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Old Jan 21, 2009 | 12:40 PM
  #141  
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Originally Posted by Polo08816
...the wise words of an engineer. Yes, I knew Civil would be broad as well, but I didn't fully grasp that until you gave me a very limited glimpse.

I know for the military (the Army NG in my case) that if you possess skills that they are in great need of and cannot train from within your chances and rate of promotion will be much greater and faster than that of your peers. For me, branches such as Corps of Engineers, Signal, and Armor have my interest but I think if I were to stay in for 20+ years I'd switch to the Medical Corps for the reasons listed before. From what I understand, you can definitely be promoted to Lt. Col. or Col. relatively quickly in the Medical Corps without having any special connections because of the huge understrength in that branch. However, the military has been great to me so far. The benefits, both financial and other, have been amazing and the experience of leading soldiers is one that I have been dreaming about since my childhood because nearly my entire extended family is ex-military.

One thing to consider..........to move up in the military they want you to have command experience and time in war zones. Down here the Navy was trying to get a lot of the engineers to go to Afghanistan. You play these two games and you can advance quickly, but damn someone could be shooting at you and it's not even your primary occupation?
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Old Jan 21, 2009 | 12:47 PM
  #142  
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Originally Posted by MMC Racing
And as the housing and credit problems show, living in a big house or driving a nice car doesn't mean you are rich - it just ment someone gave the person more credit than they could handle.
buying foreclosed houses ftw. thats y my z was put on hold. its just a car, not anything that will change my life, and in my eyes is the biggest liability ive ever acquired at the moment
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Old Jan 21, 2009 | 06:03 PM
  #143  
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Originally Posted by Polo08816
+1. I respect people who know the consequences of their actions and are willing to accept those consequences. What would astounds me is the fact that some people live beyond their means just to prove accomplishment through material possessions instead of buying something they can afford for personal enjoyment.

In my case, I truly believe the money I'll save over buying a entry-level luxury sedan like a G37 instead of a GTR is far too valuable to waste away on a depreciating asset. I know I have a strong sense of entreneurship, and I seek everyday to acquire technical expertises and life experiences that I can store in a "toolbox" to be utilized later for goals that I aspire to reach.

I know we all chuckle when we hear of youngsters claiming they own a "corporation". Indeed, I chuckle to myself as well because I've been there and done that, and most of the time we become part of the statistic of "small businesses that fail." But the most important thing you should take from that is why you failed and what you need to do in order to succeed the next time around. I've come to realize that you need to do something unique - something that other people cannot do easily. You need to be able to have the management, leadership, and foresight to see it through until the end - to make your dreams become reality. And you need to have the motivation, dedication, and commitment to stay the course and not give up easily. And this is precisely what I am in the process of doing today. Everything that I do or try to do serves a purpose and each step along the way builds upon the previous step in an effort to integrate and culminate all the skillsets you have to be a more unique individual. Hopefully this will lead to a career/occupation that provides much personal enjoyment, enrichment, and financial rewards so that one day you may be able to enjoy the finer things of life (such as a GTR ).
Attached Thumbnails GT-R owner------Occupation ?-anthony_robbins_picture.jpg  
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Old Jan 21, 2009 | 07:14 PM
  #144  
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In response to an earlier post, yes a pharmacist can make 200k. I graduate in about a year and I was offered a position for 185K plus quarterly bonuses, I will be working 60 hr weeks. This also depends on what state you work in, South Texas where I live is the Highest paying for a pharmacist, otherwise it would be between 100-120K. GTR here I come!
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Old Jan 21, 2009 | 08:16 PM
  #145  
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Originally Posted by smokedout08
In response to an earlier post, yes a pharmacist can make 200k. I graduate in about a year and I was offered a position for 185K plus quarterly bonuses, I will be working 60 hr weeks. This also depends on what state you work in, South Texas where I live is the Highest paying for a pharmacist, otherwise it would be between 100-120K. GTR here I come!
Nice! Thats over 65$ an hour. Thats 25$ more per hour then the 5 Pharmacists I know. My father inlaw has been a Pharmacist for 24 years and told me he makes around 41$ an hour. (He hasnt worked at the same place the entire time) Your future pay seems to be Awesome!

http://www.payscale.com/research/US/...st/Hourly_Rate

Check out the last chart, it goes by state. Seems Texas is one of the lowest paid for Pharmacist. Not sure where your getting your info from but I hope its correct. Got to be ballin the GTR!

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Old Jan 22, 2009 | 08:47 AM
  #146  
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^^^A friend of mine says that it is CVS or Walgreens that really set the precedent. They said if you have the degree/license, we will hire you and it will be $XX. This forced everyone to counter the offer or lose their people.

He in turn can charge the people needing the medicines more money. Good for the pharmacists and owner of the company, bad for consummers.
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Old Jan 22, 2009 | 03:11 PM
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Yeah for the most part Texas is only offering like 50-55$ an hour in most places, but the south Texas region is so short with pharmacist that they are offering BMW's or mercedes to sign on with them. This particularly true for those pharmacists who want to work for CVS,Walgreens...etc. However, the retail pharmacies that pay the most are independents. One if my friends just got a job at a hospital for 65$ an hour, quarterly bonuses of 2500, and 12,500 every year for five years to help pay back student loans, which in most cases are like over 100,000. One of the main reasons for this irregularity when in comparison to the rest of the nation is due in part of the need for bilingual pharmacists.

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Old Jan 22, 2009 | 05:33 PM
  #148  
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Originally Posted by smokedout08
Yeah for the most part Texas is only offering like 50-55$ an hour in most places, but the south Texas region is so short with pharmacist that they are offering BMW's or mercedes to sign on with them. This particularly true for those pharmacists who want to work for CVS,Walgreens...etc. However, the retail pharmacies that pay the most are independents. One if my friends just got a job at a hospital for 65$ an hour, quarterly bonuses of 2500, and 12,500 every year for five years to help pay back student loans, which in most cases are like over 100,000. One of the main reasons for this irregularity when in comparison to the rest of the nation is due in part of the need for bilingual pharmacists.
I see. My father inlaw works for Walgreens, my friend works for Safeway, and my sister is a Pharmacist at a hospital. I guess New MExico and Arkansas need to up their game. None of them make over 44$/hr. My father inlaw is transfering to Texas, near Dallas and they will only pay 43$ an hour at Walgreens. BMW upon signing, that is sweet!
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Old Jan 22, 2009 | 06:14 PM
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The Dallas area is saturated with pharmacist, this is why they are only offering mid 40 pay. Tell him to move to South Texas where its guaranteed to be making at least 57-64 an hr. When I say South Texas I mean the border towns near Mexico.
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Old Jan 22, 2009 | 06:40 PM
  #150  
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Originally Posted by Polo08816
+1. I respect people who know the consequences of their actions and are willing to accept those consequences. What would astounds me is the fact that some people live beyond their means just to prove accomplishment through material possessions instead of buying something they can afford for personal enjoyment.

In my case, I truly believe the money I'll save over buying a entry-level luxury sedan like a G37 instead of a GTR is far too valuable to waste away on a depreciating asset. I know I have a strong sense of entreneurship, and I seek everyday to acquire technical expertises and life experiences that I can store in a "toolbox" to be utilized later for goals that I aspire to reach.

I know we all chuckle when we hear of youngsters claiming they own a "corporation". Indeed, I chuckle to myself as well because I've been there and done that, and most of the time we become part of the statistic of "small businesses that fail." But the most important thing you should take from that is why you failed and what you need to do in order to succeed the next time around. I've come to realize that you need to do something unique - something that other people cannot do easily. You need to be able to have the management, leadership, and foresight to see it through until the end - to make your dreams become reality. And you need to have the motivation, dedication, and commitment to stay the course and not give up easily. And this is precisely what I am in the process of doing today. Everything that I do or try to do serves a purpose and each step along the way builds upon the previous step in an effort to integrate and culminate all the skillsets you have to be a more unique individual. Hopefully this will lead to a career/occupation that provides much personal enjoyment, enrichment, and financial rewards so that one day you may be able to enjoy the finer things of life (such as a GTR ).

I also am a third yr pharm D student, so I can agree with you for most part on your thought process, however,most people live for the now, not tommorrow. If a person feels suited to own a GTR they cant afford, I say let them. Just worry about what you can accomplish and buy what you think you can buy. Its obvious that your on the right path to success but a good portion of car enthusiasts are not, most of them work several jobs for there car, kudos to them if it makes them happy. I use to be like this until I realized this was leading me to a dead end, in sorts. Congrats on your degree, cant wait to finish.
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Old Jan 23, 2009 | 10:42 AM
  #151  
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Originally Posted by Polo08816
So basically he had a nice car to get the chicks with but no place to take them back to after the night was over?

I can understand if you don't make enough and have to stay home in order to save money but staying at home with parents so you can own a nice car is just lame.

I lived at home a couple years after I graduated to help pay off my school loans and car loan. I did not go out and buy a Z06 though. I was also able to save for a down payment on my first property.

I have a friend who is a financial planner who bought a new M3 in 2002 when he graduated while living at home. Car was nice but living at home has its disadvantages as well. I had my own entrance through the garage and my room was on top of the garage so parents didn't hear me come and go.
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Old Jan 23, 2009 | 03:52 PM
  #152  
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Lol at all the student pharmacists in this thread. Second year PharmD here.
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Old Jan 24, 2009 | 09:31 AM
  #153  
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Originally Posted by smokedout08
I also am a third yr pharm D student, so I can agree with you for most part on your thought process, however,most people live for the now, not tommorrow. If a person feels suited to own a GTR they cant afford, I say let them. Just worry about what you can accomplish and buy what you think you can buy. Its obvious that your on the right path to success but a good portion of car enthusiasts are not, most of them work several jobs for there car, kudos to them if it makes them happy. I use to be like this until I realized this was leading me to a dead end, in sorts. Congrats on your degree, cant wait to finish.
Doesn't it feel like an eternity?
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Old Jan 24, 2009 | 09:33 AM
  #154  
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Originally Posted by 2008G35xsInMD
I lived at home a couple years after I graduated to help pay off my school loans and car loan. I did not go out and buy a Z06 though. I was also able to save for a down payment on my first property.

I have a friend who is a financial planner who bought a new M3 in 2002 when he graduated while living at home. Car was nice but living at home has its disadvantages as well. I had my own entrance through the garage and my room was on top of the garage so parents didn't hear me come and go.
That's pretty good. You're a better financial planner than your friend.
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Old Jan 24, 2009 | 11:00 AM
  #155  
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Originally Posted by MMC Racing
Exactly.. And we both agree we don't want them ever..
Forget the question of how to afford a GT-R... How do you find a woman who doesn't want kids? Lucky find MMC!

I don't have much to add to this mostly wise thread. Now in my mid 30's, I'm always confused how the recent college grads in my company have bigger expenses than I do. I understand that college loans can take a serious portion of their income. But it's the entertainment outlays such as $100 a night bar tabs, flat screen TV's, and weekly trips to the mall that get them into trouble. Maybe this is too simplistic, but I think that there are so many younger people that are brainwashed by shows like The Hills, Cribs, and most other MTV crap, that they fail to realize most people never come remotely close to that lifestyle. It's not that their entry level salary is that bad, it's just that their lifestyle sucks any potential savings... or worse, puts them into serious debt.

We're not all entitled to have nice things. The last several generations, there's been a shift in how people think they achieve the American Dream. The majority of college degress are simply a way to apply for a job, and don't (and shouldn't) guarantee anything. Sacrifice and savings seem to have been forgotten as a conerstone of success. Although the comments on this particular thread seem to indicate a much wiser point of view. I don't have as much faith in the poplulation at large.
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Old Jan 25, 2009 | 05:03 PM
  #156  
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Originally Posted by zpak
Just wanted to poll the actual/already-practicing pharmacists on this site if this statement is true (because I honestly don't know).
Possibly, but you would have to put in some LONG hours. Me, I am doing nothing but temp work and a sweet at home job, and make just over 6 figures. I could make 150+ if I was at _____ pharmacy AND worked relief at other places on the side, along with the at home job. However, I like staying at home with my wife, 3 year old, and newborn.

So, yes, you could make close to 200K, but you would have to have your schedule arranged where you work morning shift at one job, night at another, and sleep some other time. Too much hassle for not much "extra" money for me.
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Old Jan 25, 2009 | 05:18 PM
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Originally Posted by smokedout08
The Dallas area is saturated with pharmacist, this is why they are only offering mid 40 pay. Tell him to move to South Texas where its guaranteed to be making at least 57-64 an hr. When I say South Texas I mean the border towns near Mexico.
Or he can move to Tyler one hour east of Dallas, and get offered 53-55 from Walgreens and CVS. That may or may not be enough for him, and it is certainly better than South Texas. I kinda think that they are lowballing him in the Dallas area. Maybe they caught wind of what he is making in Arkansas, and think they can get away with a raise of a few dollars? Sounds good for your family, and is great news to Walgreens (they pay him less than the other pharmacists= less payroll expenditure= district manager gets a better bonus)

RxZ (IS a pharmacist, and does not work for big business)
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Old Jan 25, 2009 | 05:23 PM
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Originally Posted by GZire
^^^A friend of mine says that it is CVS or Walgreens that really set the precedent. They said if you have the degree/license, we will hire you and it will be $XX. This forced everyone to counter the offer or lose their people.

He in turn can charge the people needing the medicines more money. Good for the pharmacists and owner of the company, bad for consummers.
He can not charge more, unless two things happen:

1) The majority of his customers are cash paying customers, and prefer his store and the higher prices over Walmart, CVS, etc and their 4 dollar generics

2) He somehow manages to negotiate an outstanding deal on the cost of medications he buys from his wholesaler thereby increasing his margins giving him more cash flow to be able to pay a pharmacist more (if this is the case though, most owners would just work themselves and pocket the extra money, that costs MUCH less than hiring a new pharmacist and having to pay all associated costs that go along with that)
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Old Jan 25, 2009 | 10:39 PM
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Originally Posted by RxZ
Or he can move to Tyler one hour east of Dallas, and get offered 53-55 from Walgreens and CVS. That may or may not be enough for him, and it is certainly better than South Texas. I kinda think that they are lowballing him in the Dallas area. Maybe they caught wind of what he is making in Arkansas, and think they can get away with a raise of a few dollars? Sounds good for your family, and is great news to Walgreens (they pay him less than the other pharmacists= less payroll expenditure= district manager gets a better bonus)

RxZ (IS a pharmacist, and does not work for big business)
I can guarantee that South Texas is best paying for Walgreen's since my close friend is the PIC for the region. Big shortage as compared to North where saturation is much more evident, likewise in Houston.
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Old Jan 25, 2009 | 10:59 PM
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i own a lot of property in detroit, residential and commercial outside of town, 25 years old, pretty much i receive income from various streams, and it's nothing to buy a gtr if you invest in detroit, i tell you what a gtr is 80k, take a credit card, with 10k, buy one of my investments homes i can find you foreclosed for 5k, put 3k into it from home depot. it'll be worth 60k, sell it to some investor for 40k, let them keep the equity for them to pull a second mortgage, and you put down 5k, on the gtr. step two. take the 25k you have left repeat the process, buy another home, refi it, and buy three more, fix them up, rent them out to government home tenants you'll have the gtr, and the payments made and be worth 160k+ with three homes in detroit for a few lousy investments it's nothing just stop chilling in your cubical.
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