Actually never, I didn't want my mom to lose her home if I was ever at fault in an accident and the other party decided to sue above the limits of the policy. I've had my own policy since I was 17.

 

 

huh?

 

This is my ultimate fear.
Wrecking my Z and having to pay for it as it sits in my driveway.

OP. Your best bet might be to just part the Z out.
7500 is a lot of money for some of us.

+1 on 20 year olds driving Z's.
Do you guys ever get hated on for being young with nice cars?

 

Lots to comment on. My parents paid my insurance as long as I had an A average from 16 to 18 at 18 I was on my own.

I had a 72 Challenger, was arrested on the 405 (before carmageddon) going 120, I was allowed to choose between moving out of their house ( I was 17) or selling the 440 magnum with a six pack that was balanced bored blueprinted and I spent over a year building and BUYING Mom's 76 B210 Datsun hatchback. I took the having a place to live option and made the best with a hatchback that I could park on makeout lane and do things I'd have been very uncomfortable in the Challenger in.

Make lemonaid I always say!

I had Nitto 555s they sucked in the wet.

 

 

That's a great lesson.

 

As soon as I bought my own car, I paid my own insurance. Part of it may be a perceived (not necessarily real) whiny tone in the "My Mom only had liability insurance on the car..." statement.

 

Someone needs to sit down with you and have a little financial discussion....

 

Most ANY car loan is insane. Borrowing to buy something that depreciates as quickly as a car, is really a bad idea in almost all cases.

 

20% INTEREST??!!!

22, pay for my own insurance and Z, and i only do 5% interest.

 

Since the Z is red, lots of men stare me down with envy as there wives give me the "i want you in my bed" look

oh yes and lots of jealous boyfriends too, driving around in there civics

 

hahaha, more than ever. Women my age, "damn i love your car wanna take me for a ride in it" (easy date, constant head turns and stares, everyone looks when they pull up and i have to top down . Soccer moms and and any older men, and police, "look another punk kid whos parents bought him a nice car to go and wreck it" (I say this because kids were i live are spoiled punks that wreck and brand new mustang doing 130mph and his parents bought him another one. My high school car lot had everything from a BMW to a brand new Lotus Elise)

In in southern california where they take pride in raping you for everything you got and going by statistics.

haha, what can i say i wanted the car and my parents wouldnt co-sign and everyone around me doubting me saying it was a pipe dream and then last month i showed up to my friends house with my Z. Its more than JUST a car to me. Its my pride and joy

ya i figure ill just pay any extra money i have at the end of the month into the principal of the payment and ill refinance after a year of payments. Positive is a good credit score

 

the guys in the rice civics are the funniest, cause their civics look like hell and it usually just takes a stare and smile at the girl and the boyfriend is pissed. its awesome

 

 

well i hope u don't try and seduce them by writing a poem because proper use of "there", 'their", and "they're" owns you....

 

As already mentioned, if you have that fear then get full coverage. If you have a loan on the car, assume the bank would require that to begin with.
As far as the guy with a 20% loan for a sports car, WTF!

 

Ask mom, rear lights shipped to 08902?

 

One thing I'm in college so that's why she pays for my insurance and honestly my dad pays for the for seperation reasons. I bought the 350z and my 94 TT 300zx she don't buy my cars or my car parts she paid the insurance cause since I was 16 I paid my own bills all she Neva did was insurance she hasnt bought me a car since my first one and I have had about 8. The main reason I don't have to pay it is cuz I'm in school and she do it so I won't be like everyone else selling a Z for tuition or books. Plus it mainly come from my dad.

 

I owned my Z my mother didn't no anything about the car until 2 days after I got all I did the day I bought was gave her the VIN and said insure this once she saw it she got mad cause she wanted a Z.