Kinda weird, but I was not upset at all when my car was hit. I was at a full stop at a stop sign then I felt the big THUG! I was going "What the hell??" The guy behind me with a 1997 White Cavalier hit my rear bumper and rear bodykit valence. I just turned my hazards on, looked him, and I can see that he was going "oohhh ****..." (Young guy too) I got my pen and paper and smiled at the guy asking if he was ok. He was suprised that I was not mad. It calmed him down and he was fully co-operative. I got every piece of info I needed from him and the car. From what I saw at the time, I told him it shouldn't be much and I see what I can do so we don't have to go insurance on this. He was happy and it went quick.

Now when I got home to look at it more, it's pretty bad. Looks like the hit gouged a pretty big hole on my bodykit, crushed some sections, and chipped some paint. Overall, It probably be a hard job to fix. Also I have multiple scratches on my OEM bumper. Looks like it gonna cost more than whatever his liability deductable will be.

Knowing this, I have options now....
Should I:

1) get a new INGS bumper and have both my bumper and bodykit repainted?
2) get the bumper repaired ect but charge for a new one?
3) get a different style of bumper?
4) fix the kit and bumper, and see if I can get extra money to buy something else?
5) any other suggestions you might have?

I don't have a pic of the damage, but this is where he hit me:




Thanks guys.
Ray

 

damn...i can't believe you are publicly trying to get advice on scamming insurance money

"get the bumper repaired but charge for a new one"

get a monetary quote on repairing whatever it is that was damaged in the accident and then decide what you want to do with that money. seems straight forward to me.

the guy who hit you seems to accept what he did and wants to help you out. return the favor.


just my $0.02

 

I would go with the ing bumper. If you do though you need to the get the side skirts and front bumper also or the car will look pretty stupid.

 

First of all it is not scamming insurance money. He is owned the money to replace or fix the damaged parts to original condition. Whether or not he spends it is his decision.

 

didn't you read, they aren't going through insurance.

 

"Looks like it gonna cost more than whatever his liability deductable will be"...sounds like insurance to me.

anyways, i think it's fine to get a quote for the repairs, take it to the guy and tell him to pay up. then you can decide how you want to spend the money.

OR tell him you want a new bumper and the cost of repainting it. i doubt he would go for that if it was offered. most insurance companies will have a bodyshop attempt to repair the damage unless it is deemed unrepairable.

ahh...i really don't care...

good luck getting the rear bumper fixed.

 

get the bumper fixed and have the INGS lip molded on...much cleaner look imo.

 

i would go for option 1...
just my 2C.

 

Don't you need a police report these days to make a claim stick? His insurance can give you a hard time even though he admitted fault at the time. Without a report, it's his word against yours if he decides all of a sudden he can't afford his deductible. Just a word of caution for next time and others...

 

I just randomly clicked on this thread. Sorry to hear about accident but dam that is one NICE looking G. Makes me wish I got one instead. You have any more pics?

 

Haha, Screw the insurance company! They screw us....