What did you put down and what are your payments?

 

put down 6k. payments are approx 400 a month for 72 months @ 5% APR.

 

ok cool, anyone else?

 

me... i got it for 30k OTD, put down my 01 civic as down payment which was worth 5000. right now paying 390/month for 84 months at 5.25%. its a good flexible payment plan because i can pay more than 390 and will not get charged. and with me having 84 months, its really flexible

 

wow 84 months, i didn't know they went that far! i got a price of 28,500 otd and they are saying i have to pay 565 a month!

 

with wut interest rate and how much are you putting down? yeah 84 months is b-o-m-b, cuz i can pay off this car in 24 months, 36 months, or 84 months... up to me and no penalty

 

i was putting 3 grand down and a 7.5 apr, i think im going to just try to get a bank loan, that should help the price a lot

 

haha yea.. 7.5 is pretty high, are you going thru nissan financial company or your own credit union?

 

yea that was through nissan! i think paying around 450 a month is definately attainable dont you?

 

zero down... 5.79% for 60 months... paying $600 per month...

Remember, CA residents also pay 7.75-8.75% sales tax on top of car price....

 

is your credit score not allowing you to go thru a credit union or maybe even having nissan financial give you a lower APR? you should look into some credit unions around your area, they tend to give you a lower APR. at least thats how it was for me.

 

we have a 7.5% sales tax also wow how did you get that price ahwai? by me putting at least 3-4 grand down, i should be able to get around 450 a month right?

 

how will a credit union be any different then a bank? there isn't really any credit unions around here

 

$450 for how many months and what rate?? The amount of monthly payment means nothing. It is the interest rate that matters....

 

preferably 60 and what is average the best interest rate i can get? my credit score is 705

 

Try Capital One. You should qualify for their lowest rate.

http://www.capitaloneautofinance.com...e/Default.aspx

 

check bankrate.com...interest rate changes daily and it also depends on your loan terms (24 months and 60 months have significant difference). I think the rates are a little higher now than a few months back.

 

I put down $10,000 and have payments of $330 a month for 70 months but I'm paying $500 a month. I just figured I would go for 70 months so I can pay $330 if I want to but I really don't want to be paying this car off until 2012 (hence paying $500/mo).

I thought I was putting a really low amount down, too. You guys are making me feel responsible.

I almost put down $16,000 but I wanted some cash to start modding right away.

imseksy: You should have sold your 01 civic. I got $7500 for mine.

 

Based on bankrate.com, national average is around 6.71% now

 

Paid 28,661 OTD. Put down 10,161, financed 18,500/60mo @ 5.74% = $347/month