Tried to finance a car today declined with 10k down
#42
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also, i was commenting if you went to a motorcycle dealershp and going through their lenders. The obvious easier way is going with your own bank and getting out a loan to buy a mototcycle.
#43
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i remember we financed a guy with a lower credit score because his work history was great. A young guy, i believe he was 21 but had a 5 year work history of being full time . He got a note from his work stating his job security and with that, he got a loan. Having a good work history is very good.
#44
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ooooo ok then
Yeah getting a loan for my bike on my own was impossible as it was considered a luxury item. I was working for 3 months and my dad co-signed for me and I got the loan. The dealership went through a credit union they worked with and they got me a loan. Ive been a happy man ever since
Yeah getting a loan for my bike on my own was impossible as it was considered a luxury item. I was working for 3 months and my dad co-signed for me and I got the loan. The dealership went through a credit union they worked with and they got me a loan. Ive been a happy man ever since
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My friend with a bankruptcy on his record got financed for $38,000 with an APR of 0.9% just last month. He put down $20,000 and has a good work history. His credit score is so low, we still don't know how he was approved no matter how much he put down.
#52
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Sounds like you don't need a Z. Why not buy a car that you can pay off quickly, and make sure you will be able to pay the rest of your bills? I would not spend 10k on any car as a downpayment. You can buy a used Z for 13k or so and be car debt free in a short amount of time. Please take this lesson from someone who has learned. I spent over 15k on my Z in a year in a half to have to sell it, and now am upside down from it, and when I purchased an SUV to replace it before the gas prices and SUV values went to crap. I went from being in amazing shape, credit score over 750, to being now 10k upside down in a 5 year old SUV. Its depressing.
#54
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Charged them, earned 1% cash back, last bike gave me 110 dollars in cash back! woot!!!!!
Best part was paying the card in full at the end of the month.
I would never fiance a bike, its a high risk item and for the most part loans for them suck.
#55
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My last two bikes were paid in full using my Discover card.
Charged them, earned 1% cash back, last bike gave me 110 dollars in cash back! woot!!!!!
Best part was paying the card in full at the end of the month.
I would never fiance a bike, its a high risk item and for the most part loans for them suck.
Charged them, earned 1% cash back, last bike gave me 110 dollars in cash back! woot!!!!!
Best part was paying the card in full at the end of the month.
I would never fiance a bike, its a high risk item and for the most part loans for them suck.
Weird thing is, my insurance company "state farms" approved me of a motorcycle loan for the percentage of 8% for an r6 i was looking at. That's not too bad IMO.
#58
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Well, there's a credit crisis going on right now. Banks are not ready to lend to just anybody. You have to have stellar credit AT THE MINIMUM.
And, yeah, they could give you a loan with 12-15% interest, but multiply someone like you by a million and we end up with another credit crisis.
And, yeah, they could give you a loan with 12-15% interest, but multiply someone like you by a million and we end up with another credit crisis.
#59
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my score dropped ater financing 30k..but it went back up,then down after i lost my house ..so i feel like im 18 again trying to get that 740..but on time Z payments have kept me from going under.)Good luck to anyone trying to get anything right now.I went from making 2k a month to working at sheetz....