but it has only gotten better in recent years, it used to be pretty bad. Now that the ballpark is going in that whole section of downtown has gotten so much better along with more eastern parts of downtown.

Out of curiosity, how many miles, what color, and price on your touring? Good deal and color with my truck being sold soon and maybe we have something to really talk about.

 

well, remember these words down the road

 

Hmm....

Its a silverstone Z 6MT touring
with ~16 K miles.

I'll PM you later gotta go to work!