Hey,

I keep hearing more and more stories of people in Ontario with modified cars having their insurance canceled.

I recently asked my insurance company about modified cars and they said any performance modifications are not allowed and I would have to switch insurnace companies and most likely pay double the premiums because of the modifications. Because of this, I have not done any performance modifications.

I have replaced the stereo and they have no problem with this. I have also replaced the wheels and my deductable went from $500 to $1000.

I am wondering what most people here do with their modified cars and insurance. Do you tell your insurance company or do you not tell them and
risk having your insurance canceled?

** i know about solocanada but it is not available yet

 

Mine (Belair direct) dosent have a problem with it!
Give them a call if your current provider gives you any trouble....

 

Unforetunetly, I dont think there is much you can do. Ive tried registering my car as a show car. Ive tried companys that deal strictly with show cars, but the car muct be over 20 years old to fit that class.

I made a small package of what my car looks like with my modifications (i left out the performance ones) and sent it to my insurance company. i also sent in a note agreeing that I will not receive any money if there is damagae to any of the parts I have put on the car. That seems to be working for me right now. Did i mention i also left the car under my mothers name

 

I tried Belair direct... their quote is $3000 more per year then what i pay now.

 

WOW that sucks!!!

I pay 1300$ a year (full coverage) with Belair on my 03' G 35 sedan.....

 

How old are you btw, and whats your driving record like????