Ariok

I plan on buying a 350Z Next week. Around $21k Purchase. I will Finance and Currently have a 680 mid. I also want to buy a house in the near future. I would not drop alot of money in performance or aesthetics when I get the Z to detir the entire money pit.

350Z or Not that is the Question?

Mike Wazowski

iTrader: (113)

depends on how much you finance. If it is 680 now, you really need to work on getting that up a little.

The Brickyard Rat

iTrader: (1)

Buying a car, any car, should not drop your score. Any impact would be in terms of figuring out your total debt to income ratio & whether you show the income to make your mortgage payment with the added monthly expense of a car payment.

Black Duck

I agree and with regard to credit score......730 or above is a good.

Shift_Z33

iTrader: (15)

680 is barely over 50%. You need to build some credit. My FICO is over 800 and im 23. Just make payments on time and try to pay off loans early. A higher FICO can yield better APR. You can still buy a Z and maybe a house, but it all depends on debt/income.

Ariok

I figure Yes. I don't have good Credit. Good Credit would be 720+. I recently brought all my revolving CC debt down from 12k to around 100. So i might wait 6 weeks and see what my score is then. Thanks for your Help Gents.