CDN insurance rates
11-12-2007, 09:15 AM
#1
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CDN insurance rates
Are you guys satisfied with your insurance payments? is it too personal to ask what you guys are paying and what company you're with.
I'm shopping around insurance companies at the moment, after I found out State Farm quoted me $2100 for the year.
After a few quick internet quotes, TD Meloche Monnex (which my friend uses) quoted me $1170 / 97.50 monthly which seems pretty damn good. I'll be 29 in March with a perfect driving record which I'm sure makes a difference.
Just thought I'd get some insight.
I'm shopping around insurance companies at the moment, after I found out State Farm quoted me $2100 for the year.
After a few quick internet quotes, TD Meloche Monnex (which my friend uses) quoted me $1170 / 97.50 monthly which seems pretty damn good. I'll be 29 in March with a perfect driving record which I'm sure makes a difference.
Just thought I'd get some insight.
11-12-2007, 09:37 AM
#2
hey doba,
I am with state farm and feel quite satisfied.
The monnex quote you posted is very competitive, but I would highly recommend you calling them in person to see if that quote is valid.
Question:
The TD (meloche monnex)quote was that for the 6 month renewal or a full years price?.. If its for a year, then its an absolute bargain for full coverage.
I am 32, perfect driving record and thats less then what I am paying with a multiline discount.
Keep us posted! If that monnex quote is for real, I just may end up switching.
Cheers,
Church
I am with state farm and feel quite satisfied.
The monnex quote you posted is very competitive, but I would highly recommend you calling them in person to see if that quote is valid.
Question:
The TD (meloche monnex)quote was that for the 6 month renewal or a full years price?.. If its for a year, then its an absolute bargain for full coverage.
I am 32, perfect driving record and thats less then what I am paying with a multiline discount.
Keep us posted! If that monnex quote is for real, I just may end up switching.
Cheers,
Church
11-12-2007, 09:57 AM
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I just tried a couple online quotes and got quotes like $3000+ for my 92 civic. I don't know what's up with that. I even put down 0 tickets and accidents. I guess being under 25 screws me for no apparent reason.
11-12-2007, 10:06 AM
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That Quote was for the whole year I know its hard to believe thats why I will personally call them in the near future, which they specify to do in the quoted email they send you.
I've been with state farm for 9 yrs (240sx), but my family has been with them for over 20 yrs but when I received that quote for 2100 I thought it would be best to shop around.
I'll keep in touch.
I've been with state farm for 9 yrs (240sx), but my family has been with them for over 20 yrs but when I received that quote for 2100 I thought it would be best to shop around.
I'll keep in touch.
11-12-2007, 10:08 AM
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Originally Posted by Z Tuned
I just tried a couple online quotes and got quotes like $3000+ for my 92 civic. I don't know what's up with that. I even put down 0 tickets and accidents. I guess being under 25 screws me for no apparent reason.
11-12-2007, 10:25 AM
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Originally Posted by noodleman
wow, $1200/year is insane. Do you have home insurance with them as well?
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11-12-2007, 10:53 AM
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^ my last name
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I just turned 25 and I am with statefarm. Full coverage went from $128.00 month to just $88.00 monthly. nice!!!!
edit: sorry just saw that this was a Canadian thread.
edit: sorry just saw that this was a Canadian thread.
11-12-2007, 11:14 AM
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Originally Posted by bender
Perfect eh? You must have just bought your Z 
9 yrs with my modded 240sx come on! just gotta be smart about it, know where you can and cannot have fun.
11-12-2007, 03:49 PM
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you also have to note that the OP is from Brantford...which will significantly reduce rates comparable to those living in the GTA
i think i need to move!
i think i need to move!
11-12-2007, 04:46 PM
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Originally Posted by Doba
No I do not, which was stated on the quote
I'm paying state farm around $2600/yr with a $500 deduc....i'm 27 right now...i should have a clean record with State Farm, as the tickets I recall having are from at least 5 years ago. It's a single car thing as well.
i technically pay a little less, since i suspend the insurance during the winter months. so I end up saving around $800-900 off that (3-4 months)
Originally Posted by Reality350
^thats about what TD quoted me online.
damon75 may I ask you a few questions..
Are you over 30?
Do you have multiple vehicles insured with them?
Do you also home and life coverage, through RBC?
damon75 may I ask you a few questions..
Are you over 30?
Do you have multiple vehicles insured with them?
Do you also home and life coverage, through RBC?
11-12-2007, 05:08 PM
#18
Originally Posted by noodleman
I'm pretty sure damon is well into his 30s haha. I remember this fly trini brother from brampton
I may end up switching if the pricing is this competitive.. Or make state farm lower there price further to keep my business, hehhe
Originally Posted by 2TH PWR
yeah I got 3 minor speeding tickets in three years, and declared my mods. I'm dropping about 600 a month. haha.
Insurance champion! YES I RULE!
Insurance champion! YES I RULE!
11-12-2007, 05:20 PM
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PC auto insurance
PC auto insurance cant be beat bottom line, as auto insurance is reflective to current driving record you cant compare apples and oranges one guys quote will be different from another, you can only compare your quotes from different companies for your driving record, i was with meloche monex and when i switched to pc i reduced savings of about 35% went from 290 to 170 phone pc you wont be disapointed
11-12-2007, 05:29 PM
#20
Originally Posted by locknut
PC auto insurance cant be beat bottom line, as auto insurance is reflective to current driving record you cant compare apples and oranges one guys quote will be different from another, you can only compare your quotes from different companies for your driving record, went from 290 to 170 phone pc you wont be disapointed
First we have the impact statement.
"PC auto insurance cant be beat bottom line"
Then we have the justification
"i was with meloche monex and when i switched to pc i reduced savings of about 35%"
Then he seals the deal with the confirmation statement!
"phone pc you wont be disapointed"
Boo yah! I'm there PC. Oh wait, I forgot no one will take me because my Z is modified!