6swhite350z

whats the lowest % APR through nissan? 6.5 seems high.. i was thinking i could get it with my credit card with 0% for 1 year.. then transfer it to another 0% credit card next year.. and so on n so forth

but not getting into the whole credit card issue.. wuts the lowest rate from nissan?

cnynracer1

I have great credit, and the dealer I purchased from wouldn't get me better than 6%. Bastard. I paid that for approx. 8 months, until the balance was low enough to transfer to my CC.

I just transferred the balance to a 0% APR CC. Feels good to get out of that interest mess.

6swhite350z

credit card limit is 10 grand i believe.. can i buy with 3 cards?

ActionJackson

iTrader: (1)

you could but those aprs usually are 0% for 1 year only... and if you can pay your entire loan off in 1 year I'd say go for it... otherwise you're screwed lol

cnynracer1

Well, you just have to juggle the balances every year.

I've been doing it for a few years now, paying off school loans.

6swhite350z

i have no transfer fees.. so each year ill transfer to another 0% apr credit card for a year.. then transfer again.. haha

trackmjt

if you're going to just transfer it anyway, why do you care what the apr is.

davidv

iTrader: (2)

Like all interest rates, Nissan rates vary from one location to another. You can shop for financing similar to shopping for a car. I suggest that you start with your credit union.

6swhite350z

dont i have to pay interest every month? so even if i keep transfering, i wanna put it on a 0% card.. and i have a few of those,, my credit score is a bit above 730

trackmjt

interest rates are just higher these days. My credit score is higher than yours but you should still get premium rates. If you don't like thier rates tell them you want better or finance somewhere else. I do all my financing through USAA. I have a 5.4% on a 6 year loan but only after I told them the 6.2 they wanted to give me wasn't good enough and i'd go elsewhere if they didn't want to do better and the dealer could have got me a 5.2%.