looking to get new insurance, since I believe I am getting raped ($270) a month. I read another thread, where 20yr olds are paying around $100 a month. I just turned 25, and have like one speeding ticket on my record.

What companies are good in So-Cal (rancho cucamonga)?

Hopefully some of you guys in the insurance biz, could hit me up on this

thank you!

Brandon

 

How long ago was your speeding ticket? What limits are you looking for and what deductible? All of that is going to make a huge difference as to watch you pay. Stay away from 21st Centrury. They are one of the best in handling claims, especially when injuries are involved, but premiums tend to be higher. I had progrssive for a while, but they increased my rate twice every time my 6 month policy was up with no real reason why. I've heard Mercury is cheap, but their claim handling isn't the best. I'm with AAA now and will probably just stay with them. They were cheaper then progressive and their service is top notch.

 

be sure your insurance company covers after market upgrades. I"m dumping AAA because they tell me they dont however I can't complain otherwise (1700/year with 250/250 dedec)

 

If u pay $75 to an insurance broker, they will work to find you the very lowest rate for insurance. As long as you stay with a company your broker deals with, you don't have to repay that $75 (or whatever it is) fee.

Yeah ^ We have mercury for one of our vehicles and no claims, but its cheap. I have also had good experiences with esurance.

I have had lousy experience with my parents umbrella insurance - metropolitan - here in cali its metlife or whatever, u know - with snoopy, and the adjuster was TERRIBLE. Also ridiculously high quotes with progressive, geico, and not a good rate with AAA.

I'd say try to find a broker to find you what you need, and stick with them. Also, if you have anything like a security system in your car, or a science degree, tell them.