Help out others with this ongoing problem that keeps bringing new threads

Again peoplefirst seems to be the best I didn't ask for my check yet, which solidifies your APR, and thru costco.com services it is at 4.64% for me. If the dealer goes lower that is good to yet as I read a thread that DR. BONZ replied too--- I too will call peoplefirst and refinance at yet a lower rate than what ever the dealer gives me on that day.

Don't forget tell people who you got it from, is it local, can you get it online, etc