Notices
2003-2009 Nissan 350Z

6k/yr for car insurance...wtf

Thread Tools
 
Search this Thread
 
Old Aug 17, 2003 | 11:53 AM
  #1  
zeroday's Avatar
zeroday
Thread Starter
Registered User
 
Joined: Jan 2003
Posts: 1,199
Likes: 0
From: .
Thumbs down 6k/yr for car insurance...wtf

I just got a letter in the mail from my insurance company, Great American Insurance. The said they are no longer in the business of providing car insurance, and will not be renewing my policy in October. The real kicker is they sent me a rediculous quote from another company...I'm 29, with 2 points on my PA license, no accidents, currently paying 1,486 a year for 2 cars...full coverage/full tort on the Z and liability only on my integra. The new quote they sent me from these other THIEVES...
2,829.00...every SIX MONTHS

Needless to say i'm a little upset by this...I could buy a pro charger every year for that much! The new company is called 'Response' Insurance. So my current policy expires in October...can anyone recommend a place that has lower rates? Any with a 2 car discount? Thanks in advance.
Reply
Old Aug 17, 2003 | 12:31 PM
  #2  
PA_Z's Avatar
PA_Z
Registered User
 
Joined: Aug 2003
Posts: 53
Likes: 0
From: Hartford, CT
Default

Geico

1800 a year
Reply
Old Aug 17, 2003 | 02:04 PM
  #3  
bigdaddy's Avatar
bigdaddy
Registered User
iTrader: (3)
 
Joined: Jan 2003
Posts: 773
Likes: 0
From: Cary, NC
Default

USAA

i am 24, no points

$1100/yr

hope you find a better place.

sean
Reply
Old Aug 17, 2003 | 04:20 PM
  #4  
bdeitemeyer's Avatar
bdeitemeyer
Registered User
 
Joined: Mar 2003
Posts: 9
Likes: 0
From: Tampa, FL
Default

19/male/florida/single

with 22 points on my license: $3894/yr for insurance on 03 Track
Reply
Old Aug 17, 2003 | 04:27 PM
  #5  
krismax's Avatar
krismax
Registered User
 
Joined: Jul 2003
Posts: 155
Likes: 0
From: amsterdam ny
Default

Wow im with geico ,27 no points, they quoted me $285 for 6 months for a Z,my base RSX is $315 for 6 months, go figure
Reply
Old Aug 17, 2003 | 04:48 PM
  #6  
Montez's Avatar
Montez
Registered User
 
Joined: Aug 2002
Posts: 805
Likes: 0
From: Dallas,Tx Area
Default

Originally posted by krismax
Wow im with geico ,27 no points, they quoted me $285 for 6 months for a Z,my base RSX is $315 for 6 months, go figure
285 for 6 months where do you live in the country, thats damn cheap. I pay 900 a year for the 350 and 879 a year for the Max and I am considered rural.
Reply
Old Aug 17, 2003 | 04:54 PM
  #7  
krismax's Avatar
krismax
Registered User
 
Joined: Jul 2003
Posts: 155
Likes: 0
From: amsterdam ny
Default

Originally posted by Montez
285 for 6 months where do you live in the country, thats damn cheap. I pay 900 a year for the 350 and 879 a year for the Max and I am considered rural.
Upstate new york 30 miles west of albany, in amsterdam about 30,000 people.Im sorry i typed before i should have , those numbers looked cheap to me to, i went and looked its $385 for 6months for the Z. And $415 for 6months for the RSX.

Last edited by krismax; Aug 17, 2003 at 05:02 PM.
Reply
Old Aug 17, 2003 | 05:36 PM
  #8  
JasonSmithMT's Avatar
JasonSmithMT
Registered User
 
Joined: Jul 2003
Posts: 22
Likes: 0
From: Lexington, KY
Default

krismax thats great rate. Just curious - Male/Female, Married/Single. Really great rate for single male.

I'm paying $830/year - 31 / male/ single in KY.
Reply
Old Aug 17, 2003 | 05:42 PM
  #9  
Dr Bonz's Avatar
Dr Bonz
Charter Member #19
Premier Member
iTrader: (1)
 
Joined: May 2002
Posts: 6,490
Likes: 8
From: Zainoland
Default

I'm in PA also but on the other side of the state. Try Erie Insurance Group and Progressive.
Reply
Old Aug 17, 2003 | 06:05 PM
  #10  
zeroday's Avatar
zeroday
Thread Starter
Registered User
 
Joined: Jan 2003
Posts: 1,199
Likes: 0
From: .
Default

Originally posted by bdeitemeyer
19/male/florida/single

with 22 points on my license: $3894/yr for insurance on 03 Track
22 points? Is that a typo?
Reply
Old Aug 17, 2003 | 06:09 PM
  #11  
zeroday's Avatar
zeroday
Thread Starter
Registered User
 
Joined: Jan 2003
Posts: 1,199
Likes: 0
From: .
Default

thanks for the suggestions guys. i'll have to make a bunch of calls tomorrow.
Reply
Old Aug 17, 2003 | 06:15 PM
  #12  
peptidbond's Avatar
peptidbond
Registered User
iTrader: (2)
 
Joined: May 2003
Posts: 724
Likes: 0
From: Northern Ohio
Default

American Expresses! Most people do not know they offer insurance. At any rate, I pay 1050.00 per YEAR on a track model. Here are my specs:

27 male with no points in 4 years (knock knock)
Liability and comprehensive ($500/250 deduct).
I think my coverage is 500,000/250,000 (4 times the legal limit at any rate).

I get good service too. I would look into them. As for Response Insurance, I think the state of PA and OH sued them for deceptive practices, but I am not sure.
Reply
Old Aug 17, 2003 | 07:49 PM
  #13  
350zroadster's Avatar
350zroadster
Registered User
iTrader: (1)
 
Joined: Apr 2003
Posts: 5,249
Likes: 0
From: Cambridge, MA
Default

used to live in PA. Have similar history to you, I would try state farm, it's rate was much less.
Reply
Old Aug 18, 2003 | 05:15 AM
  #14  
krismax's Avatar
krismax
Registered User
 
Joined: Jul 2003
Posts: 155
Likes: 0
From: amsterdam ny
Default

Originally posted by JasonSmithMT
krismax thats great rate. Just curious - Male/Female, Married/Single. Really great rate for single male.

I'm paying $830/year - 31 / male/ single in KY.
male +married
Reply
Old Aug 18, 2003 | 06:01 AM
  #15  
Enron Exec's Avatar
Enron Exec
Registered User
 
Joined: Apr 2003
Posts: 1,756
Likes: 0
From: Houston
Lightbulb ahhhh !

male +married
That 7 letter "M" word is like gold when buying insurance. All of a sudden, it nullifies being the 4 letter "M" word.
Reply
Old Aug 18, 2003 | 06:12 AM
  #16  
Project350Z's Avatar
Project350Z
Registered User
 
Joined: Aug 2003
Posts: 23
Likes: 0
From: North Potomac, Maryland USA
Default

damn is geico good?
Reply
Old Aug 18, 2003 | 06:52 AM
  #17  
350zluvr's Avatar
350zluvr
Registered User
 
Joined: Jul 2003
Posts: 942
Likes: 0
From: Plano, Texas
Default

22 YRS. OLD MALE - 2003 350Z (PERFORMANCE), 6 MO. = $400.00, MAYBE ONE POINT ON MY RECORD (SOON TO FALL OF IF APPARENT), CAR PART OF INSURED 4 VEHICLES ON THIS POLICY AT ALLSTATE.
Reply
Old Aug 18, 2003 | 07:23 AM
  #18  
Subbacultcha's Avatar
Subbacultcha
Registered User
 
Joined: Jul 2003
Posts: 624
Likes: 0
From: Basement of the science bldg.
Default

Progressive.com = $1100/year*

*multi-car discount, good driver discount, no points on record, married discount, 25 years of age.
Reply
Old Aug 18, 2003 | 07:29 AM
  #19  
mdelia's Avatar
mdelia
Registered User
 
Joined: Jun 2003
Posts: 97
Likes: 0
From: Oregon
Default

990 / year for the Z... WRX is 950 / year.

with USAA.
Reply
Old Aug 18, 2003 | 07:56 AM
  #20  
yobri's Avatar
yobri
350Z-holic
Premier Member
iTrader: (2)
 
Joined: Jun 2001
Posts: 17,685
Likes: 0
From: teh interwebnets
Default

Rates are also dependent on location... seems like you guys all live in some real nice areas.
Reply



All times are GMT -8. The time now is 04:11 PM.