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Old Mar 14, 2009 | 01:19 PM
  #21  
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I pay 175 bucks a month full coverage on my G35 and my Z.Get a Corvette the insurance is cheaper........
Old Mar 14, 2009 | 01:55 PM
  #22  
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Here's what everyone under 21 should be required to participate in before driving a sports car....

http://www.tirerack.com/features/mot...t_survival.jsp

I've heard great things about this program.
Old Mar 14, 2009 | 02:19 PM
  #23  
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Funny I'm shopping for insurance ATM. I'm in cali getting around 150-180 for full coverage on the z and liab. on my 240sx. So far I tried The General(these guys wanted 380 a mo, way outta line), AAA, Mercury...and Geico. To my surprise Geico was the cheapest at ~$150. Anyone have recommendations whom else to try?

To OP shop around just to see the whole pictures. Frankly tho the rates won't be much cheaper...
Old Mar 14, 2009 | 02:39 PM
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Originally Posted by Spork
You're 17, and can afford a car payment AND $417/month insurance??


What the hell did I do wrong?
you were not born a rich spoiled kid
Old Mar 14, 2009 | 02:50 PM
  #25  
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Originally Posted by 2fast4comfort
you were not born a rich spoiled kid
Old Mar 14, 2009 | 06:54 PM
  #26  
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Originally Posted by Spartan301
I'm a seventeen year old male, in FL.

I've called unitrin, trust way, and progressive. Out of those three the cheapest is 465.13 a month, which is outrageous.

I can afford 416.13 a month but thats quite the jump from 250.00 with my envoy.

So my question for y'all (please don't flame) is if you guys know somewhere I can find it a little cheaper.
You need to get older or move. I paid 240/month on an Acura Legend in South Florida when I was your age. I'm now 22 and live in Gainesville and pay $84/month on my Z. Just gonna have to live with being in a high-risk group of drivers.
Old Mar 14, 2009 | 07:57 PM
  #27  
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Welcome. You are doing what you are supposed to do, that is, comparing prices.

Please no “I pay $$$$ for insurance” threads.
Old Mar 14, 2009 | 11:59 PM
  #28  
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Originally Posted by Spartan301
I'm a seventeen year old male, in FL.

I've called unitrin, trust way, and progressive. Out of those three the cheapest is 465.13 a month, which is outrageous.

I can afford 416.13 a month but thats quite the jump from 250.00 with my envoy.

So my question for y'all (please don't flame) is if you guys know somewhere I can find it a little cheaper.
Is this too much money for your parents to afford?????

If moMMie & daddY loved you they would insure the car they want you to die in!!!!!!

Last edited by 350ZTheStandard; Mar 15, 2009 at 12:02 AM.
Old Mar 15, 2009 | 12:22 AM
  #29  
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$400/month for insurance is just not worth it being 17. I'd put that money for college funds instead. Or you can save $4800 a year/$19200 until you're 21 and buy a brand spanking new car on your birthday, get plastered at a bar and get a DUI. Your choice.
Old Mar 15, 2009 | 06:21 AM
  #30  
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I pay 270/month. 23, 1 ticket. Best price I could get. Maybe it's where I live?
Old Mar 15, 2009 | 06:57 AM
  #31  
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Originally Posted by BrokenVow
I pay 270/month. 23, 1 ticket. Best price I could get. Maybe it's where I live?
the crime rate in Tacoma, that seems low to me.
Old Mar 15, 2009 | 07:03 AM
  #32  
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Originally Posted by Spartan301
I'm a seventeen year old male, in FL.

I've called unitrin, trust way, and progressive. Out of those three the cheapest is 465.13 a month, which is outrageous.

I can afford 416.13 a month but thats quite the jump from 250.00 with my envoy.

So my question for y'all (please don't flame) is if you guys know somewhere I can find it a little cheaper.


Allstate, 416.12 a month



I pay $82 a month ($984 a year) for my 08 Avalanche and 02 Maxima (full coverage) and $86 a year on my R-1!

Last edited by zand02max; Mar 15, 2009 at 07:07 AM.
Old Mar 15, 2009 | 07:08 AM
  #33  
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Get your coverage under one of your parent's ploicies, and then pay your portion. Being covered as a secondary driver under an existing parent's policy will definitely cost less than then being covered under a seperate "youthful driver" policy.

bill
Old Mar 15, 2009 | 07:11 AM
  #34  
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What you need to do it be listed as a "secondary" driver in the policy, with your father being the primary. Should make it much cheaper.
Old Mar 15, 2009 | 07:17 AM
  #35  
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Originally Posted by Strider619
$400/month for insurance is just not worth it being 17. I'd put that money for college funds instead...
This is the best advice.

No offense, kid, but the Z isn't really intended for 17-year-old's. For a lot of reasons. That's why insurance companies are so expensive for under-21. It's called "actuaries" - look it up.

Get a reasonably sporty car (xB is a good suggestion, though there are certainly a lot of others). Save your cash, go to a good college, and get a Z when you are 21 or older.

PS - saying your old man is making you "pay your own way" while you are 17 and drive an Envoy? When I was 17, I was driving an old, POS Chevy Nova that I paid for, WHILE saving for college. The old Nova got me through two years of college. An old pontiac station wagon, an old Malibu (with rust-hole access to the trunk) and an old Olds Cutlass got me through the rest. Because I was paying for the car, the college, an apartment, electricity...

Paying "your own way" after receiving an Envoy when your 17 may be the least (yet best) thing your old man can do for you. Drive it well, treat it well, spend your money wisely. The rewards come AFTER they're earned, not before.
Old Mar 15, 2009 | 07:33 AM
  #36  
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Originally Posted by QNman
This is the best advice.

No offense, kid, but the Z isn't really intended for 17-year-old's. For a lot of reasons. That's why insurance companies are so expensive for under-21. It's called "actuaries" - look it up.

Get a reasonably sporty car (xB is a good suggestion, though there are certainly a lot of others). Save your cash, go to a good college, and get a Z when you are 21 or older.

PS - saying your old man is making you "pay your own way" while you are 17 and drive an Envoy? When I was 17, I was driving an old, POS Chevy Nova that I paid for, WHILE saving for college. The old Nova got me through two years of college. An old pontiac station wagon, an old Malibu (with rust-hole access to the trunk) and an old Olds Cutlass got me through the rest. Because I was paying for the car, the college, an apartment, electricity...

Paying "your own way" after receiving an Envoy when your 17 may be the least (yet best) thing your old man can do for you. Drive it well, treat it well, spend your money wisely. The rewards come AFTER they're earned, not before.
that was beautiful man

/thread
Old Mar 15, 2009 | 07:52 AM
  #37  
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like many otheres said if you put the insurance under your pops name and you be the secondary driveer and if you are a full time student and have good grades theres a discount for that. itll be alot cheaper
Old Mar 15, 2009 | 08:22 AM
  #38  
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Originally Posted by USN HM 350Z
the crime rate in Tacoma, that seems low to me.
It IS low. Adding my Ford Escort as my primary vehicle helps. Everyone else wanted between 4 and 5k per year. But it's with AIG, so uh, I'm just keeping my fingers crossed that I don't have to make a claim.
Old Mar 15, 2009 | 10:31 AM
  #39  
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I pay $117 a month. I'm 24, 2007 350Z base... $1000 deductible. Statefarm...

Is that a good price? I never really shopped around, just got stuck with the same company when I bought the Z. I wonder if the rate will drop a bit once I hit 25

EDIT: BTW, I would never consider paying over $400 a month in insurance... maybe for an exotic car as a rich folk, but not for a 350Z at age 17... Get something else for now, keep a clean record, and buy a 370Z in a few years... time flies by.

Last edited by Exploited; Mar 15, 2009 at 10:33 AM.
Old Mar 15, 2009 | 11:07 AM
  #40  
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I pay $800 per year with a $250 deductible... but I'm ... er, "seasoned".
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