There is obviously a lot of different lenders but does anybody no of a lender w/ less than 8%? I know prime is like 8 1/4 but damn and that's w/o points being added. I have done some research but I did not know if anyone has the inside edge w/ different banks. Thanks

 

I did my loan through the dealership and they referenced 10 different banks and went with the one that would give me the lowest APR and that didn't require a co-signer.

Ended up getting a 7% APR with a 5 year term from a place called Metropolitan Bank (out of MA). Talk to the dealer and see what they can offer.

 

Better off new, you get a much better rate. I got 3% on my loan.

 

This is from an individual so no dealer to work with, I wish prime was not so damn bad

 

Search google for "auto loan."

 

I had an offer through Capital One when I was applying for a loan back in February, and it was 8%. The dealer was able to give me 7% though!

 

credit union.....vystar here in FLA is 5.75 used, 5.25 new....

 

Ran into the same problem buying my FX. I ended up taking out a personal loan with a family member instead of going through a lender.

Rates have really skyrocketed. Best I was getting was 8.5-9 for a used private party lender. Dealers were a little less used, but compare it to an under 5 for a new car and you feel like your just getting ripped of. That few % can be thousands and make the diff between buying new and used.

 

Idok is right Credit Union's are where it's at for rates we got a low 7%.

 

mine is 3.4%. got it through the dealership.. It was a week after the 0% sale they had

 

4.7 Fort Knox Credit Union.

 

Got mine (new) from my credit union.

 

Too many factors play into it to give a solid number. The amount put down, your credit rating, national interes rates, promo offers, etc.. all contribute to your interest rate.