yeah i know


that was when i was 16 with a 240sx...

 

How old are you know?

 

Correct me if I'm wrong but speeding tix, running a stop sign, and other moving violations are cleared from your record after 3 years if you behave, right? That's here in VA, I believe.

 

true same in md

 

 

how old am i now?

20


i thought MD was 2 years...

 

Actually, I just went to the VA DMV site and they must have changed the law. Speeding violations stay on your record for 5 years (instead of 3) while other minor moving violations are on your record for 3 years. Doh!

 

not in MDDDDDDDD

 

Guys I can run a rate for you all if you'd like to see what I would come in with. the more of the following factors you have, the more competetive we are with the rates: college educated, homeowner, multi-car owner, and/or married. I'm Omar, you can reach me at 301-881-9300, 51557. I will look out for my fellow Z'ers

 

Do you work for a specific insurance company or are you a broker?

 

nope, i'm captive for Liberty Mutual

 

Most companies give discounts if you are a student (good standing) and under 24. Are there discounts if you're still in school and over 24?

-Ray

 

^ tis true. we give the good student discount for those under 25 who carry a GPA of 3.0 or higher. Once you turn 25, the name changes to College Education Discount which continues to have a significant impact on the rate.

 

but keep in mind, what I speak is solely for Liberty Mutual, other companies can be filed differently with their state.

 

I worked for Liberty and they are a quality company, however, rates are often uncompetitive with many other insurers. If anyone here is looking for car insurance, please note the details in the tutorial I stated on the first page of this thread.

 

nice, how long ago did you work with them?

 

Awesome. I turn 25 next month and still have my good student discount. I will give you a call before I renew.

I really love my agent and the service couldnt be better, but if the rate is significantly better elsewhere I might have to cheat on her.

 

I worked for Liberty about two years ago. I was with one of their SBUs- not the car insurance side. I did a lot of consulting work with Ted Kelley. It is a fine company with high A.M. Best and S&P ratings. Liberty would be a good fit for those who wish to maintain an "agent-style" relationship and have favorable underwriting factors. For much of the non-standard business, I haven't seen the rates to be competitive.

 

Sounds like an awesome position you had. The rates vary from zip to zip and I've found we're pretty competitive with our niche market. are you in the DC area?

 

22 .... $750/6 months, no tickets