Besides the car itself, I pay all my mods out of my pocket. If I want something really nice, I just save up for it.

 

Besides the car payment, I put 1200$ on credit card for mods, but I'll pay that off with the next two paychecks! Plus I'm saving for my rims. I promised myself all my mods would be cash and after a few months I broke my promise. So now I'm on restriction until I pay off the credit card!!! I just couldn't stand the stock stereo system, particulary when you drive 1.5hr per day 5 days a week, the drive is much more pleasent with satellite!!

 

Not in debt from car modifications but I am in debt from buying to many damn guns! Anybody else in that boat?

 

Well a little debt is ok but i feel the burn for mods too. I just bought an exhaust, intake, and grounding kit all in one month. The months not even done and im looking at nismo 18's! Not in debt yet but if i spring for rims and tired it will get me there. Im going to stop getting on these boards, its like car ****!

 

I bought my car with 17k finanicing @ 3%. After that I paid cash for mods worth like $6k.

In my opinion if one can get interest rate around 3% if would be not smart to pay off the whole car. I rather have the 17k invested which brings me about 10-15% return then pay fully for the car.

Also making pmt's will increase your credit score

 

I feel the same. It takes so much of your time.

 

Well lets see...Do you really need $2000 Nismo seats???

 

Im 50K in debt...but thats only 2 loans. (School and Car). I dont buy anything i cant afford, so no mods until those two are paid off Hopefully they will be paid off within a couple years.

 

I agree with NLSQBA, interest is so low now it doesn't make sense to pay it off, it's almost free money, especially @ 3%. Enjoying the Z on the banks dime basically!

 

$1000 in debt for just buying wheels now. damnit.. lol
see what u guys do to me?!?! "Oh look cloudy you just got a new bodykit, now you just need wheels! here go put urself in debt to buy them!" lol
So anyone wanna help me out? Anyone looking for esprit sideskirts, injen cai, or stock bumpers/skirts? Iam your man! haha

 

damn have anyone on this board atleast hit 5+gs in debt, beside me?

 

Gotta finance, . I don't believe in waiting until I can pay cash to have the car I want.
Why would I want to pay a car payment on a car I didn't really want for 15 years until I can afford to pay cash for a Z, plus your credit gets an awesome boost from paying on time.

 

I eat cat food all week and sleep in a cardboard box, but at least I have my G!

 

I didn't include my school debt, 45K but it got me a Bachelors and Master's!

 

I owe about 7k or so now on the Z. Other than that I have a few thousand on my CC due to upcoming wedding expenses (ring, booking the wedding, booking a cruise, etc...).

 

Well, i have 1 small spot where i think a rock hit before i even got the car (had 26 miles on it before i got it) and i put 3 scratches on the bottoum most right fender due to a curb.

Plan? figure out what it takes to do touch up paint or just have the trouble area's redone by a pro, then get clear bra, seriously why not? If any thing it will make takeing bugs off the front way easyer.