Do any of u guys think I can get loan, without any credit history ?
I only have a old rav4 to trade in.
Becoz i realli want to get the 350z

 

It's really unlikely unless you can get someone to co-sign with you. The president of my wife's company went to buy one and they wouldn't give him a loan either. I don't know why he couldn't have just paid cash, him being the president and all, but either way, desipite all the documentation (and the company has been around for 30 years) in the world, no loan for him for that reason.

Edit: Just so it's a bit clearer, he's Japanese but has lived here for several years but has no loan history.

 

You could but the interest will kill you, prolly 20%.

 

Apply for a loan. The information you get will give you a baseline as to what to expect in trying to obtain credit.

 

I didnt have any credit history (It was bad if any at all) and got approved through NMAC. I just graduated college Dec. 2002 and got my Z May 2003. I did their Signature Grad program

 

you can do it bro. there are always ways. but interest will be more thats for sure, do NOT go through with nisssan...their rate just sucks.

 

what is a NMAC. ???What's that ???
Do u think I can get loan online ....and get a used car on ebay...with good price

 

NMAC is Nissan Motor Acceptance Corporation (Nissan's financial institution)

i got 4.19% with them....that was last year tho

 

As suggested before, It doesn't cost anything to apply, Go towards the end of the month when they are more interested in making a deal.

 

I have great credit, which places me at about A / B grade paper (for you bank junkies at there), BUT I couldn't find any bank to honor the terms of the loan since I didn't have any "auto" credit. This also happened to my girlfriend . . .she had to have a co-signer and she didn't need one to buy her house!

 

you might be surprised what shows up on your credit report. It would be worth the nominal dollars to go to a credit reporting site and run your report. From that, you can see what your prospective lenders will, and will not, see.

https://qspace.iplace.com/cobrands/6...sp?sc=3685memb

If I did it correctly, this is a link to an on-line credit report center that I've used over the years. I check my report often, and always before I consider a major purchase that will be financed (home, car). It enables you to correct any errors that might exist, as well as know in advance what the lenders will see relative to what has been reported and your credit score (i.e., "risk"). I think you can get one report free. But what you want to see is what all 3 major bureaus are reporting (Equifax, Experian, Trans Union) and the score...costs a bit extra...but is worth it. Think about it. At least you'll know whether or not you are wasting your time. By the description, I have to agree with the others that you may need a co-signer. But the important thing is to get something in your name. You have to start somewhere, we all did, so don't stress too badly. Just get something going, and never, ever be late. And don't over-extend. Good luck.