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2003-2009 Nissan 350Z

insurance to high!!!

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Old 10-21-2003, 09:00 AM
  #21  
BoostTed
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Originally posted by Pure Tremble
Nope. She got TONS of tickets . Mostly speeding. Some running stop signs. About half of them were out of state (where her moron boyfriend lived). Initially she lost her license for 4 months. That was until Delaware's DMV got a hold of her out of state tickets. Then she lost her license for a year. The funny thing? She still drives it sometimes. oh well, I tried to help that dumb b1tch in the past. Never again
u know thats damn scary!
Old 10-21-2003, 02:27 PM
  #22  
samors
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my insurance company is dropping me and I have to go into the high risk drivers category and my insurance for the Z will be like 7100 a year so I have to sell it and get a hooptie
Old 10-21-2003, 04:24 PM
  #23  
eldg
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I have 12 points on my record. 6 in one bad year (2002).
Originally qouted 248/mo which i can handle but two weeks
after i got car (which they got from santa rosa, im in sacto)
they said there were things the agent missed on dmv report
now 518/mo. Also topped off loan with negative equity on trade
in. Have gap insurance, maybe "forget" to lock up an leave outside of garage is the answer, lol.
anyone want an overpriced '03 db touring 2200k miles
later
Old 10-21-2003, 04:41 PM
  #24  
iggman
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Originally posted by Blue Batmobile
$327 per Year! Wawanesa has the best rates.

Bat™

How do you like their service? Have you ever had to file a claim with them? I've heard good things and I'm wondering if I should get a quote from them.

Thanks!
Old 10-21-2003, 05:57 PM
  #25  
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I like their service, and yes I've filed a claim with them. Went very smoothly. Seriously though, they have the best rates, but will only take people with excellent driving records.

Bat™
Old 10-21-2003, 07:16 PM
  #26  
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Originally posted by Blue Batmobile
I like their service, and yes I've filed a claim with them. Went very smoothly. Seriously though, they have the best rates, but will only take people with excellent driving records.

Bat™
Well after reading your post I just requested a quote. I wonder if I can squeak by since I have two speeding tickets on my record. hehe. they were more than a year ago so I don't know. No accidents.

Is that price for full coverage or is it just liability? Also how many other car's do you have and how many miles did you say you drive your Z per year?

Are you over 25 and are you married with kids? Sorry to ask you all these questions but you have some damn cheap insurance and I wonder what you need in order to qualify for such a rate!

Thanks man.
Old 10-21-2003, 08:32 PM
  #27  
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Originally posted by Blue Batmobile
I like their service, and yes I've filed a claim with them. Went very smoothly. Seriously though, they have the best rates, but will only take people with excellent driving records.

Bat™
Thanks for the info! I have a flawless driving record so I'll go ahead and give them a call.
Old 10-21-2003, 08:45 PM
  #28  
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Originally posted by iggman
Thanks for the info! I have a flawless driving record so I'll go ahead and give them a call.
Hey, if you hear from them before I do can you tell us how it went and what kind of rate you get?

Thanks man.
Old 10-21-2003, 08:49 PM
  #29  
only1
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Does anyone know where i can get some cheaper insurance. I am 24 now, cant wait to turn 25..about 10 months...but I ahve a clean driving record and live in near chicago. Its 205.00 a month now.
Old 10-21-2003, 08:59 PM
  #30  
dchengmd
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Originally posted by only1
Does anyone know where i can get some cheaper insurance. I am 24 now, cant wait to turn 25..about 10 months...but I ahve a clean driving record and live in near chicago. Its 205.00 a month now.
$205/month for a Z is pretty darn good for the Chicago area given your age. Back in 1995 my brand new Integra LS cost me $239/month in Chicago, and I was 24 at the time. The day I turned 25, I switched insurance companies and my premium dropped to $130/month.

The best thing you can do to lower your insurance is wait until your 25th birthday, and don't get any tickets or into any accidents.
Old 10-21-2003, 09:13 PM
  #31  
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Originally posted by Grommit
Hey, if you hear from them before I do can you tell us how it went and what kind of rate you get?

Thanks man.
No problem! I'm going to give them a call either tomorrow or Thursday. I'll pass on as much info. as I can.
Old 10-21-2003, 09:16 PM
  #32  
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I have 2 other cars on my policy, still that's cheap. I'm over 25, and a teacher .

Bat™
Old 10-21-2003, 09:31 PM
  #33  
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Originally posted by Grommit
Hey, if you hear from them before I do can you tell us how it went and what kind of rate you get?

Thanks man.
I just completed their online quote request. They are supposed to process and mail the quote to me within 3 business days. I should also mention that they did not list a 2004 350z, so I selected a 2003 350z.

Last edited by iggman; 10-22-2003 at 05:00 PM.
Old 10-22-2003, 01:53 AM
  #34  
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speaking of insurance rates anyone care to explain to me how my Z is cheaper to insure than my G35 sedan? i would call my insurance company but im afraid they might reconsider and raise the rates for my Z
Old 10-22-2003, 11:04 AM
  #35  
Pit Bull
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Default Re: insurance to high!!!

Originally posted by eldg
My insurance is too high. But i had to have the z.
If i cant get a lower policy, my z will have to be sold.

So who knows where i can get cheaper ins. for a bad driving
record. Or any other suggestions so i dont have to sell.

Currently paying $518.00/mo
car payment $681.00

HELLLLLLPPP!!!!
You might see what would happen if you add another car to your policy and show it as the primary vehicle. Add a beater with just liability coverage.
Old 10-22-2003, 04:00 PM
  #36  
eldg
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got like 10 e-mails today from different insurance co.
first one looks like $311/mo. better but they havent pulled
the dmv report yet, thats when they raise the price. will
keep all you other 'bad' drivers updated
Old 10-22-2003, 05:15 PM
  #37  
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I pay less than what it costs to ensure a Cavalier or Sunfire, since there are fewer 350Z's around here and they don't have much of a past history on the car to base their rates. About $100/month.
Old 10-22-2003, 06:13 PM
  #38  
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Default Re: insurance to high!!!

Originally posted by eldg
Currently paying $518.00/mo
car payment $681.00

HELLLLLLPPP!!!!

That is outrageous.
Should've done your homework before you bought the car.
Old 10-22-2003, 06:14 PM
  #39  
zand02max
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Originally posted by eldg
I have 12 points on my record. 6 in one bad year (2002).
Originally qouted 248/mo which i can handle but two weeks
after i got car (which they got from santa rosa, im in sacto)
they said there were things the agent missed on dmv report
now 518/mo. Also topped off loan with negative equity on trade
in. Have gap insurance, maybe "forget" to lock up an leave outside of garage is the answer, lol.
anyone want an overpriced '03 db touring 2200k miles
later
I hate to ask, but how much do you owe on the Z? I can tell you right now, there is no way you can get out from under that Z. You simply owe too much. Flip-Flopped if you know what I mean.

You lose $6500 dollars, if not more, the first year of ownership of the Z, and it gradually goes down to about $4K, the next year, ect, ect.

I am sorry to see that you are paying too much, but the ? still remains, How many tickets, accidents, and what kind of both have you been involved in? And your age?

Your car payment is $618 a month. Would that be for 72 months?

Don't cry, but I pay $350 every 6 months for my Z. And thats full coverage and a $500 deductible.

35 yoa, no tickets, accidents, married, 2 cars.

The best bet for you is to leave your car in Compton somewhere with the keys in the car.

I thought about getting in the car dealership business, changed my mind, getting in the insurance business. CHA-CHING!

One last thing, they also base your insurance premium on your Credit Score.

GL, I hope you can get out from under that. That is indeed a nightmare, but you dug the hole, and I think you can't get outta that one, my friend!

That was the first thing I did before looking at Z's, was to get quotes from the insurance company.
Old 10-23-2003, 08:59 PM
  #40  
eldg
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check out my other post
"cheap insurance-yeah"
KEEEEPIN' MMMMYYYY ZZZZZZ


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