Notices
2003-2009 Nissan 350Z

Why insurance so high?

Old Nov 15, 2007 | 07:07 AM
  #21  
BhamZMan's Avatar
BhamZMan
Registered User
iTrader: (1)
 
Joined: Jul 2006
Posts: 418
Likes: 0
From: Birmingham, AL
Default

I use statefarm. I pay my bill once every 12 months and it equals out to be about 90$ a month. It helps to pay your bill on a 6 or 12 month cycle if you can afford it;having your car paid off and 1k deductible helps too . BTW, I am 23.
Old Nov 15, 2007 | 07:12 AM
  #22  
Z33_kid's Avatar
Z33_kid
Registered User
iTrader: (1)
 
Joined: Jun 2007
Posts: 882
Likes: 0
From: ATL
Default

Originally Posted by istan
WTF am I doing wrong...

how much is urs ?? its prolly also by the location & if there are alot of accidents or thefts with Z's over there
Old Nov 15, 2007 | 07:14 AM
  #23  
iStan's Avatar
iStan
ZR
Premier Member
iTrader: (29)
 
Joined: Apr 2006
Posts: 6,444
Likes: 3
From: Las Vegas
Default

It's Vegas. Without a limitation on alcohol, we tend to get shafted on insurance. I'm about $200 a Month for an 06 ZR. Been driving for almost 8 years
Old Nov 15, 2007 | 07:27 AM
  #24  
carnutfl's Avatar
carnutfl
Registered User
iTrader: (1)
 
Joined: Jun 2007
Posts: 25
Likes: 0
From: fl
Default Could wait til your 60

I pay $155 per year for my 05 aniversary Z. All my 6 cars cost me $1100 for the year with Harford AARP. Guess there is some advantage to getting old.
Old Nov 15, 2007 | 07:41 AM
  #25  
ace350z's Avatar
ace350z
Registered User
 
Joined: Oct 2007
Posts: 32
Likes: 0
From: san jose
Default

im a licensed broker in ca, nevada, and az. yeah not really advertising, but if you need anything, you can pm me
Old Nov 15, 2007 | 08:04 AM
  #26  
Chaser720's Avatar
Chaser720
Lemoned Z
Premier Member
iTrader: (30)
 
Joined: Feb 2007
Posts: 1,481
Likes: 0
From: Clemson / Hilton Head, SC
Default

If your still in contact with your parents, it might be in your favor to have the car listed under their name for a few years and they can list you as driver. Your covered if you crash and you will be paying a hell of a lot less.

Last edited by Chaser720; Nov 15, 2007 at 08:11 AM.
Old Nov 15, 2007 | 12:57 PM
  #27  
350ZTheStandard's Avatar
350ZTheStandard
Registered User
iTrader: (4)
 
Joined: May 2007
Posts: 9,022
Likes: 3
From: NEW AMERICA
Default

Maybe some of the posts on their insurance rates are believe this..... not correct, or on mommie & daddies policy. Many factors on the price of your insurance, age, tickets in the past 3 years, location and did I mention age.


Well you can figure this one out for yourself, or at least shop around for the best rates, also some carriers just are plain cheaper for example AAA
Old Nov 15, 2007 | 01:41 PM
  #28  
davidv's Avatar
davidv
Registered User
iTrader: (2)
 
Joined: Jun 2004
Posts: 42,753
Likes: 11
From: Tucson, AZ
Default

You could shop for better rates from another company. But what kind of service is another company going to give you. After an accident, are you dealing with an office in Washington state?
Old Nov 15, 2007 | 01:49 PM
  #29  
Nick204k's Avatar
Nick204k
Thread Starter
Registered User
 
Joined: Sep 2007
Posts: 554
Likes: 0
From: Lansdale, PA
Default

Originally Posted by Chaser720
If your still in contact with your parents, it might be in your favor to have the car listed under their name for a few years and they can list you as driver. Your covered if you crash and you will be paying a hell of a lot less.

We did that and infinity wanted 6k up front for just a year, thats just crazy. I'd rather stay on my own plan then haha.
Old Nov 15, 2007 | 02:04 PM
  #30  
VO...'s Avatar
VO...
Administrator
iTrader: (25)
 
Joined: Jun 2005
Posts: 58,609
Likes: 2,747
From: Down Under & Dirty
Default

Ha! $138.05/month for 2 full coverage policies and one 50k renter's insurance policy....

33 years old and no accidents/tickets FTMFGDW....
Old Nov 15, 2007 | 02:09 PM
  #31  
Nick204k's Avatar
Nick204k
Thread Starter
Registered User
 
Joined: Sep 2007
Posts: 554
Likes: 0
From: Lansdale, PA
Default

Originally Posted by vo7848
Ha! $138.05/month for 2 full coverage policies and one 50k renter's insurance policy....

33 years old and no accidents/tickets FTMFGDW....
No tickets at the age of 33... some one drives like a granny. Naw just playin. haha thats crazy. gj
Old Nov 15, 2007 | 02:24 PM
  #32  
Eazzy's Avatar
Eazzy
Registered User
iTrader: (8)
 
Joined: Jan 2005
Posts: 8,268
Likes: 6
From: Barackville
Default

Originally Posted by crazydelicious
Lots of factors go into underwriting. Have you shopped around to see if you could get better coverage?
This is something I think many of us have never considered.

I have considered this though..... Insurance Companys are high because the scum sucking greety bastards are thieves. And now with all the Catastrophies, they are finally having to do what they advertise they do so well------Take care of their customers rather than use our money for Cash Flow towards Investments.

They need to quit brainwashing the Public by blaming "drunk drivers" and people with no insurance, for their greed.

We will pay many years for "Acts of God" so they can stick with their investment ventures unheeded.
Old Nov 15, 2007 | 03:39 PM
  #33  
deftones1's Avatar
deftones1
Registered User
 
Joined: Oct 2006
Posts: 71
Likes: 0
From: salt lake city
Default

How can you guys afford a 480 a month plus your car payment/maintanence at 18? For myself i pay 92 a month for full coverage and maximum limits on 2 cars, but i am 27 and have a perfect record. I did just switch my insurance, it was previosly 165 a month. I would definately recommend shopping around.
Old Nov 15, 2007 | 03:43 PM
  #34  
350ZTheStandard's Avatar
350ZTheStandard
Registered User
iTrader: (4)
 
Joined: May 2007
Posts: 9,022
Likes: 3
From: NEW AMERICA
Default

This site is full of these stories:
https://my350z.com/forum/2003-2009-nissan-350z/314718-please-cry-with-me.html


seems that the driver is rarely part of the error, or they would have us believe
Old Nov 15, 2007 | 03:48 PM
  #35  
350ZTheStandard's Avatar
350ZTheStandard
Registered User
iTrader: (4)
 
Joined: May 2007
Posts: 9,022
Likes: 3
From: NEW AMERICA
Default

Originally Posted by deftones1
How can you guys afford a 480 a month plus your car payment/maintanence at 18? For myself i pay 92 a month for full coverage and maximum limits on 2 cars, but i am 27 and have a perfect record. I did just switch my insurance, it was previosly 165 a month. I would definately recommend shopping around.

I call shenaniganns!!!

Can we see a copy of the proof of insurance? You can black out the VIN & other personal info just so we can see this is correct, you know the monthly premiums and the coverage including deductible & $$$ amounts on personal & injury requirements, (each state is different, as example in Texas the mandatory financial responsibilty is much lower that required in NM)

I call shenaniganns!!!
Old Nov 15, 2007 | 03:53 PM
  #36  
350ZTheStandard's Avatar
350ZTheStandard
Registered User
iTrader: (4)
 
Joined: May 2007
Posts: 9,022
Likes: 3
From: NEW AMERICA
Default

https://my350z.com/forum/2003-2009-nissan-350z/292696-z-9th-most-expensive-to-insure.html
Old Nov 15, 2007 | 03:57 PM
  #37  
noir06's Avatar
noir06
Registered User
 
Joined: Apr 2007
Posts: 534
Likes: 0
From: Portland, OR
Default

Originally Posted by deftones1
How can you guys afford a 480 a month plus your car payment/maintanence at 18?

It's called suckling off the parental teet. If I weren't supporting a household I could afford some pretty nice stuff. Wouldn't trade though.
Old Nov 15, 2007 | 04:00 PM
  #38  
deftones1's Avatar
deftones1
Registered User
 
Joined: Oct 2006
Posts: 71
Likes: 0
From: salt lake city
Default

i don't have the time for that. I could care less if you believe me or not. I have a 500 deductible 100,000 and 300,000. I only have to commute 6 miles to work. I have a multiple car discount. I get a discount because of the company i work for, i get a discount because my wife is still in college and has good grades, i get a discount for being a safe driver. And again, I am 27 with a clean record, not under 25

Last edited by deftones1; Nov 15, 2007 at 04:35 PM.
Old Nov 15, 2007 | 04:22 PM
  #39  
otown350z's Avatar
otown350z
Registered User
 
Joined: May 2007
Posts: 14
Likes: 0
From: wisconsin
Default

230/month 23yeasrs old an i have one accident that was claimed on for like 2 years i was up to 275 for 6 months then it dropped an it's gonna continue to drop as long as i don't get in any more trouble. Gonna be hard when my car is supercharged in spring .
Old Nov 15, 2007 | 08:00 PM
  #40  
md350's Avatar
md350
Registered User
 
Joined: Nov 2006
Posts: 926
Likes: 0
From: AZ
Default

Bought my Z at 19, was $260. Just about 21 now, its $175.

Its always been on my own policy & just the Z.

Thread Tools
Search this Thread

All times are GMT -8. The time now is 02:11 AM.