I can't get financed, any suggestions??
09-23-2007, 07:58 AM
#23
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Agreed with the co-signer. But damn, I am reading the insurance rate you guy have posted and I think I must be getting a good deal. I pay just under $200 a month for three cars 04 350Z-06 Pacifica-05 Duramax 4 door long bed.
09-23-2007, 10:54 AM
#24
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Originally Posted by jaspendlove
Agreed with the co-signer. But damn, I am reading the insurance rate you guy have posted and I think I must be getting a good deal. I pay just under $200 a month for three cars 04 350Z-06 Pacifica-05 Duramax 4 door long bed.
Discussing insurance rates on a message board is useless.
bill
sponsored by mom & pop racing!
09-23-2007, 03:05 PM
#27
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Who cares who he's sponsored by. If his folks want to help him out then good for him. I really wish people would leave their jealousy at the door before logging in to the forum.
I struggled to get finance due to my age and in the end the only solution was to put down a large deposit to get the approval over the line.
Good luck with the finance but just make sure you've got a good lump of savings behind you before you do it.
Let us know how you go
I struggled to get finance due to my age and in the end the only solution was to put down a large deposit to get the approval over the line.
Good luck with the finance but just make sure you've got a good lump of savings behind you before you do it.
Let us know how you go
09-23-2007, 03:09 PM
#28
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Originally Posted by bailey bill
Insurance rates are very individualized. How much someone else pays for "insurance" has absolutely nothing to do with you much you will pay.
Discussing insurance rates on a message board is useless.
bill
Discussing insurance rates on a message board is useless.
bill
09-24-2007, 06:52 AM
#29
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yes your mommy and daddy should just pay it in full... Income of $800 a month, you can barely afford a civic my friend.
I'm making about $10k/month and still got many bills, wait until your about 25-30 to get this car.
I'm making about $10k/month and still got many bills, wait until your about 25-30 to get this car.
09-24-2007, 07:24 AM
#30
Originally Posted by dudegetalife
insurance is paid for by parents so don't have to worry about that.
i'm already paying my car payment but it's financed under mom's name doing 345 a month with no problem for past 2 years.
it will bring 2g extra to use as a down payment owe 4500 roughly and will bring about 6700-7k in trade in.
i'm putting in an additional 4k down if that helps, so with trade it will be 6k down more than 30% of car price...
i'm already paying my car payment but it's financed under mom's name doing 345 a month with no problem for past 2 years.
it will bring 2g extra to use as a down payment owe 4500 roughly and will bring about 6700-7k in trade in.
i'm putting in an additional 4k down if that helps, so with trade it will be 6k down more than 30% of car price...
09-25-2007, 07:20 AM
#31
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BOTTOM LIINE YOUR TOO YOUNG TO HANDLE THE RESPONSIBILITY OF A $30K+ CAR.
You do NOT want to set yourself up for failure. Many of us who own, lease, or are making payments are not in school and making decent money. We have been working and built up credit. Just because mommy pays for everything doesn't mean you can handle/deserve such a car. Put it on your wish list or have mommy/daddy buy and and make the payments to them if you are so sure of yourself.
You do NOT want to set yourself up for failure. Many of us who own, lease, or are making payments are not in school and making decent money. We have been working and built up credit. Just because mommy pays for everything doesn't mean you can handle/deserve such a car. Put it on your wish list or have mommy/daddy buy and and make the payments to them if you are so sure of yourself.
09-28-2007, 05:57 PM
#32
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Big deal, if you can have them co-sign or promise to pay them, there is no problem. Seriously lay off the guy, there is nothing wrong with wanting a z, ok your at least in your 20's right lol, but yeah dont take all of the criticism, enjoy the z if you can work something out with them.
09-29-2007, 05:37 AM
#33
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bought another mustang, 2005 gt already modded a bit every option xcept navi and throwing in a supercharger that i bought for a killer deal over thanksgiving break.
Cost 17000 out the door with @ 7.22 percent 4 48 months
Cost 17000 out the door with @ 7.22 percent 4 48 months
10-03-2007, 09:10 PM
#35
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i wish i could put in my grandpa as a co signer
that will get me an amamamamammamamammammazing loan !!
but oh well i dont speak to him much and dont wanna bother him just when i need something from him.
have to deal it alone.
in the other hand i hope you got your Z
that will get me an amamamamammamamammammazing loan !!
but oh well i dont speak to him much and dont wanna bother him just when i need something from him.
have to deal it alone.
in the other hand i hope you got your Z
10-11-2007, 11:55 PM
#36
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lord do i enjoy being military.
i have 8k for a downpayment, thats if i DONT sell my current car and add that do it. and with the military banking theyll look at my pay grade and give me what they think i can afford. so im only looking at rounf 11-13k loan lol
i have 8k for a downpayment, thats if i DONT sell my current car and add that do it. and with the military banking theyll look at my pay grade and give me what they think i can afford. so im only looking at rounf 11-13k loan lol
10-12-2007, 01:14 AM
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Originally Posted by erliuic
+1
I don't understand why some people are giving him a hard time. He's in college with a full scholarship and has a job. The whole point of going to college is making more money after college. Sure he could suck it up and drive a civic but it doesn't hurt to get a helping hand especially if he's still paying for the car himself.
I don't understand why some people are giving him a hard time. He's in college with a full scholarship and has a job. The whole point of going to college is making more money after college. Sure he could suck it up and drive a civic but it doesn't hurt to get a helping hand especially if he's still paying for the car himself.
even though he well probubly not get the car he can still dream
I pay 500 a month and pay 120 for insurance and i don't live at home. my boyfriend also has one and he pays the same. i get paid 10.25hr. it might happen for him?
10-17-2007, 06:20 PM
#39
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ok well i really gave up reading all the hating goin on...i was in the SAME situation you are in a month ago...i just graduated hs and i got a "good" job making almost $2k/month starting and they pay for college and what not...i sold my 95 integra gs-r and used that cash as a down payment on a z...my credit was like 670 or something and i went to my CREDIT UNION. i financed 13,000 @ 6.09% for 60 months comes out to roughly $255/month. i put the car on my dads name on the insurance plan because i have a couple points and pay him $160/month for that...i paid and plan on paying double payments because i don't wanna be CRAZY old (23) and still making payments. good luck with your car. there is always a way to do it, you just gotta figure it out.
10-19-2007, 06:23 PM
#40
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The dealer thought I said $1,000 a month when he asked. I corrected him and said "No dude.... $11,000 a month and I am paying cash." Of course, I am not living off my parents either. lol. Dude get a cheaper car for now.