I was wondering what was your credit sorce and also the apr setted for the credit sorce on your new or used z.

 

right now, they have 0down, no payment until Jan 05 IF your credit score above 700. If below, you are looking from 5% to 8%.

Check with Mark Moore at Nissan Falore in Sunnyvale for the 1K above invoice for all 05.

 

hmm what happen if i were to have about 575-600 cs... could i still get 5-8%?

 

maybe 8.5. Why not spend 6 months fixing your credit?

 

I don't deal with that industry unless I have to, but think between 500 and 559 is considered poor. I'm not sure what rate you'd get, but I'd guess on the 8 side of 5-8% (or more).

 

My:
Score: 815
APR: 2.79% (Credit Union)

<<--www.bankrate.com-->>
Scoring categories
The scale runs from 300 to 850. The vast majority of people will have scores between 600 and 800. A score of 720 or higher will get you the most favorable interest rates on a mortgage, according to data from Fair Isaac Corp., a California-based company that developed the credit score. (Its own score is called the FICO score.)

Fair Isaac reports that the American public's credit scores break out along these lines:


Credit score Percentage
499 and below 1 percent
500-549 5 percent
550-599 7 percent
600-649 11 percent
650-699 16 percent
700-749 20 percent
749-799 29 percent
800 and above 11 percent


Sully

 

just to make sure you don't have lots of "late payment" over 30/45/60 days on your report. The dealer WILL use those to jack up the apr or force you to put more down payment or even force you to have co-sign.

 

how long does the late payment stay on your report? was it 2 years?