Good for you! Thank God you got your front tires! Guess who foots the bill? All the other Z owners in NJ! Learn to drive your damn car before you pull a couple G's through a hairpin turn with the VDC off, so good drivers don't have to get reamed by insurance companies to cover for your stupidity.

My insurance costs 3200/year because of people like you. Not to mention you could have killed yourself.

 

LOL ! Your NJ insurance would be high no matter what you moron.... I have been paying ridiculously high NJ insurance for the last five years without a single accident, ticket, etc. Now that I get in a small one (~3,300 total damages), I have to hear some BS from people like you. That is priceless. WHat do you think insurance is for bro? NJ still has about 10,000 of my insurance money left...so don't worry....

 

Insurance is only high b/c of people that drive up the cost. The insurance companies are smart. They know that this is a high performance car and that some people will not drive it as carefully as they could. They have to charge whatever it takes to minimize their risk.

And, you're wrong when you say that people would be paying high rates no mater what. Insurance statistics on types of vehicles, driver profiles, repair costs, and accident rates determine insurance costs. And, you just did your part in escalating rates for the Z next year.

Your insurance company obviously determined that the odds were that you, personally, might well do several thousands of dollars of damage to your car during the term of the insurance contract. Unfortunately, you are proving them correct...

Small accident? To me, destroying 10% of your car ($3.3k-worth) is not a "small accident". So far, you're averaging one accident every 5 years. Expect your rates to go even higher.

 

If you don't want to hear BS from people like us, don't come on the forums and tell everyone you smashed up your car from reckless driving. Did expect sympathy from us for doing something stupid?

 

Heh, not to make fun of a bad situation, but 2 Gs isn't really possible in the Z You'd be pushing it if you'd only said 1 G.

 

You are absolutely 100% correct. I'm no insurance broker, but believe me, I have had conversations at great length as to why I must pay so much for a good driving record.

Turcoupe,

Sorry if I came off a little harsh, as I was having a bad day, but you pay so much because of the guys who smashed up their cars before you, and some other factors. It's just how the industry is. And it is especially bad in New Jersey because of the driving conditions, government, and insurance companies. Insurance companies aren't out to lose money.

Dan