you can go to driving school and get it in 4 months or wait 6 months

but now for ppl that are born after 1990 get their license at 18

 

i pay around 2000 a year.. full coverage and i'm 19 w/ family plan

ALLSTATE...

 

i thought id never say this but good... 18 is a good age.

ive been rear ended twice now in the BMW by 16 and 17 year old kids one a guy 16 and other a 17 year old hottie who i wouldve let go if i couldve bent her over but she was on her damn cell phone ..... BLAH... i was told either cell phone or car, i took driving school, i had my 50+ hours of driving training with parents at 15, and i think back only 6 years ago holy crap i was lucky i didnt kill myself.

 

16 years old and a Z? Put it this way, i pay 215 per month just for liability for a 1992 eclipse ( non-turbo ) when i was 17 and i live in Kansas.

 

Only 5 or 6 years ago Connecticut car insurance premiums seemed very affordable with fantastic coverage to match. Well, if you're an individual or family who pays for insurance today chances are you're literally getting punched in the pocket book, and it hurts. try checking http//www.insurance-quote-free.com.Companies offer discounts to policyholders who have not had any accidents or moving violations for a number of years. You may also get a discount if you take a defensive driving course. If there is a young driver on the policy who is a good student, has taken a drivers education course or is at a college out of the area without a car, you may also qualify for a lower rate.

 

Damn Maya, are you a sales person?

 

+1 these topics have been popping up alot lately

 

Because there are a lot of new people signing up lately that are complete morons.

 

Problem is, the Base and some Enthusiast models are becoming affordable for young people.

IMO, going on 25, he should get a POS beater for a couple of years, learn the rules of the road, and then get something nicer down the road. But I know how young people are... I'm still one of them. :shrug:

 

it was the only way i could afford to own the z at 18. otherwise my premiums would have been 3000+/6 mos. it still was like 1200 or so, but i didnt mind.

just dont get busted. if u get in an accident or pulled over tell the cop that you just took moms car out to the store.

 

Im 23 and in Coloado. I only pay $119 a month for full coverage with $250/$500.

 

Insurance for a 16 y/o with a 350Z?

 

I have almost 2,000 even a year. 28 married

 

I bought my Z when I was 20 years old, and it costed me 450 a month for insurance till I turned 21. At 16 years old with a brand new sports car, it's gonna be WAY more than a 100/mo. The only thing I would think you could do financially feasible is to have your folks cover your car. My record was of tickets and I've never had an accident with any of my cars previously and that didn't help one bit. Now at 23 I'm paying ~170/mo with State Farm. But in the last 2 years I've had a 4 pt ticket and a 6 pt ticket as of November - they didn't help my rate used to be ~150.

 

bro... 16 and 18 is like a major gap in terms of insurance cost...

no experience and young age with 300bhp sports coupe?

forget it...

i was 18 and i paid 300 dollars a month for an audi a4 with basic coverage and no collision and other full coverage features... (basically bare bone coverage)
and that audi a4 was 4 doors, awd and only had 180bhp stock...

NOW...

minus 2 years of age, 2 doors, +rwd and +120bhp...

500 dollars a month if u live in my area lol

 

you would also have to provide:
Living at home?
year?
trim level?
driv record?
address>?
other drivers?
credit rating?
how much financed?
how many cars?
parent policy?
level of comerages?

provide us that and well give ya a loose estimate

so what did you find out?

how about CALLING for quotes? thats the acurate way too! hehe

i would guess $350Mo.

 

Ok then what should we call it without a long paragraph?

 

-first off, no ins co I know of will write a policy for you on your own (being that your 16, you need to be 18 to sign a legally binding contract which is what an ins policy is) and if they will, then you better not ever get into an accident b/c that ins co might be out of business.

-secondly, if your parents are willing to put the car in their name and add it to their policy thats their prerogative, however their ins will likely go up, regardless of whether you have a clean record or not (its based on the higher risk that you present as a low experience driver).

-third, for those of you youngins who's parents are stupid enough to put your car in their name, add it to their policy, but not add you to their policy as the driver of that car, I just hope nothing happens b/c if you do happen to get into an accident and they find out your the driver then that will mean problems not only for yourself, but also for your parents.

IMO, if your kid can't get and pay for his own ins, then thats probably a good indication that maybe they shouldn't be driving their own car. I've seen numerous cases where parents give their kid a car, add it to their policy and don't give it a second thought till some poor guy their kid mowed down is suing them for everything they've got. theres a reason most ins companies won't write an umbrella policy for you if you have an underage dependent living in your household.

 

if i were you slamball.....get a beater and practice till you have enough experience...the road can be quite scary with a RWD car in the rain...