Cars totaled after 6 years of owning it

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Nov 9, 2012 | 05:05 PM

#21

SparkleCityHop

Living in 350Z

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Joined: May 2009

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From: Spartanburg(SparkleCity), SC

Quote:

Originally Posted by russ713

That's false in most, if not all, cases. The insurance company just wants a car with all the "parts" there. It doesn't matter if it's factory or aftermarket to them for those parts. You can replace all the aftermarket items with the original parts or have the insurance company pay you a depreciated value for the aftermarket parts.

I can back up Russ on this from personal experience. Tons of the aftermarket parts from my totalled roadster made it onto my new coupe. we just swapped the parts back out that weren't damaged. I also provided receipts for the damaged aftermarket parts and they made a "depreciated consideration" for their value compared to stock.