JZurita

iTrader: (29)

No sir

Billhyco

iTrader: (14)

if ya do a quick search under the roadrace forum you will find this insurance topic has been covered in depth a couple times that i know of. also, i got an email last night about a company that is offering track day insurance for your car. i didn't get to the details but nice to see that a company is FINALLY stepping up.

i used to track my daily driver and worried about putting it into a tire wall constantly. my ins. is through allstate, but they wouldn't cover me at the track, neither would Geico who i just switched from.

Profink

iTrader: (15)

Fooshe, hit me up with a PM because I'd be interested in helping you out with he article (if you're interested). My full time job is E&S Insurance and I've been interested in this same thing.

Doug

Fooshe

iTrader: (42)

Thanks Bill! I did a search but I can't find this particular info. I am not trying to see someone elses opinion, I am just looking for the names of who the group insures with so I can do my own research for an article that may be published and will have my name on it. Rule one of any factual article is know the facts that you are stating to be true for yourself.

Thanks for the input and if you find the name of the company that is offering coverage for your car for a track day, please let me know so I can speak with them for the article.

ni$mo350

iTrader: (4)

I swear by USAA awesome company with good customer service and great rates/discounts for good records. Hope that helped and if you have any other questions just pm me.

DVFlyer

iTrader: (18)

Most people I know who track their car and get in wrecks received the damage on a public road driving to the mall or work or school or.....

Calvin@CRG

iTrader: (20)

I'm with Allstate if that helps. But yea my understanding is that crashes/accidents on a track arnt covered. And insurance companies dont offer any type of coverage for that...?

JETPILOT

iTrader: (51)

I'm insured with Progressive.

scotts300

iTrader: (46)

Ameriprise, through Costco. Best I've had so far.

Fooshe

iTrader: (42)

Great! Keep them coming.

Oh, and no commentary please. I don't want to bias anyone regarding one insurance company or another. Besides, this is not a commercial for any single carrier.

So just the company name, please.

Fooshe

iTrader: (42)

JZurita's response is exactly what I was expecting and it only took a couple posting to get it. You see, most people are uninformed and pass their opinion as fact. Or, their insurance company did not cover something, so they assume all companies don't. Well, you know what happens when you assume something...You make and *** out of u & me (***-u-me).

Now I am not ragging on JZurita, I am pointing out that this is common and I blame the insurance industry for not informing the public. That is the whole purpose of my research and publishing what I find.

Fooshe

iTrader: (42)

DVflyer, I know exactly what you are saying and have seen it myself. However, I have filed many Felony reports with the Department of Insurnace on that exact claim since insurance fraud is a Felony in CA. The sad part is that on a hand full of them, they would have had some coverage if they had not lied about the entire event. Their deductible is all they would have been out.

That being said, not everyone gets caught....but I know a bunch of people who have.

Let's just stick to the companies for the purposes of this posting. You can post a "How to commit insurance fraud" thread once I'm done.

Fooshe

iTrader: (42)

Not all companies and not always Calvin...Hence, the reason I am doing this. Thanks for your input.

Fooshe

iTrader: (42)

Not one company name yet? I do hope you guys will help me ID the companies I should make sure I include in this research.

WhiskeyHotel

iTrader: (5)

State Farm

350z-Jason

iTrader: (12)

+1. They cover all my aftermarket parts for free.

hkman78

iTrader: (7)

I think it depends on the wording of the policy. Some poilcy stated that it wont cover "if you involve in a competition or time trial or any kind of illegal street racing". But if you were only driving the car in a track during a track day, technically you are not in a competition or time trial racing. You can argue that with your insurance company and see if you can get coverage for that.

350zsunshinefl

iTrader: (1)

Allstate +1 , they also cover aftermarket parts and have awesome rates with special gap insurance for students!!!!!

Z04

iTrader: (15)

i use a company called nogaf

pntfrk69

iTrader: (7)

usaa, lol. i can garuntee its cheaper than anything else out there......you just have to be military to have it :-p lol