please keep a look out for..
#62
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Originally Posted by UHATEIT
I work as an insurance claims adjuster, as part of the insurance company most of the time mods have to have extra coverage to cover them (i.e. rims and stereos). But most of the insurance reps I know are pretty cool about it and if you have any receipts they will usually hook it up and cover it. Try to make friends with the adjuster who comes to visit you and if they are cool they might cover it all. But usually for the car itself you only get the fair market value for the car and for the parts you get a depreciated value.
#63
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Originally Posted by Motormouth
well, nissan rims are pretty expensive. tell them you bought the 06 GT rims (I think 1k a piece) there is 4k.
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I work in an insurance company as well as a claims adjuster. What the other examiner here mentioned on his post won't be valid because an appraiser will not be able to inspect A vehicle, unless it's a recovered theft. Thefore I suggest you become real good friends and really get along with the inside claims adjuster. Try to fight it, blah blah blah. Either the Adjuster (inside) hooks you up. Or sorry bro, but they will only cover factory stuff. Unless of course you had additional equipment endorsement added to your policy.
good luck!
good luck!
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Originally Posted by Richy350Z
I work in an insurance company as well as a claims adjuster. What the other examiner here mentioned on his post won't be valid because an appraiser will not be able to inspect A vehicle, unless it's a recovered theft. Thefore I suggest you become real good friends and really get along with the inside claims adjuster. Try to fight it, blah blah blah. Either the Adjuster (inside) hooks you up. Or sorry bro, but they will only cover factory stuff. Unless of course you had additional equipment endorsement added to your policy.
good luck!
good luck!
thanks
esfand
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Originally Posted by esfand
thanks guys, please keep the advice coming. ok so i will try and be real cool and friendly with the adjuster. i have pictures of the car and i can get reciepts, is that any good?
thanks
esfand
thanks
esfand
+1 on receipts!
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To be quite honest with you, my experience in having matters of this sort or any third party company I am in a dispute with, I would hire an attorney to write a letter on my behalf. Just last week I had discount tire give me two brand new tires for my girls beetle and cut me a check for a new abs sensor line that was damaged when one of the used tires I purchased from them blew on the highway. And they said they dont warranty used tires or be responsible for damages to the vehicle. It all comes down to who you argue with. The regional manager from discount told me that his legal department looked at it would rather make me happy then go to letigation which would cost thier party as well to defend. Just my .02
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oh damn .. sorry about what happen.. ur car was sooo sexy and modded with taste ...
hope they die those fu**ers .... dont give up.. just keep bugging them and they will eventually do it for u .. i dont work for insurance comapny but i work in the operations department in i-mate company and we approve the replacment phones and if devices get repair under warranty and all this stuff..
no one will do it for you if u will not inssist that you are right.. just dont give up.. u will get what u want in the end..
good luck bro
hope they die those fu**ers .... dont give up.. just keep bugging them and they will eventually do it for u .. i dont work for insurance comapny but i work in the operations department in i-mate company and we approve the replacment phones and if devices get repair under warranty and all this stuff..
no one will do it for you if u will not inssist that you are right.. just dont give up.. u will get what u want in the end..
good luck bro
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yeah i have been persistent with them, gave the adjuster pictures and reciepts and they still say that the policy does not cover my mods and that i should have bought extra coverage....
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whatever is left belongs to the insurance. the engine and trans are wothless to me without a car.... the most important things were my parts all of which are gone and i wont get paid for them....
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that sucks....i'm suprised that they didn't take the engine and trans. did they tell you where they found it? was it in a garage somewhere and if they found it in some building...would they be able to find the guys who did it? hope everything works out for you.