Payments per month on a touring with nav 370?
12-26-2008, 12:34 PM
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Payments per month on a touring with nav 370?
Would anyone have an "educated" guess what the lowest payment I could purchase one of these for would be? Assuming ~$3000 down and financing it for the longest term possible? Through Nissan or through a bank? Any help or advice is greatly appreciated....
12-26-2008, 12:55 PM
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Figure $650-$700/month for 60 months and you should be good - don't ever tell a dealer that you will finance for "the longest term possible" or you could get stuck with 84 month financing. Honestly if you can't afford the payments on a 5-year loan then you really can't afford the car - some would even say a 3 year loan...
~KK
~KK
12-27-2008, 08:20 AM
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Yeah, make sure to not get over 60 months as interest rates usually creep up on higher terms. $3k will just pay tax and title most likely. Figure a touring with NAV costs 35k, 37k for sport (or so).
Figure you'll get 5.9% APR; they probably won't give promo interest rates and if they do it'll be on shorter terms (36 months). Anyways, figuring after your $3k down, the out the door price is $37k, then your payments would be right around $715. You can estimate that every $1,000 more or less the car is will change that payment by about $20. Hence, if $36k is your OTD price, the payment is $695; if it's $38k, expect it to be $735 or so.
Figure you'll get 5.9% APR; they probably won't give promo interest rates and if they do it'll be on shorter terms (36 months). Anyways, figuring after your $3k down, the out the door price is $37k, then your payments would be right around $715. You can estimate that every $1,000 more or less the car is will change that payment by about $20. Hence, if $36k is your OTD price, the payment is $695; if it's $38k, expect it to be $735 or so.
12-27-2008, 10:06 AM
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Yeah, make sure to not get over 60 months as interest rates usually creep up on higher terms. $3k will just pay tax and title most likely. Figure a touring with NAV costs 35k, 37k for sport (or so).
Figure you'll get 5.9% APR; they probably won't give promo interest rates and if they do it'll be on shorter terms (36 months). Anyways, figuring after your $3k down, the out the door price is $37k, then your payments would be right around $715. You can estimate that every $1,000 more or less the car is will change that payment by about $20. Hence, if $36k is your OTD price, the payment is $695; if it's $38k, expect it to be $735 or so.
Figure you'll get 5.9% APR; they probably won't give promo interest rates and if they do it'll be on shorter terms (36 months). Anyways, figuring after your $3k down, the out the door price is $37k, then your payments would be right around $715. You can estimate that every $1,000 more or less the car is will change that payment by about $20. Hence, if $36k is your OTD price, the payment is $695; if it's $38k, expect it to be $735 or so.
Good stuff but your numbers for a Z are off a little. A fully loaded Z (touring plus sp pk plus Nav) is 39k and change. Without Nav it's roughly 37k. So 3k will barely even touch tax, let alone lic. Payments at 60 months will be 750+.
To the OP, you need more money down and you need to figure out what you can afford monthly. If you are that worried about it you probably can't afford this car.
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12-27-2008, 12:28 PM
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Just input the approximate price of the car as the 370 isn't out yet.
no tax
12-27-2008, 01:12 PM
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yes thank you all very much.... my wife is SOOOO close to being able to get one if I "sacrificed" my purchase to do so... we we're looking to upgrade ourselves two nicer vehicles but wanted to do so with a $900 per month car expenditure thinking .... MAYbe the 370 could be ~ $600 and I could pick up a used Titan for ~ $300 a month. For the one car to be $750 a month scares her away though
Would probably have to agree at this juncture. Will wait a year or so and watch for them to trickle out in the used market making things a little more feasible.
On another note; saw one in person for the first time at the Indianapolis Auto Show on Friday ..... My wife thought it was blah in the pictures and then when she walked in she saw this car from the other side of the room through the others and fell IN LOVE! It was the blue one btw and pictures do NOT do it justice.. it is NOT photogenic as when I checked out the pictures I took when I got home they looked BLAH but IRL we couldn't stop coming back to it....... it was, in our opinion THE BEST CAR THERE! If money were no object, we both agreed we wouldve taken it home over anything else there! There was even a GTR there but she didnt like it so much compared to the 370.....
Would probably have to agree at this juncture. Will wait a year or so and watch for them to trickle out in the used market making things a little more feasible. On another note; saw one in person for the first time at the Indianapolis Auto Show on Friday ..... My wife thought it was blah in the pictures and then when she walked in she saw this car from the other side of the room through the others and fell IN LOVE! It was the blue one btw and pictures do NOT do it justice.. it is NOT photogenic as when I checked out the pictures I took when I got home they looked BLAH but IRL we couldn't stop coming back to it....... it was, in our opinion THE BEST CAR THERE! If money were no object, we both agreed we wouldve taken it home over anything else there! There was even a GTR there but she didnt like it so much compared to the 370.....
12-27-2008, 01:47 PM
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I hate to be another one to tell you this, but don't do it. After you factor in insurance and operating cost your budget is way blown. Stay economical until your disposable cash catches up with your passion.
Last edited by WShade; 12-27-2008 at 04:04 PM.
I wish.....
12-28-2008, 07:47 AM
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Good stuff but your numbers for a Z are off a little. A fully loaded Z (touring plus sp pk plus Nav) is 39k and change. Without Nav it's roughly 37k. So 3k will barely even touch tax, let alone lic. Payments at 60 months will be 750+.
To the OP, you need more money down and you need to figure out what you can afford monthly. If you are that worried about it you probably can't afford this car.
To the OP, you need more money down and you need to figure out what you can afford monthly. If you are that worried about it you probably can't afford this car.