How much do our younger members pay for insurance?
24 $83 a month. I can tell you now working previously at an insurance company for 6 years, at age 19.. or any age for that matter, if you have an accident on your record, no matter how minor it's still an accident even if it's not your fault its on your record and you're gonna get surcharged for it... might as well bend over and take it in the rear if you're buying a sports car at age 19 with a minor accident cause you'll be paying at least $200-300 a month on top of your car payment. My word of advice... invest in a nice reliable 1990-1993 honda accord and drive that for a couple of years while you're getting your accident off your record which'll stay with you 3-5 years depending on how long your insurance company counts that accident towards your rate.
Iam insured on a POS 88 chevy truck, which i payed only like $70 a month for... But my mom is insured on the Z, and if i were to be insured on the Z it was around $320? I think something like that... But with my mom being insured, i just pay for her insurance on the Z, and the truck, so iam only payn like $170 a month. Alot better then 320 haha.
New Member
Joined: Jul 2002
Posts: 5,563
Likes: 0
From: Chicago
In chicago, the cheapest that I found (& paid) for my Z when I got it (at age 21) was $1250 per 6 months, full coverage with clean record ---> Allstate
At 24 (now), I pay ~$750 6 months, full coverage with a 106 in a 65 zone speeding ticket (
). It was $100 cheaper before the ticket on my record ---> State Farm
At 24 (now), I pay ~$750 6 months, full coverage with a 106 in a 65 zone speeding ticket (
). It was $100 cheaper before the ticket on my record ---> State Farm
Registered User
Joined: Jan 2005
Posts: 109
Likes: 0
From: So Cal
22....paying $155 a month..full cov with 250 deductible. I also have an 05 civic SI on my policy and pay $200 a month for both cars. Z is my Leisure car. I have 2 accidents on my record....one not my fault. I think that i might have a ticket too...but .....i think its pretty cheap. Mercury.
Registered User
Joined: Oct 2003
Posts: 373
Likes: 0
From: Austin, TX
I have to pay around $800 every 6 months for my Z. I'm 18, with the good student discount on State Farm.
It comes to 800 because I am insured on a ford explorer which would normally cost $200, but is now $700 because of me. My dad is insured on my Z for $300ish.
I have to pay whatever it costs my family to have me insured.. so that = $800.
It would be $950 every six months to just have me insured on the Z. My family has had a policy with State Farm forever, and I have 0 tickets.
It comes to 800 because I am insured on a ford explorer which would normally cost $200, but is now $700 because of me. My dad is insured on my Z for $300ish.
I have to pay whatever it costs my family to have me insured.. so that = $800.
It would be $950 every six months to just have me insured on the Z. My family has had a policy with State Farm forever, and I have 0 tickets.
, at least someone understands what i stated...
Originally Posted by zand02max
I can tell you this you will not pay $68, try adding about $200-300 to that a month and thats you being on your parents policy!
Just turned 21 last week, picking up the Z tomorrow. Will be paying 160 a month through state farm with full coverage. Car payments of 430 a month, but im guessing its going to be worth it 
(insurance agent said it would not raise my rates). Standard coverages, nothing special. Multi line discount.
Something to keep in mind for those who want to have fun and save money. I went down to sears point raceway and did the save drivers course. For those who have never done this you basically get to beat up on their cars all day. They teach you how to do high speed lane changes, how to get out of fish tailing, all this cool stuff. I called my insurance company and got a fatty discount on my insurance since I did this. I highly recommend doing this to anyone....its a win win situation.
New Member
Joined: Jun 2005
Posts: 5,961
Likes: 1
From: Houston, TX
Doesn't make sense....
Originally Posted by Dream350Z
jesus christ, if its 300+/- a month theres no way I could afford one. Well, I could easily...but then I'd be paying more than id be paying for my car. I calculated that after the downpayment I want to put down on a Z that costs 23k, it will be $188.00 a month.
Edit: and paying 300/month would just be plain stupid.
Edit: and paying 300/month would just be plain stupid.
Registered User
Joined: Apr 2005
Posts: 805
Likes: 0
From: San Francisco, Ca
I pay 300 a month to drive my fiance's 99 3.2tl, she pays 150 a month to "drive" my z.........i just got a letter saying that bc of an accident my rate is going up..........last year while at work i was run off the road by a little old lady, she recieved 2 tickets, me none. no points no tickets, just in the wrong place at the wrong time.............and now they want to raise my inusrance f...in great
their logic
their logic
Registered User
Joined: May 2005
Posts: 392
Likes: 0
From: California
i pay 147 a month for a 2005 Z.
age 25, driveing years 8, no accidents, good driver discount and anti theft discount. full coverage.
www.21st.com
some reason you guys who are saying they are younger than me and saying htey are paying 90 bucks a month, i dont believe you have full coverage. just doesnt make sence to me.
age 25, driveing years 8, no accidents, good driver discount and anti theft discount. full coverage.
www.21st.com
some reason you guys who are saying they are younger than me and saying htey are paying 90 bucks a month, i dont believe you have full coverage. just doesnt make sence to me.
I'm 23 with my parent policy, I have not speeding ticket, with $300,000/$100,000 $1000 deductable with a Boxter S, Camaro, Town and Country, and my insurance it's about $400 6 month policy 21st centry