4.8 from peoplefirst.com

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Sep 16, 2002 | 09:00 AM

ZforFun

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Posts: n/a

4.8 from peoplefirst.com

I saw someone on zcar.com post info abooy www.penfed.com
and told peoplefirst and they gave me 4.8

Sep 16, 2002 | 09:07 AM

gibbsy1

Charter Member #33

Joined: May 2002

Posts: 170

Likes: 0

From: San Diego, CA

How many months?

Sep 16, 2002 | 09:08 AM

ZforFun

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Sep 16, 2002 | 09:45 AM

barnicleboy

Banned

Joined: Jul 2002

Posts: 173

Likes: 0

From: Harrisburg, NY

Re: 4.8 from peoplefirst.com

Quote:

Originally posted by ZforFun
I saw someone on zcar.com post info abooy www.penfed.com
and told peoplefirst and they gave me 4.8

What is wrong with you rpost? Your thread says 4.8 from peoplefirst. then it says, "someone" else told they gave "me" 4.8.

And you link is dead.

BTW its www.penfed.org. And you have to be a jar head in order to apply. Its a federal credit union, joe schmoe cant apply.

Sep 16, 2002 | 09:49 AM

ZforFun

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Posts: n/a

link works for me.

I saw the info about a cheaper rate from another bank and peoplefirst did better then match it they beat it!

Sorry if it wans't clear.

Sep 16, 2002 | 09:54 AM

barnicleboy

Banned

Joined: Jul 2002

Posts: 173

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From: Harrisburg, NY

Re: 4.8 from peoplefirst.com

Quote:

Originally posted by ZforFun
I saw someone on zcar.com post info abooy www.penfed.com
and told peoplefirst and they gave me 4.8

Sep 16, 2002 | 10:56 AM

ZforFun

Guest

Posts: n/a

If you read the link , http://www.penfed.com/join/eligible.html , you will se how you can become a member.

Besides just mention to PeopoleFirst that you saw the rate and see what they do.

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Sep 16, 2002 | 01:20 PM

NittoZ

Charter Member #65

Joined: Jun 2002

Posts: 119

Likes: 0

From: Clinton, MS

Did you talk people first on the phone or online? The website says that their rates are .25% higher if you handle the loan over the phone. You must have damn good credit to get that rate.

NittoZ

Sep 16, 2002 | 01:28 PM

ZforFun

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Posts: n/a

I applied for the loan first on leandingtree.com and peoplefirst had best rate for me for 60 months.

I have had my blank check for about 2 weeks and I called them on the phone to 'negotiate' a lower rate.

So I applied on-line.

Sep 16, 2002 | 01:38 PM

#10

nizl

Registered User

Joined: May 2002

Posts: 623

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From: siphonband.com

Just got off the phone with PeopleFirst and they gave me 4.85% @ 60 months. I told them about my dealer's 4.9% rate and they beat it.

I applied online, and when the girl called me up I negotiated the lower rate.

Sep 16, 2002 | 01:45 PM

#11

NittoZ

Charter Member #65

Joined: Jun 2002

Posts: 119

Likes: 0

From: Clinton, MS

How good is ya'lls credit? I have pretty good credit, but I'm afraid they won't approve me. So your saying just apply online, and when they contact me negotiate a lower rate? Sorry for all the questions, but I dont want to pay so damn much for interest.

NittoZ