Real Low Loan Rates (from an actual bank... not www.peoplefirst.com)
#1
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Real Low Loan Rates (from an actual bank... not www.peoplefirst.com)
All:
I saw some postings about people going to www.peoplefirst.com to apply for their low rate loans (5.49% for 60 Month). While it looks good I noticed some small print (for example higher rate for calling in, higher rate for no EFT).
I've used the follow bank for past loans.
It is an actual bank (actually a credit union).
It is located in Gainesville,FL (GO GATORS!)
The banks name is Campus Credit Union
Rates as low as 5.75% for 60 Months (only about $5/Month difference versus www.peoplesfirst.com).
Check them out... I am going to use them...
CAMPUS CREDIT WEBSITE:
http://www.campuscu.com/ASP/home.asp
RATES FOR NEW CAR LOANS:
http://www.campuscu.com/ASP/rates.asp
DETAILS ON HOW TO APPLY:
http://www.campuscu.com/ASP/Products/product_1_2.asp
Regards,
Sam Rubin
Atlanta, GA
samiam@sammythebull.com
350Z Black Touring
All Options Excpet for Navi.
I saw some postings about people going to www.peoplefirst.com to apply for their low rate loans (5.49% for 60 Month). While it looks good I noticed some small print (for example higher rate for calling in, higher rate for no EFT).
I've used the follow bank for past loans.
It is an actual bank (actually a credit union).
It is located in Gainesville,FL (GO GATORS!)
The banks name is Campus Credit Union
Rates as low as 5.75% for 60 Months (only about $5/Month difference versus www.peoplesfirst.com).
Check them out... I am going to use them...
CAMPUS CREDIT WEBSITE:
http://www.campuscu.com/ASP/home.asp
RATES FOR NEW CAR LOANS:
http://www.campuscu.com/ASP/rates.asp
DETAILS ON HOW TO APPLY:
http://www.campuscu.com/ASP/Products/product_1_2.asp
Regards,
Sam Rubin
Atlanta, GA
samiam@sammythebull.com
350Z Black Touring
All Options Excpet for Navi.
#5
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Electronic money transfer is the easiest and most convinient way to pay bills. I would not use anything else. You don't have to worry about paying late. You don't have to purchase postage stamps, writing checks or having payments lost in the mail.
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#8
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peoplefirst gets an a with me
my credit is good no lates but some high balances that i recently paid off when i refied my house and my becon score is in the lower 6's so i dont qualify for the low low rates.. so i went to my credit union Tropical Financial and after taking 3 wks finally approved me at 8.15% ok not great so one of the guys at work said try lending tree.com and i did with in the hour 3 banks approved me americredit did 1st with 16.99 i laughed told them not to bother e mailing me any more and the other said they dont do sports cars haha
and a half an hour later PEOPLE 1ST E MAILED ME and said the magic words your approved at 6.99% so how ya like me know...
so if your not perfect try em and you to can be happy
craig
and a half an hour later PEOPLE 1ST E MAILED ME and said the magic words your approved at 6.99% so how ya like me know...
so if your not perfect try em and you to can be happy
craig
#9
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Everybody gets different rates I think based on their situation, I got 4.89 with eloans with electronic transfer and 5.39 without. Just get your best rate and see what the dealer can do to beat it.
#10
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I got a 5.49% interest rate from peoplesfirst.com myself..... I'm 24 and have a credit score of 701. I worked my butt off for that score. Never late, always pay.
I applied on a Saturaday night. Got a call Sunday belive it or not saying I was apporved. I liked it.... the check is in the mail and should be here any day now. Can't wait for my Z to come in.... Supposedly September 19th is my delivery date as of a week ago... I hope it comes earlier... That would be GREAT!!!!!
Silverstone Performance............. just waiting to be driven!!!!
I applied on a Saturaday night. Got a call Sunday belive it or not saying I was apporved. I liked it.... the check is in the mail and should be here any day now. Can't wait for my Z to come in.... Supposedly September 19th is my delivery date as of a week ago... I hope it comes earlier... That would be GREAT!!!!!
Silverstone Performance............. just waiting to be driven!!!!
#12
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Originally posted by Chris350z
I got a 5.49% interest rate from peoplesfirst.com myself..... I'm 24 and have a credit score of 701. I worked my butt off for that score. Never late, always pay.
I applied on a Saturaday night. Got a call Sunday belive it or not saying I was apporved. I liked it.... the check is in the mail and should be here any day now. Can't wait for my Z to come in.... Supposedly September 19th is my delivery date as of a week ago... I hope it comes earlier... That would be GREAT!!!!!
Silverstone Performance............. just waiting to be driven!!!!
I got a 5.49% interest rate from peoplesfirst.com myself..... I'm 24 and have a credit score of 701. I worked my butt off for that score. Never late, always pay.
I applied on a Saturaday night. Got a call Sunday belive it or not saying I was apporved. I liked it.... the check is in the mail and should be here any day now. Can't wait for my Z to come in.... Supposedly September 19th is my delivery date as of a week ago... I hope it comes earlier... That would be GREAT!!!!!
Silverstone Performance............. just waiting to be driven!!!!
Where in CT are you from??? And where did you order your Z?
I live in Danbury
#13
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Re: Lowered Rate
Originally posted by jk5598224
I checked Peoplefirst and it looks like the 37-60 rate has been lowered to 5.24%. I checked the Costco website and the rate is the same now.
I checked Peoplefirst and it looks like the 37-60 rate has been lowered to 5.24%. I checked the Costco website and the rate is the same now.
http://www.peoplefirst.com/pff/site_...ates_terms.cfm
where did you see 5.24?
michael
#14
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I got approved from PeopleFirst through COSTCO for 4.50% for 36 mos. I also have excellent credit (near 800). It appears COSTCO is a 1/4 point lower across the board.
#15
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Hey MattyZ,
I live in West Haven... I got my car from Executive Nissan in North Haven, CT... Silverstone Performance.....
What did u get... If you get one, maybe we can hook up and check these Z's out side by side.... chris@pcbydezine.com is my email if you want to contact me... Talk to you later dude......
I can't wait....
I live in West Haven... I got my car from Executive Nissan in North Haven, CT... Silverstone Performance.....
What did u get... If you get one, maybe we can hook up and check these Z's out side by side.... chris@pcbydezine.com is my email if you want to contact me... Talk to you later dude......
I can't wait....
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