Got a loan...no car yet? Re-apply!
#1
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Join Date: May 2002
Location: Dallas, TX
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Got a loan...no car yet? Re-apply!
Just kind of an FYI for everyone-
I went to the various online loan places- eloan, lendingtree, etc. back in August to get appoved b/c I didn't know when my car would come in.
The best I got was 5.99% through lending tree...that's expired now. So I went back in and re-submit the application and didn't change a thing and the same lender approved me for 4.99%.
Not Bad!
I went to the various online loan places- eloan, lendingtree, etc. back in August to get appoved b/c I didn't know when my car would come in.
The best I got was 5.99% through lending tree...that's expired now. So I went back in and re-submit the application and didn't change a thing and the same lender approved me for 4.99%.
Not Bad!
#3
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Join Date: Jun 2002
Location: Killeen, TX
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Recommend trying both PeopleFirst and ELoan. After I got their
initial offers, I asked the higher for a counter offer to beat their
competitor. Interest rate had dropped by almost full point after
series of counter offers (5.24% to 4.34%). Will attempt counter offers until one of two cannot/will not beat the other.
initial offers, I asked the higher for a counter offer to beat their
competitor. Interest rate had dropped by almost full point after
series of counter offers (5.24% to 4.34%). Will attempt counter offers until one of two cannot/will not beat the other.
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