does anyone know if my insurance will cover my cf hood that was damaged in a accident? will they at least pay for an oem hood?

 

do a search on here... for insurance... there have been a million threads on insurance claims.....

 

It's hard to say. We don't know what your coverage or deductible is. We don't know what that hood cost.

You probably ought to ask your agent to find out for sure.

 

did your car not come with an OEM one?

 

I was trying to steer him to the thread where it said to talk to your agent.... which is all of them......lol

 

i have my oem hood still but would like them to at least pay for an oem hood so i can use that money for another cf hood

 

In theory they would replace the CF hood since that is what is on the car at the time of the accident.

Big questions remain. Is the hood the only thing damaged? Does the hood cost more or less than your deductible? Are you going to be responsible for the deductible or not?

 

I totally agree with you. We can only guess what his insurance company will do or not. After all, he and his insurance company are the only one with any of the details and facts.

I'm just testing out my ESP powers to see if I can devine the answer with none of the details.

 

They should at least pay the up to the price of a new or used oem hood.

 

my deductible is 500. and the hood wasent the only thing damaged its about 1400 in damages will that help?

 

Either way you will be able to get a new CF hood. The insurance company will either buy you a new one, or pay to replace your OEM one. An OEM hood costs around $500 unpainted from Nissan, add paint and install to that and you've got the price of a CF hood. If you have a receipt for the hood most insurance companies will cover it. Some are **** about you telling them about new mods on the car so they can adjust your rates accordingly as your car now has a higher value.

 

They should restore the car to the condition it was in prior to the accident. If that included a CF hood, then they should replace/repair it.

Some insurance companies have different policies regarding aftermarket parts. Some things must be reported to them when they are installed, others aren't a problem. For example, my ins company (State Farm) wanted me to stop by with my Z so they could take pictures of my Volk wheels. That way if they get stolen, they have proof that I actually owned them

Unless you have a bunch of mods that are outrageously priced, it won't be a problem replacing them.

 

An CF Hood is Probably Cheaper for them to Pay For than the OEM hood ?? Agree the Insurance Company should replace it , and think that the Body Shop Should Work With You With Their Written Estimate ??

 

dont know what to tell you bro... but as far as i know.... as long as your mods are covered under your insurance then you should be fine and they'll get you a new one.... and if you got a PPW Z... its cheaper to get a CF hood any ways..... PPW paint = $200 for a 2pints or quarts.....

 

Very true, it will say on the ins policy if the OE parts will be used or comparable replacements depending on what was agreed to or signed to

 

This thread needs some photos.

 

lol.... nice

 

Is your insurance paying for this or is it from someone that hit you? If it's your insurance, you may get reimbursed for the OEM hood only unless you have aftermarket parts coverage.

If it's someone else's insurance they should restore it just as it was before the accident. If they do not, get an attorney.

Either way, with the $$ you should be able to get a new CF hood.. although after reading that other thread you may want to reconsider...lol...