progressive paid me the value of my car plus up to $1000 in additional parts. anything above that you have to tell them about and pay extra for. the extra isnt much... like 2 or 3 dollars (monthly) per 1000 of aftermarket value. not sure if they distinguish between performance and other mods. i lost about 4k on my stereo setup alone when my rsx was stolen last month beacuse i didnt let them know i had it.

 

I had about 2k in stereo stolen while I was covered with state farm... I produced the recipt from the install... Didn't even bat an eye, replace it.

Same day it was stolen, drove home with a new stereo. State Farm has my buisness.... Same with the mods... They are VERY mod friendly.

Now, we'll see if my car gets hit... I've got 13k tied up in it now...