I have USAA insurance have been with them @ 14 years now. Called to get a quote on an 04 Coupe, with a $500 deductable and the same levels of coverage I have now (reasonably high), he quoted me $490/6 months. That seems absurdly low to me, but he re-read everything back to me and we went over it twice. Should note I have no accidents or tickets in those 14 years. I mean I thought I heard some horror stories from people on insurance?

 

Not from USAA, they are probably one of the best insurance companies out there if you can become a member

Its nice getting 300-400 dollar checks back from them yearly. Pays for a large part of my car insurance so its like its free

 

I have USAA and quoted 411.00 every 6 months, no tickets or accidents

 

I only get back maybe a third of that, and it goes into some stupid subscriber savings plan. And you can't touch it either until you are not a member anymore and you get a check 6 months after that. Anyone know what I am talking about?

How are you folks gettting $300-400 every year. Am I missing something here. I have been with USAA since 1999.

I pay $700 every 6 months with USAA.

 

You have to have a fair buildup in the account, I think mines somewhere in the 5k range now. You get a fixed percent out of that on a yearly or so basis for me. I think I got about 390 from them this year.

If I ever get my damn Z (pending NOT getting screwed on jobs anymore) my insurance will be about 690 or so. Which is funny because my wife's insurance is about 800+ for her Mini.

 

I dont know what sort of savings account I have with them, all I know is every Xmas I get a check for under $100 or so, this year it was $55 (paid around $600 insurance for the year). So I guess USAA is the best deal out there, this is great, I thought for sure I was looking at some sort of $200/month bill for the coverage that makes my decision a lot easier.

 

That includes my 02 Maxima also. So I pay $350 every 6 months for the Z, full coverage, $500 deductible.

 

I ‘m with a different company, but I’m only paying $407 every six months.

A few facts about me: I have 3 cars, my house, and a personal umbrella policy with them. No accidents/tickets in over 10 years and obviously I’m over 30. My Z has a “pleasure” classification (driven less than 7,500 miles a year & not driven to work) and my deductible is $250. So a relativity low premium is possible.

I believe the “horror stories” you hear regarding the Z are from “kids” , people with bad records, and depends on where you live

 

Just got my renewal... $250 deductibles... costs me $330/6 months

 

I've got the Z and my other car on my policy, I get a 2nd car discount and pay about 2000 for both cars combined. So thats around 1000 per year per car. So about 500 per 6 months is
what I pay per car.

With a clean record and lengthy driving experience you get good rates.

I feel sorry for all those early 20 something guys. They get
banged with crazy rates!

 

I just turned 25 and am paying 516.00 every six months but I also live in Illinois with a clean driving record so that helps.

 

I'll be paying $252 for 6 months with a perfect driving record and full coverage thru Mercury Insurance.

 

well i pay about 2285 for the year, no points and i think the insurance made a mistake and put down that im 56 years old (real age 27). my z has the extra airbags, garaged, and i have a company car. 2004 z with 2,110 miles. every time i make a payment it hurts, but not as bad as when i was 17 with a 1985maxima and 6 points liability was in the low 4,000 range and i really needed insurance (only lasted for a few month till i "sold the car to my mother" and got much much lower insurance).

 

Wow, whats your deductible? Never heard of Mercury Insurance. How did oyu get it so low. Some folks here, thats there monthly payment.

 

$250 for deductible. I've been insured by Mercury over the last 15 years.

 

My insurance just stepped down to $1080 a year as a 22 year old driving 6 years for the Z. My last car, Audi S4 was $2380 or so when i was 21 (only step 10) for the same coverage. I couldnt believe my ears/eyes to see i was saving over 50% on a 2 seat, newer car.

back to Nissan it is

 

Hmm, looks like I'm getting screwed by Progressive at $794/6 months. 26 years old, no tickets or accidents in past 5 years, 730 beacon, live in Miami. Maybe it's the Miami part? All I know is Geico quoted me $1698/6 months with all my discounts.

Maybe I should cancel Progressive.

 

Hmm, looks like I'm getting screwed by Progressive at $794/6 months. 26 years old, no tickets or accidents in past 5 years, 730 beacon, live in Miami. Maybe it's the Miami part? All I know is Geico quoted me $1698/6 months with all my discounts.

Maybe I should cancel Progressive




Progressive will charge you for leaving thier company. That happened to me. They told me that the discount dossent apply if i leave within the year. So they chared me.

 

All I have to say is New Jersey. The worst state for insurance.

My insurance right now is $5,000/year with full coverage. Maybe they are getting me back for when they had to pay for my first Z which was totalled. Either way, I only have one ticket on my record from 17 months ago for careless driving up at Penn State. I had low tire pressure in one of my rear tires and my 300zx chirpped going around a turn. Two cops decided to pull me over on their bicycles and issue me a ticket for burning out. Not to bash PSU, I am an alumni, but I really hate the cops up there and I hope they all get what is coming to them.

 

Old people..err...less young () with low insurance on fast cars suck.
I'm young, slow car, clean record, high insurance.

Call up AIS, they'll save you money.