2 weeks ago I was ran off the road by a big rig in which I ended up hitting a chain link fence and post. Damaged the driver side door, rocker panel and scraped the fender and front bumper..

This is my first accident claim ever so I'm not familiar with the process. Anyway, after filing the claim I got a form in the mail for me to fill out regarding getting some money back for diminished value after proper repairs. Has anyone else gone through this and how much did you get back?? My car is an '05 base model bought new in July.. As far as the reapirs, they'll be replacing the door, rocker and mud guard & painting the front bumper and whole left side of the car. Guaranteed for 7 years if that makes any difference..

 

Would love to know what insurance company is that. My car was crashed at tirekingdom and I have been trying to get them to pay for diminished value. Please LMK.

 

USAA..I don't know if it's a state by state thing or what..

 

Good question, I know for a fact that if a car in Canada has a salvage title, the overall value goes down approx 20%....

 

try to not crash

 

Must be a by-state thing. We have USAA and my other half had a tangle with a semi in our commuter vehicle (no Z's were injured in the making of this post) - we received no such form... car is still in the shop, so I think I'll ask about it!!

 

ZZTopless,
According to this letter it will be a Diminution in Value claim. I think it's worth a shot giving them a call..

Quoted from the letter:

Under Georgia law, your claim includes a right to collect compensation not only for repair of the physical damage to your vehicle, but also for any diminution in value of your vehicle. Diminution in value reflects the difference between the market value of your vehicle before the recent occurrence and its market value after proper repairs.

USAA uses these factors to determine diminution in value:

 

I have USAA and i too did not recieve an form for diminution value.