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Old 07-05-2009, 01:05 PM
  #2261  
sbZenth
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Originally Posted by jasabeast
yeah dude get a 03 04 Z youll have way more money... sell privatly just keep your wheels and ****... then you can pay for car in cash have no payment but insurance and youll be fine
its kind of impossible to sell privately these days though. where should i post it?

on here? or online somewhere?
Old 07-05-2009, 01:06 PM
  #2262  
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Yea but jason if you look at for sale he doesnt have his stock parts... And I doubt he is out of his payments enough to pay cash for the 03

But seriously getting a older one can cut that payment in half or more depending on how much you have cut into what you owe vs what the car is worth...
Old 07-05-2009, 01:08 PM
  #2263  
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Post it everywhere you can to sell it... Craiglist, signs in windows, pennysaver, Ebay if other stuff doesn't work...

And yea most dealerships wont know/notice the difference in lights.

But really do try all your options before selling man.
Old 07-05-2009, 01:15 PM
  #2264  
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Yeah what do you owe on ur Z you can always talk them down or even trade even with one just to get out of a pickle you know
Old 07-05-2009, 01:16 PM
  #2265  
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Originally Posted by jasabeast
Yeah what do you owe on ur Z you can always talk them down or even trade even with one just to get out of a pickle you know
i owe 24k
Old 07-05-2009, 01:17 PM
  #2266  
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how long you had ur car?
Old 07-05-2009, 01:18 PM
  #2267  
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Originally Posted by jasabeast
how long you had ur car?
1.5 years. (i traded in another car that had a little bit of debt left on it so that was added on to my cars price.)
Old 07-05-2009, 01:22 PM
  #2268  
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Holy crap man soo even if you sell you will be upside down and owe...

DO you have the money to pay off the car if you sell it outright at 20K???

Because if not you cant really sell it private sale unless you take a personal loan for the balance you will owe.
Old 07-05-2009, 01:25 PM
  #2269  
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youll pretty much be best off to just keep it
Old 07-05-2009, 01:30 PM
  #2270  
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Originally Posted by Barnabas
Holy crap man soo even if you sell you will be upside down and owe...

DO you have the money to pay off the car if you sell it outright at 20K???

Because if not you cant really sell it private sale unless you take a personal loan for the balance you will owe.
not at 20, but if i sell it for like 22 ill be able to take it.
Old 07-05-2009, 01:30 PM
  #2271  
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jason you are right, but if he cant afford it, that isnt an option

I wont even go into the financial decision that was made in the first place because we all make mistakes.

SBZeneth, I would talk to someone with a little more experience in finance and such and plan how you can:

1: get out of being upside down in your loan

2: what to do to sell /trade the car if you cant

3: what you can afford and what is the best decision

4: create a budget so this sort of thing isn't forced on you again.
Old 07-05-2009, 01:34 PM
  #2272  
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Originally Posted by Barnabas
jason you are right, but if he cant afford it, that isnt an option

I wont even go into the financial decision that was made in the first place because we all make mistakes.

SBZeneth, I would talk to someone with a little more experience in finance and such and plan how you can:

1: get out of being upside down in your loan

2: what to do to sell /trade the car if you cant

3: what you can afford and what is the best decision

4: create a budget so this sort of thing isn't forced on you again.
well yeah obviously this was a bad financial decision to begin with hahaha.
the thing is, i can keep paying for it... and ill be making a lot more money next year. but at this point, keeping it just isnt smart though.
Old 07-05-2009, 01:36 PM
  #2273  
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Barny you speak like a father lol.. good suggestion tho.. if you would have went wuth an 04 05 to begin with youd be in good position right now what did you pay for your car when you first got it
Old 07-05-2009, 01:37 PM
  #2274  
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Hah yea well at least you are realizing it and trying to fix it. Soo sit down and see what you can do for now and if you are forced to sell it we will all mourn with you
Old 07-05-2009, 01:38 PM
  #2275  
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Originally Posted by sbZenth
well yeah obviously this was a bad financial decision to begin with hahaha.
the thing is, i can keep paying for it... and ill be making a lot more money next year. but at this point, keeping it just isnt smart though.
true but the thing is your gonna pay for this car either way.. you trade it or sell it the 24k is still going to the bank you know.. so my suggestion would be to keep it even tho things are tight get ur job there making more money and northwestern is a big school so you dont need to go off campus much during the winter
Old 07-05-2009, 01:40 PM
  #2276  
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Originally Posted by jasabeast
Barny you speak like a father lol.. good suggestion tho.. if you would have went wuth an 04 05 to begin with youd be in good position right now what did you pay for your car when you first got it
Who's your daddy
Old 07-05-2009, 01:41 PM
  #2277  
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Originally Posted by jasabeast
true but the thing is your gonna pay for this car either way.. you trade it or sell it the 24k is still going to the bank you know.. so my suggestion would be to keep it even tho things are tight get ur job there making more money and northwestern is a big school so you dont need to go off campus much during the winter
true. definitely true. but when i get rid of the car, i not only get rid of the payments, but also the insurance payments.

and i will have a much easier life.
Old 07-05-2009, 01:44 PM
  #2278  
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sbZenith you think about selling everything and going back to stock and using that to pay off 3-4 months of payments to allow you to get back on you feet.

I agree with jason if you can afford it ina year it makes more sense to try to battle out the tough times.
Old 07-05-2009, 01:45 PM
  #2279  
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Originally Posted by sbZenth
true. definitely true. but when i get rid of the car, i not only get rid of the payments, but also the insurance payments.

and i will have a much easier life.
this is true to but you buy a $2000 car and your paying 20k for it?? not worth it even tho ur insurance will be like $20 a month lol
Old 07-05-2009, 01:45 PM
  #2280  
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Originally Posted by Barnabas
sbZenith you think about selling everything and going back to stock and using that to pay off 3-4 months of payments to allow you to get back on you feet.

I agree with jason if you can afford it ina year it makes more sense to try to battle out the tough times.
i might just do that too. sell all aftermarket ****, use the money to pay for the car, and keep going.

lets see how this part out goes. if i can make all that money from all of my parts, then that will be good.


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