Insurance for a 16 year old?
02-02-2006, 06:57 AM
#2
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in connecticut? for a 16 year old driving a 350z? $100 a month? put the crackpipe down.
I'd prolly be 200 a month if not more. Probably more. probably a LOT more.
hell, let me quote that for here in FL. ......................
I'd prolly be 200 a month if not more. Probably more. probably a LOT more.
hell, let me quote that for here in FL. ......................
02-02-2006, 06:58 AM
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I'm 23 and I pay 200/mo. with Nationwide.
That's with a couple speeding tix.
My buddy with flawless driving record who is 20, pays more than me... $3600 a year to be exact.
That's with a couple speeding tix.
My buddy with flawless driving record who is 20, pays more than me... $3600 a year to be exact.
02-02-2006, 07:01 AM
#5
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Originally Posted by slambball88
What do you guys think it would be around? 100-130?
or more
i need ur input
or more
i need ur input
try closer to at least 300+. and if u get a ticket its gonna be worse.
put the car in mom/dads name, and get on their policy. then put u as the driver to moms car. voila, problem solved.
02-02-2006, 07:04 AM
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Just remember; Insurance amount will not matter if you kill yourself in the Z.
I'm not one of the typical haters who hate on teens in the Z since I got mine at 21, but I know I've spun it out already (chancing death on I-95 in Baltimore) and gotten 2 speeding tickets...
Only now, after owning for 2 years and logging 40+k miles, have I become really comfortable in the vehicle.
I'm not one of the typical haters who hate on teens in the Z since I got mine at 21, but I know I've spun it out already (chancing death on I-95 in Baltimore) and gotten 2 speeding tickets...
Only now, after owning for 2 years and logging 40+k miles, have I become really comfortable in the vehicle.
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02-02-2006, 07:10 AM
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I live in PA, am 24, and had 2 or 3 speeding tickets since I was 16. I have State Farm with good coverage, rental coverage and full tourt (tort?) and I pay $176 a month.
EDIT: Being 16, if you get your own policy, you're probally going to be looking at $300+.
EDIT: Being 16, if you get your own policy, you're probally going to be looking at $300+.
02-02-2006, 07:20 AM
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I am 24 and I pay 187 a month full coverage, my brother who is 18 and he drives a bmw z3 pays 4200 a year for full coverage (no tickets). Good Luck
02-02-2006, 07:20 AM
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I'm in FL, I'm 23, fiancee is 6 mo. younger than me, we have the Z with 500ded comp/coll, good coverage, a 2002 golf with same cov and comp/coll, and we pay 260/month, no points, nothing on the MVR in the past 3 years.
connecticut is not a cheap insurance state. I'd expect you to pay something like 450+ per month. easily.
connecticut is not a cheap insurance state. I'd expect you to pay something like 450+ per month. easily.
02-02-2006, 07:22 AM
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ALSO.....
THERE IS NO SUCH THING AS FULL COVERAGE!!!!
Full coverage means you have the MAXIMUM limits on EVERY possible available coverage you can buy. I highly doubt 99% of the people who claim full coverage have that. Please.....don't use that term! (I'm an insurance agent and I have to correct people constantly......)
THERE IS NO SUCH THING AS FULL COVERAGE!!!!
Full coverage means you have the MAXIMUM limits on EVERY possible available coverage you can buy. I highly doubt 99% of the people who claim full coverage have that. Please.....don't use that term! (I'm an insurance agent and I have to correct people constantly......)
02-02-2006, 07:22 AM
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when i was 16, i had a hand me down 99 i30, with 2 other cars in the family, my premium was 1700 bucks in los angeles with clean record. got a few speeding tickets and suspended license shot up to 2600. so a Z would prolly be more.
02-02-2006, 07:26 AM
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you guys have to realize, your zip code plays a huge factor in your rates, along with your age. He lives in one of the most expensive insurance states.
02-02-2006, 08:13 AM
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hey man i am 18 and i live in LA and my insurance (full coverage) is around 1100 for half year, so that's about 180 per month just so you know where your insurance might be around, hope this helps
02-02-2006, 08:30 AM
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I live in CT 24yrs old clean record, and I get raped by the insurance company every month. IF they will even insure you, you are better off on someone elses insurance.