What interest rate are you paying for your car loan?
10-27-2005 | 05:00 AM
#22
Banned
Joined: Apr 2004
Posts: 13,093
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From: na
Originally Posted by mc350z
right now my plan is if the GT-R is 70K
to finance no more than 20K at the most right now that is looking very doable i mean alot can happen in 2 years
i would have alot more for it but i bet ive put near 10K in the Z
if the GTR is more towards 80K i want be able to get one,
but ill just take that money and buy a next gen Z with cash with money to spare.
so either way i think im in good shape!
and hell no i dont want another 7.2!
the only reason i did that was because i got the Z on impulse. i was drving down the road in my C5 about this time in 2002. then a brand new Z passed me 
it was the first one i had ever seen in person, that did it the next day i went to the nissan dealer traded in the vette(got killed on it) and about 2 weeks later november 6 to be exact i drove my Z off the lot. 7.2 for 6 years was the best my bank could do at the time. to be honest it didnt matter i had to have the Z
i didnt go through nissan becasue at that time i had never even had a credit card before or anything besides a cell phone in my name/ so my credit history was 0!
to finance no more than 20K at the most right now that is looking very doable i mean alot can happen in 2 years
i would have alot more for it but i bet ive put near 10K in the Z
if the GTR is more towards 80K i want be able to get one,
but ill just take that money and buy a next gen Z with cash with money to spare.so either way i think im in good shape!
and hell no i dont want another 7.2!
the only reason i did that was because i got the Z on impulse. i was drving down the road in my C5 about this time in 2002. then a brand new Z passed me it was the first one i had ever seen in person, that did it the next day i went to the nissan dealer traded in the vette(got killed on it) and about 2 weeks later november 6 to be exact i drove my Z off the lot. 7.2 for 6 years was the best my bank could do at the time. to be honest it didnt matter i had to have the Zi didnt go through nissan becasue at that time i had never even had a credit card before or anything besides a cell phone in my name/ so my credit history was 0!
How did you pay off houses and cars so quick without a credit history and only being out of college a short time?
I'm at 4% BTW......I never pay off cars....they are a horrible investment......I keep my money working for me in other investments at an average of at least 11% so by paying off my cars I'd be losing money.
10-27-2005 | 06:45 AM
#24
Originally Posted by Low J.
How did you pay off houses and cars so quick without a credit history and only being out of college a short time?
I'm at 4% BTW......I never pay off cars....they are a horrible investment......I keep my money working for me in other investments at an average of at least 11% so by paying off my cars I'd be losing money.
I'm at 4% BTW......I never pay off cars....they are a horrible investment......I keep my money working for me in other investments at an average of at least 11% so by paying off my cars I'd be losing money.
10-27-2005 | 07:08 AM
#27
Banned
Joined: Apr 2004
Posts: 13,093
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From: na
Originally Posted by MySixDBZ
hey LowJ, i just watched your Z video and how much WHP/HP do you have? cuz i hear a lot of noise but only seem to be going 5MPH. LOL!
No idea about HP.....I made that vid to show the sound of the custom exhaust system I had put on. It's a public road too with a 55mph speed limit so I didn't get much but 2nd and 3rd gear.
10-27-2005 | 07:23 AM
#28
5.99% for a few months, paid a large amount off, then split the rest (15k) to a fixed credit card for 2.99% and 0% for 12months. first new car purchase... o'well.
if i did it again, i would have stayed with the 5.99%. then i would have take that large amount of $$$, put it into a few stock that i followed for the past year and now the car could have been free. mmmthfckr!
Zquicksilver
if i did it again, i would have stayed with the 5.99%. then i would have take that large amount of $$$, put it into a few stock that i followed for the past year and now the car could have been free. mmmthfckr!
Zquicksilver
10-27-2005 | 08:37 AM
#29
Registered User
Joined: Jan 2005
Posts: 2,331
Likes: 0
From: Sactown, California
Originally Posted by Diesel350
BTW the best rate I found was 6.95% I thought I'd get a better rate cause my score is in the 700's but I guess it because my Debt to income ratio is kinda high.
10-27-2005 | 09:13 AM
#32
Guest
Posts: n/a
Originally Posted by Low J.
How did you pay off houses and cars so quick without a credit history and only being out of college a short time?
I'm at 4% BTW......I never pay off cars....they are a horrible investment......I keep my money working for me in other investments at an average of at least 11% so by paying off my cars I'd be losing money.
I'm at 4% BTW......I never pay off cars....they are a horrible investment......I keep my money working for me in other investments at an average of at least 11% so by paying off my cars I'd be losing money.
my grandparents and greatgrand father both had houses side by side, when they passed i got one when i graduated college. i didnt have to pay anything for it. its one of those deals where i guess ill be forever grateful for that oppurtunity.
as for credit history. i kinda got a jump start. my dad financed a 10k yamaha wave runner in my name and paid it off in like a few months. after that i had established credit
Last edited by **; 10-27-2005 at 09:18 AM.
10-27-2005 | 09:34 AM
#35
Originally Posted by z350boy
You guys think YOU got it bad....I'm paying 12.95% on 24K... sucks but at least I now have my very own "Z". 
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