I've given three insurance companies my VIN and they all say they don't have the car in their systems yet.

They say I have to wait until I purchase the Z before they can give me a quote.

I have tried:
Amica
GMAC (current insurer)
Marsh (Through my employer)

I am in Florida so most the big guys (State Farm, etc) won't touch me.

What gives!

 

The Car is insurance rated a "25" what every this means...

 

well, Just got off the phone with USAA< they originally quoted me 440/6 mos in Jan, but now that the car is here, its 710/ 6 mos!

 

If a car's ISO symbol does not show up or is unavailable, they should rate it on cost new.

 

Help me out with the lingo.

ISO??

cost new??

Thanks

 

dont bother asking progressive either. They dont know! I think I'll stiuck with progressive though - had a good experience when I hit a deer with them, and if I figure I can get insured on a new vette for under 1K/yr, the z wont be that bad...

 

I laugh because you think that's a lot. For my Spec-V, I pay $2100/year.

 

My Z is insured with Allstate. They pulled it right up with my VIN. $339/6 mo. I'm 34, clean record, multi car/policy discount.

 

That's nice to know... I'm already insured with Allstate (Lexus SC400) so the multi car discount will apply. Can't beat paying $56.50 per month.

 

ISO = How insurance companies rate a vehicle.

The higher the symbol, the higher the insurance. When you here someone say the car is a 25, it means that on the ISO scale it has a high insurance rate.

Cost new = The purchase price of your vehicle. If there is no ISO symbol, most insurance companies use this method to determine you insurance price.

The more a vehicle cost, the more it will cost the insurance company to replace, therefore a high cost new is a direct correlation to ISO symbols.

 

I use Farmer's for my house and cars. I have a 2 car discount, plus a discount for having my house insured w/them. They estimated by the new price and quoted me $846 for 6 mos. I was told it was a high estimate because they didn't have the Z in their rates data base. I think it will be $746 or so. I'm 58 and have a perfect driving record back to 1978. Their surcharge for high performance and turbo cars is 25%.

Boomer-- their low rate on my house is still saving me money.

 

Thanks for the help on insurance terms.

How does the Z compare to other cars?

240sx, s2000, etc...

 

I guess Allstate doesn't do that. I got my new policy today. The Z is $339/6 mo and my 2001 Subaru Outback is $378/6 mo.