since when did parking violations get on your record and effect insurance prices?

 

Statefarm Quoted me $430 a month with no tickets on my record at age 20. I was paying $290 a month for a civic with no tickets.

 

03MTZ-I pay $430/6mo with GEICO. bottom line, if you want to keep your insurance cheap don't get make claims/get tickets. I hate when people ***** about high rates or getting nonrenewed after costing their insurance company $20k+ on a claim. auto insurance isn't an investment.

 

I have an 05 Touring, I pay 1800/10mo in Boston...

 

This thread inspired me to get some quotes before I go out and buy a Z...

Well i'm looking at between $300 and $400 a month. Although I can afford it, I don't think I can really justify it. Is there usually a set deductible for comprehensive and collision when a vehicle is financed? For example, will the financing company say that I have to have no higher than a $500 deductible, or something along those lines? The collision is really the only thing that really jacks up the rate, probably based on the fact that I'm only 20.

 

I get insurance from Safeco.
Im 36 and have had a perfect driving record for 15 years (never had a accident, and I was 21 when I had my last speeding ticket)

2004 350z Roadster costs me $340 every 6 months. (based on 3k miles a year)
2006 FX35 RWD costs me $480 every 6 months (based on 15k miles a year)


Reason I have the roadster setup for 3k miles a year is because I basicaly only drive it on weekends...

 

$206.56 a month for my 06 350z (11000 miles a year), I am 24 and have a perfect driving record for 7 years. I am with USAA.

 

what if you sign up with 3k miles intentionally to get lower insurance prices.. then drive, say, 15k miles. ????? what will they do?

 

Nothing, but if you get in an accident and it comes out that you've been driving more miles than you're insured for, they'll raise your rates or possibly boot you, depending on the companies policies.

Edit: I work for an insurance company, im Male, 28, married, has a house and the wifes car on the same policy... my ins is 100/month with a clean record. I dunno how you guys with the 4k per year ins policies do it... thats just crazy!

 

Have'nt gotten the car deliverd yet but going to get it this month quoted for 143 per month 26 yrs old no tickets or accidents

 

If you're not a broke kid and have some money in the bank and if you are relatively non-accident prone, it pays to have a $1000 deductible. Also, you should have at least 250/500 on your liability and supplementary uninsured/undersinsured motorist coverage. Trust me, it's well worth it. I pay 2200/year with Hartford for this cov'g in NY on my 2006 z.

 

Just got insurance today actually...941 for 6 months with esurance, thats paying it up front so it works out to 156 a month. If i pay it monthly, its 195...needless to say i paid it upfront. 22 yrs old, no tickets, 1 accident not at fault cuz of a damn hit and run...AND it was on my new 2006 z

 

just curious... with what kind of deductibles and coverage?

 

hit and runs shouldnt raise your insurance prices.. atleast it didnt for me.. my altima got hit.. they paid $2700 for repairs.. and my insurance didnt go up by a penny.. this is from AAA