Need Suggestion!!!!!!!
#41
New Member
iTrader: (37)
Originally Posted by Armitage
Keep the Civic, drive for a couple of more years or into the ground, whichever comes first. Put the the money in a CD or money market account, let it accrue interest, get something nice once your out of college.
Best advice. $10k in a CD or even starting a Roth will be the best thing to do. If I knew what I know now I would have started a Roth when I was 20 years old. If you look at the math there's a huge difference when you start early.
#42
Super Moderator
MY350Z.COM
MY350Z.COM
iTrader: (8)
Originally Posted by JDMFairladyZ33
Best advice. $10k in a CD or even starting a Roth will be the best thing to do. If I knew what I know now I would have started a Roth when I was 20 years old. If you look at the math there's a huge difference when you start early.
#43
Registered User
iTrader: (14)
Join Date: Oct 2006
Location: OC
Posts: 1,193
Likes: 0
Received 0 Likes
on
0 Posts
Why do you guys keep telling him to "keep his civic and invest the money"... He wants to buy his first car at this time. He has put in his beater car time w/ the old civic and now wants to move foward. Read into the post before you reply. If he wanted investment advice hed go to his accountant .. this is a car enthusiest web site, lets give him the info based on the information set forth.
#45
Registered User
Join Date: Mar 2007
Location: CANADA
Posts: 2,801
Likes: 0
Received 0 Likes
on
0 Posts
Originally Posted by JDMFairladyZ33
Best advice. $10k in a CD or even starting a Roth will be the best thing to do. If I knew what I know now I would have started a Roth when I was 20 years old. If you look at the math there's a huge difference when you start early.
at your age you should invest your money in your post secondary education. Don't dick your money away on something that loses value fast.
After graduation, live with mommy but save up for a house down payment.
Find a girlfriend, share the mortgage, then worry about a sports car later.
#46
Registered User
Join Date: Jan 2007
Location: Mount Pleasant,SC
Posts: 1,970
Likes: 0
Received 0 Likes
on
0 Posts
Originally Posted by JunkStory
+111111111111111111111111111111111111111111111111
at your age you should invest your money in your post secondary education. Don't dick your money away on something that loses value fast.
After graduation, live with mommy but save up for a house down payment.
Find a girlfriend, share the mortgage, then worry about a sports car later.
at your age you should invest your money in your post secondary education. Don't dick your money away on something that loses value fast.
After graduation, live with mommy but save up for a house down payment.
Find a girlfriend, share the mortgage, then worry about a sports car later.
-7364
Dont live with your mom. Get a good job/college which ever is in your path, and move out and be your own person. DO be smart about your spendings - DONT waste it on women or going out to the bars. Trust me. Buy beer at the grocery store and invite friends over - more fun anyways.
Get a house - get a car - then worry about a girlfriend. Do not share a mortgage/rent with her unless youre positive youll end up marrying her. Moving in with someone without the guarentee or marriage is one of the stupidest and most troublesome mistakes you can make. I should know. I made it twice
Worry about number one and when the time comes number two will be easier to maintain.
#47
the members posting in here are a joke.
you have beaten the topic of this thread up so bad im beginning to think hes hiring a new accountant or financial advisor. he wanted to know what car to get and why we think that way. didn't ask if he was old enough, didnt ask if he should live with his mom or find a girlfriend and im willing to bet he doesn't need any financial advice.
do your research on the CAR and go from there.
-1 for posting offtopic B.S and bashing teenagers, generalizing them as all the same reckless fools.
and to the guy that posted about how the age directly affects crashes? yah thats true. the younger you are the more likely. but how many of you mid-life crisis guys buy a Z off instinct and then post less than a year later "oops i crashed my z doing stupid **** and forgetting im a grown *** man and supposed to know better."
then find me a post where a 17 yr old said something like that in a Z. kthxbye.
you have beaten the topic of this thread up so bad im beginning to think hes hiring a new accountant or financial advisor. he wanted to know what car to get and why we think that way. didn't ask if he was old enough, didnt ask if he should live with his mom or find a girlfriend and im willing to bet he doesn't need any financial advice.
do your research on the CAR and go from there.
-1 for posting offtopic B.S and bashing teenagers, generalizing them as all the same reckless fools.
and to the guy that posted about how the age directly affects crashes? yah thats true. the younger you are the more likely. but how many of you mid-life crisis guys buy a Z off instinct and then post less than a year later "oops i crashed my z doing stupid **** and forgetting im a grown *** man and supposed to know better."
then find me a post where a 17 yr old said something like that in a Z. kthxbye.
#48
Banned
iTrader: (39)
Join Date: Jan 2007
Location: So-cal
Posts: 10,107
Likes: 0
Received 0 Likes
on
0 Posts
Originally Posted by JDMFairladyZ33
Best advice. $10k in a CD or even starting a Roth will be the best thing to do. If I knew what I know now I would have started a Roth when I was 20 years old. If you look at the math there's a huge difference when you start early.
#49
New Member
Join Date: Nov 2002
Location: Quad Cities
Posts: 849
Likes: 0
Received 0 Likes
on
0 Posts
Originally Posted by hardrock905
Yes. It is a statistical fact that the less driving experience you have, the less likely it is that you will lose control of you vehicle and possibly wreck.
Less driving experience = better driver.
Just look at the insurance premiums based on age, they will back this statistic 110%.
Some states are considering lowering the driving age to 14 to help reduce accidents.
And "Sides", lmao.
UnF'inbelievable.
Less driving experience = better driver.
Just look at the insurance premiums based on age, they will back this statistic 110%.
Some states are considering lowering the driving age to 14 to help reduce accidents.
And "Sides", lmao.
UnF'inbelievable.
Idiots.
#51
Registered User
Join Date: Oct 2004
Location: Ohio
Posts: 1,349
Likes: 0
Received 0 Likes
on
0 Posts
Originally Posted by S8ER95Z
Which is why i find it hilarious that people want to increase the age that you get your license. Gee...lets move the statistics up so that instead of 16 ~ 18 being 'bad drivers' (due to less experience) the 18 ~ 21 year old group will be... if they get their way someday 30 ~ 32 years old might be the 'dangerous' driving group.
Idiots.
Idiots.
Driving experience AND maturity level play a major role in accidents.
If the driving age were to be raised to 30-32, it is a given that auto accidents would decrease.
#53
Registered User
Join Date: Mar 2007
Location: CANADA
Posts: 2,801
Likes: 0
Received 0 Likes
on
0 Posts
Originally Posted by coreapoc
-7364
Dont live with your mom. Get a good job/college which ever is in your path, and move out and be your own person. DO be smart about your spendings - DONT waste it on women or going out to the bars. Trust me. Buy beer at the grocery store and invite friends over - more fun anyways.
Get a house - get a car - then worry about a girlfriend. Do not share a mortgage/rent with her unless youre positive youll end up marrying her. Moving in with someone without the guarentee or marriage is one of the stupidest and most troublesome mistakes you can make. I should know. I made it twice
Worry about number one and when the time comes number two will be easier to maintain.
Dont live with your mom. Get a good job/college which ever is in your path, and move out and be your own person. DO be smart about your spendings - DONT waste it on women or going out to the bars. Trust me. Buy beer at the grocery store and invite friends over - more fun anyways.
Get a house - get a car - then worry about a girlfriend. Do not share a mortgage/rent with her unless youre positive youll end up marrying her. Moving in with someone without the guarentee or marriage is one of the stupidest and most troublesome mistakes you can make. I should know. I made it twice
Worry about number one and when the time comes number two will be easier to maintain.
Obviously I meant he should find a girl he would want to marry. Not everyone is bad luck like you sorry
#54
Registered User
Thread Starter
Join Date: Apr 2007
Location: San Diego
Posts: 62
Likes: 0
Received 0 Likes
on
0 Posts
I still havn't gotten a Clean answer? But as in right now, im getting a New WRX. If its not a good choice PLZ tell me what car and why? Plz no more Financial advise.
P.S
I appriecate all ur guys concern for me, about saving money, but i have all that coverd. The 10k i have its all been my Saving money since i was 15.Thx
P.S
I appriecate all ur guys concern for me, about saving money, but i have all that coverd. The 10k i have its all been my Saving money since i was 15.Thx
Last edited by SDFella619; 05-01-2007 at 12:42 PM.
#57
Registered User
iTrader: (14)
Join Date: Oct 2006
Location: OC
Posts: 1,193
Likes: 0
Received 0 Likes
on
0 Posts
the members posting in here are a joke.
you have beaten the topic of this thread up so bad im beginning to think hes hiring a new accountant or financial advisor. he wanted to know what car to get and why we think that way. didn't ask if he was old enough, didnt ask if he should live with his mom or find a girlfriend and im willing to bet he doesn't need any financial advice.
do your research on the CAR and go from there.
-1 for posting offtopic B.S and bashing teenagers, generalizing them as all the same reckless fools.
and to the guy that posted about how the age directly affects crashes? yah thats true. the younger you are the more likely. but how many of you mid-life crisis guys buy a Z off instinct and then post less than a year later "oops i crashed my z doing stupid **** and forgetting im a grown *** man and supposed to know better."
then find me a post where a 17 yr old said something like that in a Z. kthxbye.
you have beaten the topic of this thread up so bad im beginning to think hes hiring a new accountant or financial advisor. he wanted to know what car to get and why we think that way. didn't ask if he was old enough, didnt ask if he should live with his mom or find a girlfriend and im willing to bet he doesn't need any financial advice.
do your research on the CAR and go from there.
-1 for posting offtopic B.S and bashing teenagers, generalizing them as all the same reckless fools.
and to the guy that posted about how the age directly affects crashes? yah thats true. the younger you are the more likely. but how many of you mid-life crisis guys buy a Z off instinct and then post less than a year later "oops i crashed my z doing stupid **** and forgetting im a grown *** man and supposed to know better."
then find me a post where a 17 yr old said something like that in a Z. kthxbye.
and back on topic... get a EVO. It beats the wrx in every aspect. Id rather have a used EVO that is only a year old .. still pracrtically new, rather than wasting the money on a wrx. Or a used STI if you want to stay with subaru.... either way new cars off the lot are pointless unless your buying a high end car. It will only loose like 4 g's after you drive it off the lot. For the same price you could have a much better car. I learned the hard way and just got excited about a new car. Youll be dissapointed you didnt go for it. Excuse my typo's .. im trying tp type in the dark haha.
Last edited by TimeAttkZ; 05-02-2007 at 01:14 AM.
#58
Registered User
Join Date: Oct 2004
Location: Ohio
Posts: 1,349
Likes: 0
Received 0 Likes
on
0 Posts
Originally Posted by incomming
and to the guy that posted about how the age directly affects crashes? yah thats true. the younger you are the more likely. but how many of you mid-life crisis guys buy a Z off instinct and then post less than a year later "oops i crashed my z doing stupid **** and forgetting im a grown *** man and supposed to know better."
then find me a post where a 17 yr old said something like that in a Z. kthxbye.
then find me a post where a 17 yr old said something like that in a Z. kthxbye.
And I have not seen a single post where anyone over 30 posted "oops, I crashed my Z doing stupid sh#t".
Teenagers on the other hand, well go thru the site and see how many stupid *** and careless wrecks have taken place from either stupidity and/or lack of driving experience.
Please link to some posts where anyone 30 or over has wrecked there Z doing stupid sh#t.
Good luck in your search.
Just like any other skill, good driving comes from experience. Just because you have a couple of years driving experience in one or two different types of cars, doesn't make you an experienced driver by any means.
And as far as grouping all teenagers together as wreckless fools, don't b#tch at me, ***** at the insurance companies. Who, btw, base their rates on real life statistics. No, not all teens are wreckeless fools, but a far greater majority are than us mid-life crisis guys.
And also. I am not having a mid-life crisis. I didn't suddenly decide one day to sell my volvo wagon and buy a Z, I have owned sports cars thru-out my entire life.
kthxpeaceout.
#59
Registered User
Join Date: Mar 2007
Location: Charlottesville, VA
Posts: 485
Likes: 0
Received 0 Likes
on
0 Posts
Originally Posted by hardrock905
Teenagers on the other hand, well go thru the site and see how many stupid *** and careless wrecks have taken place from either stupidity and/or lack of driving experience.
Please link to some posts where anyone 30 or over has wrecked there Z doing stupid sh#t.
Good luck in your search.
Just like any other skill, good driving comes from experience. Just because you have a couple of years driving experience in one or two different types of cars, doesn't make you an experienced driver by any means.
And as far as grouping all teenagers together as wreckless fools, don't b#tch at me, ***** at the insurance companies. Who, btw, base their rates on real life statistics. No, not all teens are wreckeless fools, but a far greater majority are than us mid-life crisis guys.
And also. I am not having a mid-life crisis. I didn't suddenly decide one day to sell my volvo wagon and buy a Z, I have owned sports cars thru-out my entire life.
kthxpeaceout.
Please link to some posts where anyone 30 or over has wrecked there Z doing stupid sh#t.
Good luck in your search.
Just like any other skill, good driving comes from experience. Just because you have a couple of years driving experience in one or two different types of cars, doesn't make you an experienced driver by any means.
And as far as grouping all teenagers together as wreckless fools, don't b#tch at me, ***** at the insurance companies. Who, btw, base their rates on real life statistics. No, not all teens are wreckeless fools, but a far greater majority are than us mid-life crisis guys.
And also. I am not having a mid-life crisis. I didn't suddenly decide one day to sell my volvo wagon and buy a Z, I have owned sports cars thru-out my entire life.
kthxpeaceout.
It's not just what you do behind the wheel. It's the fact that as a teenager you are prone to do stupid ****. It's pretty much a law of nature. You can deny this up and down, and tell me how great and responsible you are, but you can't deny the fact that you are seventeen. Thus, you are inexperienced and prone to doing stupid ****. I'm sure you will deny this up and down. It's okay, I expect that.
The thing is, you're not getting the answer you want. When that happens, you instantly recoil and lash out at the source of the unpleasantness, without first deciding if the unpleasant thought might be a correct one. If you can look at the question beyond just getting the answer you want and expect, and view it objectively, you will see that this is about the dumbest thing you can do at this point in your life. A brand-new sports car should be so far down your priority list right now that to even discuss it is laughable.
Don't forget all of us old fogies (I'm 26, I guess I don't fit into either of the two convenient categories here) once were teenagers, and maybe we actually know what we're talking about. Your job is great until you lose it. Your roommates are awesome until they steal half your **** and move to another state, leaving two months of unpaid rent. There are so many things that can happen during the years and years that you will be making payment after payment to both your insurance company, the bank, AND the gas stations that it will eat you alive unless you can afford it.
Buy a slightly used Civic SI. It's plenty enough car for you.
Better yet, get a last-generation Accord with 100k+ on the odo. on the cheap, and keep saving your money. I did hear correctly that you are putting your entire life savings into just the down payment?
You will regret that decision. It's not a hypothesis, it's a guarantee.