Clubs actually fit very well. can fit two bags in there. the way i do it is both bags can go to the rear of the strut bar, just that you have to take all of the woods, any umbrellas, and ball retrievers out. All of that stuff goes in front of the strut bar, along with shoes and away ya go. the 2004's and later models actually have an instruction illustration on the underside of the hatch.

 

I understand there are different laws in different states, that's why I said SOME insurance companies rate your policy by who was at fault for the accident. And no, it is not always a strike against you if you are not at fault for the accident.

UMPD & collision DO serve the same purpose. They provide protection to your vehicle if it was involved in a collision. The only difference is that UMPD would apply only if you were not at fault & the other party is uninsured. If someone carries Collision, there is no need to carry UMPD. If they did, it would just be a waste of money.

And no, I don't work for Allstate! As for subrogation, it is primarily used in a couple of different instances.
1) The insured wants to go through their own insurance company because they trust them. The said ins. co. would then subrogate the claimant carrier.
2) There is a limits issue with the claimant carrier & you must go through your own insurance company.
3) You do not have any claimant info after the accident & you would like to have your vehicle repaired right away.

An insurance company is not going to have the other insurance company foot the bill just for the heck of it.

Not really trying to argue, just want o get the facts straight.

 

No more shop talk for me. I deal with this stuff 9 hours a day.

 

All I'm going to say is talk to someone in subrogation. If your not with Allstate then I'm sure they have contacted your subro team about there insureds at fault accident in which they are trying to recoup some of the loss. Have you been an adjuster very long because those are very text book answers and technically true, just not very real world.
Do you have any idea how many millions upon millions of dollars are recouped back each year from subrogation? They dont do it for the heck of it they do it because they get paid. Have you talked with your subro team yet?

And yes UMPD and Col do serve the same purpose but under different circumstances. To say that UMPD is a waste is like saying Life insurance is a waste becasue I will already be dead. There is a bigger picture there.

Look, your company obviously looks at things differently as everyone tends too, I'm only telling how it is here.

 

I just want to know how you fit a bag of clubs in there!!!!! LOL


Yeah, you can get them in there, but not along with the luggage girlfriend requires for a three day weekend.

Loks like UPS will work out on the shipping; Hope they will accept in a Club Glove instead of boxes...thanks.