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Old 09-29-2008, 08:45 AM
  #1  
EdAInWestOC
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Default 350Z Insurance

Hello All,
I rarely post here but I have a question I can't seem to find an answer to. Based on current rates (fall 08) what is the best deal, insurance wise, to cover your 350Z?

I ask this since my insurance company, Safeco, considers the Z as a high performance car and my rates have been rising. I live on the eastern shore of Maryland, am 55 yrs old and never had a point on my driving record. Considering all of that, one would assume that an insurance company would be reasonable but such is not the case.

I am searching for opinions on insurance companies, their rates and specifically whether one exists that is more friendly to the high performance car market (specifically insuring the Z).

Thanks,
Ed
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Old 09-29-2008, 08:48 AM
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WhiteNoiz
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I use an insurance broker, Hartford was the lowest as of late. (for my profile...no points either)
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Old 09-29-2008, 08:52 AM
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zete350
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Allstate is giving me a pretty good rate. But we have a family plan with them.
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Old 09-29-2008, 08:52 AM
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i use USAA...rates keep going down for me and im 24
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Old 09-29-2008, 09:12 AM
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Old 09-29-2008, 09:15 AM
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State Farm offered me the best deal.
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Old 09-29-2008, 09:16 AM
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danisr1
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Try Hartfords AARP program if your 55, good rate for the most part.
I am an insurance agent ( Nationwide) and they have good rates down here.
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Old 09-29-2008, 09:16 AM
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I pay 80/mo for the Z and a cherokee with Geico. The Z is listed as a recreational vehicle and the jeep as my primary.
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Old 09-29-2008, 09:17 AM
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DavesZ#3
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This discussion is pointless....

https://my350z.com/forum/showthread....9&postcount=29
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Old 09-29-2008, 09:18 AM
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Entaille
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Shop around every few years, you never know who will surprise you with the best rate in your area - they have too much data to compare for regions.

that being said, I get a killer deal through allstate.
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Old 09-29-2008, 09:19 AM
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Mike@Blackline
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AIG ftw, im a young male under 24 (i think thats the magic number) with no points on my record (but with tickets), full comprehensive and collision w/ $500 deductibles, like $109 a month. amazing if you consider the age and car etc etc
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Old 09-29-2008, 09:30 AM
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danisr1
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Originally Posted by Mike@Blackline
AIG ftw, im a young male under 24 (i think thats the magic number) with no points on my record (but with tickets), full comprehensive and collision w/ $500 deductibles, like $109 a month. amazing if you consider the age and car etc etc
If thats the only car on your policy you may be getting cancelled at renewal, AIG is non renewing all single car policies in Florida, I am not sure if they are doing the same in NC, so be on the lookout.
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Old 09-29-2008, 10:07 AM
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EdAInWestOC
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Originally Posted by danisr1
Try Hartfords AARP program if your 55, good rate for the most part.
I am an insurance agent ( Nationwide) and they have good rates down here.
I spoke to them by phone when the original mail campaign came out and was told they don't touch the car.

I was hoping...

Ed
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Old 09-29-2008, 10:11 AM
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EdAInWestOC
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Originally Posted by DavesZ#3
I understand the nature of the question and hesitated before I started the thread but if you don't ask, you won't know. It was an in-case type of question to make sure that I/they haven't missed an option.

Ed
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Old 09-29-2008, 10:57 AM
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state farm is what i have... they are also the only company i know of that will insure every mod i do, free of charge. just keep receipts.
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Old 09-29-2008, 01:33 PM
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Originally Posted by EdAInWestOC
I am searching for opinions on insurance companies, their rates and specifically whether one exists that is more friendly to the high performance car market (specifically insuring the Z).

Thanks,
Ed
No. All will treat you like a red headed stepchild.
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Old 09-29-2008, 10:12 PM
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USAA is the best! I got quoted $500+ everywhere I looked and USAA got me for $84 a month.
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Old 09-30-2008, 03:37 AM
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I save a ton of money by switching to Geico....true story.
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Old 09-30-2008, 03:59 AM
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350z26
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Originally Posted by camaro194
I save a ton of money by switching to Geico....true story.
I saved a bunch of money switching FROM geico...

i got a blow out on the highway (passenger rear - didn't lose control at all). my key for my tuner lugs broke so i needed a tow. i called geico and after they told me it would be $250 i was mad but agreed. then they asked if it was just me or any passengers. i had a friend with me. they said the truck would only hold 1 so i would have to get a taxi for the passenger. i hung on that crazy dick and called my own tow company from 411. they charged 150 and had no problem carrying two people.

I was pissed so the next day I cancelled geico and got unitrend and saved 80 a month. put that in a commercial.

o and i got aaa for $8 a month
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Old 09-30-2008, 05:26 AM
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well I am 20 years old and I pay $291 a month with state farm. My agent says if I can not get any violations til I turn 21 I can get my monthly fee cut in half.
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